Financials
- Fiscal year
- 2025
- Total assets
- €44,719
- Loss
- -€1,512
- Solvency
- 1.1%
Total assets▲ 5.7%
Net result
20242025
CONFORT MAINTENANCE
ActiveSummary
The annual accounts of CONFORT MAINTENANCE for fiscal year 2025 show a net loss of 75% of the equity at the start of that year. The 2025 annual accounts show equity of €508 and a net result of -€1,512. Its solvency ranks better than 10% of 33926 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
1 site
Size
€44,719total assets 2025
- Equity
- €508
- Loss
- -€1,512
Turnover not published (abridged schema)
Structure
Accounts filed 10 d late0 of 1 deed read
Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Founded in 2024- Size: total assets €44,719- Equity €508 (1.1% of total assets)+ Liquidity: current ratio 3.58, cash €12,951Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 29% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency
26-4
equity 1.1% of total assets
Liquidity
86+25
short-term debt 9.4% · cash 29.0%
Profitability
38=
return on assets -3.4%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 1.9%
02-2026: 1.9%● 0.0% vs 01-2026
03-2026: 2.3%▲ +18.4% vs 02-2026
04-2026: 2.4%▲ +7.7% vs 03-2026
05-2026: 2.6%▲ +5.1% vs 04-2026
06-2026: 2.6%▼ -0.3% vs 05-2026
07-2026: 2.8%▲ +10.1% vs 06-2026
08-2026: 3.3%▲ +16.4% vs 07-2026highest value
09-2026: 1.4%▼ -57.2% vs 08-2026lowest value
10-2026: 1.4%▲ +0.6% vs 09-2026
- Founded in 2024 raises the probability for this profile
- Liquidity: current ratio 3.58, cash €12,951 lowers the probability
- Size: total assets €44,719 raises the probability for this profile
- Equity €508 (1.1% of total assets) raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.58 against 18.61 in 2024; short-term debt: 9.4% and cash: 29% of total assets), but 98.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 9%, liquidity 84%, profitability 19%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 33926 sector peers (2025).
NBB · sector comparisonPosition among 33926 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
10 d late
2024
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- Next accounts
- by 31-07-2027
- 10-08-2026Annual accounts filed
- 28-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Installation of electric heating, air conditioning, cooling and…NACE 43222
- Founded
- 02-12-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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