CONIL BRUNO
ActiveCONIL BRUNO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €422k and a net result of €38k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 925 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 23.53 against 19.59 in 2024; short-term debt: 3.2% and cash: 15.1% of total assets), and 3.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.8%
Return on assets
8.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
28 d early
2023
47 d early
2022
62 d early
2021
41 d early
2020
86 d early
2019
127 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€38k▼ 33.0%
2024 · €57k
2018: €14k
2019: €35k
2020: €35k
2021: €56k
2022: €77k
2023: €47k
2024: €57k
2018 → 2025
Working capital
€317k▲ 1.2%
2024 · €314k
2018: €171k
2019: €189k
2020: €183k
2021: €149k
2022: €238k
2023: €261k
2024: €314k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€316k-€377k▲ 19.3%€375k▼ 0.5%€432k▲ 15.3%€422k▼ 2.4%
Operating result€78k-€55k▼ 28.7%€64k▲ 14.9%€72k▲ 13.0%€49k▼ 32.3%
Net result€56k-€77k▲ 38.1%€47k▼ 39.1%€57k▲ 22.1%€38k▼ 33.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €436k
Fixed assets
€104k▼ 12.0%
Current assets
€331k▲ 0.3%
Equity and liabilities €436k
Equity
€422k▼ 2.4%
Provisions
€0▼ 100%
Debt
€14k▼ 16.5%
The debt ratio falls from 3.8% to 3.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€71k▼
2024 · €94k
Cash flow
€61k▼
2024 · €79k
Solvency
96.8%▲
2024 · 96.2%
Current ratio
23.53▲
2024 · 19.59
Quick ratio
23.53▲
2024 · 19.59
Debt / equity
0.03▼
2024 · 0.04
ROE
9.1%▼
2024 · 13.2%
ROA
8.8%▼
2024 · 12.7%
Interest coverage
295.28▼
2024 · 351.05
Debt
€14k▼
2024 · €17k
Debt ≤ 1 year
€14k▼
2024 · €17k
Income taxes
€15k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€449k€436k▼
Fixed assets21/28€118k€104k▼
Tangible fixed assets22/27€118k€104k▼
Land and buildings22€85k€82k▼
Furniture and vehicles24€32k€13k▼
Other tangible fixed assets26€620€8k▲
Financial fixed assets28€50€50▲
Current assets29/58€331k€331k▲
Amounts receivable within one year40/41€15k€16k▲
Trade receivables40€15k€14k▼
Other amounts receivable41-€1k
Current investments50/53€250k€250k=
Cash at bank and in hand54/58€65k€66k▲
Equity and liabilities
Total equity and liabilities10/49€449k€436k▼
Equity10/15€432k€422k▼
Reserves13€410k€400k▼
Distributable reserves133€410k€400k▼
Profit (loss) carried forward14€21k€21k=
Provisions and deferred taxes16€252-
Provisions for liabilities and charges160/5€252-
Pensions and similar obligations160€252-
Amounts payable17/49€17k€14k▼
Amounts payable within one year42/48€17k€14k▼
Trade debts44€145€5k▲
Suppliers440/4€145€5k▲
Taxes, remuneration and social security45€15k€6k▼
Taxes450/3€15k€6k▼
Other amounts payable47/48€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-25k-
Other operating charges640/8€2k€3k▲
Gross operating margin9900€71k€74k▲
Operating profit (loss)9901€72k€49k▼
Financial income75/76B€8k€5k▼
Recurring financial income75€8k€5k▼
Financial charges65/66B€269€241▼
Recurring financial charges65€269€241▼
Profit (loss) for the period before taxes9903€80k€53k▼
Income taxes67/77€22k€15k▼
Profit (loss) for the period9904€57k€38k▼
Profit (loss) for the period to be appropriated9905€57k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€60k▼
Profit (loss) brought forward from the previous period14P€21k€21k=
Transfer from equity791/2-€49k
Transfer to equity691/2€57k€38k▼
To other reserves6921€57k€38k▼
Profit to be distributed694/7-€49k
Return on contributions (dividend)694-€49k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity doublescurrent ratio 19.59
Current ratio from 8.40 to 19.59; short-term debt falls from €35k to €17k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €77k ▲38.1%
Net result €77k, the highest in the series.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
06-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand Canton(D) 287912 Frasnes-lez-AnvaingGround area
876 m²
Building footprint
116 m²
Parcel 51016A0439/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Accomodata
since 20022.113.897.442
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51016A0439/00H000 | Wallonia | 876 m² | 1 · 116 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MA-JO
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WTS Capital
BE 0646.892.109
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SAVERAN
BE 0455.955.032
Kortrijk · Eq €422k
ATHANOR
BE 0466.428.755
Wavre · Eq €421k
DIRK VAN BULCK V.G.
BE 0419.734.539
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 6,115 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-1999
Fiscal year end31-12
Trade name FR
@CSD
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.