CONFORT OPTIMAL
Open bankruptcyA bankruptcy procedure is open for CONFORT OPTIMAL according to publications in the Belgian State Gazette; curator: CATHERINE HUPEZ.
Summary
The file additionally contains 1 interim measure and 1 administrative flag. The 2024 annual accounts show negative equity (-€77,996) and a net result of -€148,801.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Mons division
- Declared bankrupt
- 2 June 2025
- Supervising judge
- Nadine Scoyez
- Official Gazette
- 06-06-2025 (pdf) ↗search the document for 2025/124065
Deadlines
- Provisional date payments stopped
- 2 June 2025A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 21 June 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 2 July 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 1 August 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 2 June 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Catherine HupezRue Du Onze Novembre 9, 7000 Mons- . Date provisoire de cessation de paiement : 02/06/2025c.hupez@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 31-10-2024, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
on the day
2023
253 d late
2022
31 d late
2021
16 d late
2020
24 d late
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 49 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Process a list How is the Installation of electric heating, air conditioning, cooling and ventilation sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€77,996
2023 · €70,806
Total assets
€446,440▼ 19.3%
2023 · €553,052
Net result
-€148,801
2023 · €19,516
Working capital
-€77,591
2023 · €71,069
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€19,770€104,702▲ 430%€26,510▼ 74.7%€42,660▲ 60.9%-€137,016
Net result€19,572within the sector's middle half€97,605above the sector's middle half▲ 399%€16,166within the sector's middle half▼ 83.4%€19,516within the sector's middle half▲ 20.7%-€148,801below the sector's middle half
Equity-€62,481below the sector's middle half▲ 23.9%€35,124within the sector's middle half€51,290within the sector's middle half▲ 46.0%€70,806within the sector's middle half▲ 38.0%-€77,996below the sector's middle half
Total assets€37,357below the sector's middle half▲ 15.3%€158,044within the sector's middle half▲ 323%€301,728above the sector's middle half▲ 90.9%€553,052above the sector's middle half▲ 83.3%€446,440above the sector's middle half▼ 19.3%
Debt€99,838▼ 12.8%€122,920▲ 23.1%€250,438▲ 104%€482,247▲ 92.6%€524,436▲ 8.7%
Working capital-€55,067below the sector's middle half▲ 25.8%€31,278within the sector's middle half€164,966above the sector's middle half▲ 427%€71,069within the sector's middle half▼ 56.9%-€77,591below the sector's middle half
Solvency-167.3%below the sector's middle half▲ 85.9pp22.2%within the sector's middle half▲ 189.5pp17.0%below the sector's middle half▼ 5.2pp12.8%below the sector's middle half▼ 4.2pp-17.5%below the sector's middle half▼ 30.3pp
Current ratio0.37below the sector's middle half▲ 0.121.30within the sector's middle half▲ 0.932.55within the sector's middle half▲ 1.241.18within the sector's middle half▼ 1.370.83below the sector's middle half▼ 0.35
Return on assets (ROA)52.4%above the sector's middle half▲ 112.8pp61.8%above the sector's middle half▲ 9.4pp5.4%within the sector's middle half▼ 56.4pp3.5%within the sector's middle half▼ 1.8pp-33.3%below the sector's middle half▼ 36.9pp
Staff (FTE)6.8
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €137,016 after €42,660 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €446,440
Fixed assets
€70,702 ▼ 23.7%
Current assets
€375,737 ▼ 18.4%
Key figures and ratios
EBITDA
-€114,685▼
2023 · €61,511
Cash flow
-€126,470▼
2023 · €38,367
Debt to equity
-6.72▼
2023 · 6.81
Interest coverage
-9.93▼
2023 · 7.78
Debt ≤ 1 year
€453,329▲
2023 · €389,313
Debt > 1 year
€70,653▼
2023 · €92,934
Income taxes
€247▼
2023 · €20,016
Staff costs
€301,830▲
2023 · €228,905
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €96,055 | €228,905 | €301,830 | ▲ 31.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,113 | €4,281 | €4,952 | €18,851 | €22,331 | ▲ 18.5% |
| Other operating charges640/8 | - | - | €1,858 | €3,624 | €6,452 | ▲ 78.1% |
| Non-recurring operating charges66A | - | - | - | - | €98 | - |
| Gross operating margin9900 | €28,657 | €109,960 | €129,374 | €294,040 | €193,695 | ▼ 34.1% |
| Operating profit (loss)9901 | €19,770 | €104,702 | €26,510 | €42,660 | -€137,016 | ▼ 421% |
| Financial income75/76B | - | - | €6 | €4,782 | €15 | ▼ 99.7% |
| Recurring financial income75 | - | - | €6 | €4,782 | €15 | ▼ 99.7% |
| Financial charges65/66B | - | - | €1,580 | €7,910 | €11,553 | ▲ 46.1% |
| Recurring financial charges65 | €451 | €876 | €1,580 | €7,910 | €11,553 | ▲ 46.1% |
| Profit (loss) for the period before taxes9903 | €19,572 | €103,826 | €24,936 | €39,532 | -€148,554 | ▼ 476% |
| Income taxes67/77 | - | €6,221 | €8,770 | €20,016 | €247 | ▼ 98.8% |
| Profit (loss) for the period9904 | €19,572 | €97,605 | €16,166 | €19,516 | -€148,801 | ▼ 862% |
| Profit (loss) for the period to be appropriated9905 | €19,572 | €97,605 | €16,166 | €19,516 | -€148,801 | ▼ 862% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €37,357 | €158,044 | €301,728 | €553,052 | €446,440 | ▼ 19.3% |
| Fixed assets21/28 | €5,188 | €23,580 | €30,169 | €92,671 | €70,702 | ▼ 23.7% |
| Tangible fixed assets22/27 | €5,188 | €23,580 | €30,169 | €92,671 | €70,339 | ▼ 24.1% |
| Furniture and vehicles24 | - | - | €10,931 | €53,063 | €41,112 | ▼ 22.5% |
| Leasing and similar rights25 | - | - | €19,238 | €39,607 | €29,227 | ▼ 26.2% |
| Financial fixed assets28 | - | - | - | - | €363 | - |
| Current assets29/58 | €32,169 | €134,463 | €271,559 | €460,381 | €375,737 | ▼ 18.4% |
| Stocks and contracts in progress3 | - | €11,326 | - | - | - | - |
| Amounts receivable within one year40/41 | €29,672 | €108,497 | €261,110 | €447,545 | €361,228 | ▼ 19.3% |
| Trade receivables40 | - | - | €257,975 | €395,001 | €287,901 | ▼ 27.1% |
| Other amounts receivable41 | - | - | €3,135 | €52,545 | €73,327 | ▲ 39.6% |
| Cash at bank and in hand54/58 | €2,497 | €12,475 | €10,449 | €12,836 | €14,510 | ▲ 13.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €37,357 | €158,044 | €301,728 | €553,052 | €446,440 | ▼ 19.3% |
| Equity10/15 | -€62,481 | €35,124 | €51,290 | €70,806 | -€77,996 | ▼ 210% |
| Contributions10/11 | €18,600 | - | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€81,081 | €16,524 | €32,690 | €52,206 | -€96,596 | ▼ 285% |
| Amounts payable17/49 | €99,838 | €122,920 | €250,438 | €482,247 | €524,436 | ▲ 8.7% |
| Amounts payable after more than one year17 | €11,137 | €19,735 | €10,120 | €92,934 | €70,653 | ▼ 24.0% |
| Financial debts170/4 | - | - | €10,120 | €92,934 | €70,653 | ▼ 24.0% |
| Amounts payable within one year42/48 | €87,236 | €103,185 | €106,593 | €389,313 | €453,329 | ▲ 16.4% |
| Current portion of amounts payable after more than one year42 | - | - | €9,615 | €26,012 | €38,673 | ▲ 48.7% |
| Trade debts44 | €5,452 | €43,852 | €50,628 | €203,454 | €157,439 | ▼ 22.6% |
| Suppliers440/4 | - | - | €50,628 | €203,454 | €157,439 | ▼ 22.6% |
| Advances received on contracts in progress46 | - | - | - | €19,300 | - | - |
| Taxes, remuneration and social security45 | - | - | €28,870 | €106,515 | €191,757 | ▲ 80.0% |
| Taxes450/3 | - | - | €14,991 | €38,214 | €38,407 | ▲ 0.5% |
| Remuneration and social security454/9 | - | - | €13,879 | €68,302 | €153,350 | ▲ 125% |
| Other amounts payable47/48 | - | - | €17,481 | €34,032 | €65,460 | ▲ 92.3% |
| Accrued charges and deferred income492/3 | - | - | €133,724 | - | €453 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19,572 | €97,605 | €16,166 | €19,516 | -€148,801 | ▼ 862% |
| + Depreciation and write-downs630 | €3,113 | €4,281 | €4,952 | €18,851 | €22,331 | ▲ 18.5% |
| Operating cash flow (approximation) | €22,684 | €101,885 | €21,118 | €38,367 | -€126,470 | ▼ 430% |
| Investment in fixed assets (approximation) | - | -€22,673 | -€11,540 | -€81,353 | -€363 | ▲ 99.6% |
| Change in cash | - | €9,979 | -€2,026 | €2,387 | €1,674 | ▼ 29.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
06-06
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Mons · event 02-06-2025
22-05
Interim measure
Provisional administrator
Tribunal de l’entreprise du Hainaut · interim administrator: Manuella Senecaut
28-04
KBO administration
Address struck
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 253 days late
31-03
Financial
Weakest financial yearnet -€148,801
Net result drops to -€148,801, the lowest in the series.
2022
01-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2021
16-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
31-03
Financial
Highest result since 2019net €97,605 ▲399%
Operating result €104,702, net result €97,605, both a record.
31-03
Financial
Liquidity quadruplescurrent ratio 1.30
Current ratio from 0.37 to 1.30.
2020
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
31-03
Financial
Back to profitnet €19,572
Net result €19,572 after one loss-making year.
Show earlier events
2019
03-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2016
24-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
2015
25-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 25 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2011
1 establishment unit
CONFORT OPTIMAL
since 20112.204.646.286
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | CATHERINE HUPEZ RUE DU ONZE NOVEMBRE 9,
7000 MONS- .
Date provisoire de cessation de paiement : 02/06/2025 |
02-06-2025 → present |
| Interim administrator | MANUELLA SENECAUT | 22-05-2025 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.204.646.286
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Of 9,537 companies in sector 43222 we hold annual accounts for 5,668. 4,790 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-12-2011
Fiscal year end31-03
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
Contact
Phone
065/22.92.05
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.