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CONFORT DESIGN

Active
Private limited companyfounded 198541 yrs activeEdouard Faesstraat 27, 1090 Jette, BelgiumKBO/BCE: BE 0427.693.487
Summary

CONFORT DESIGN has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130,229 and a net result of €11,409. Equity is growing by ~24.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 33943 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Other construction installation
NACE 43240NACE 43299NACE 45340
#8 oldest company in Jette, Construction sector1 site
Size
€292,634total assets 2025
Equity
€130,229
Profit
€11,409
Turnover not published (abridged schema)
Financial health
69 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts filed 6 d late0 of 3 deeds read
Why 69- Sector Specialised construction activities (NACE 43)- Liquidity: current ratio 1.80, cash €355- Size: total assets €292,634+ Founded in 1985Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 34% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 70+1
equity 44.5% of total assets
Liquidity 22-1
short-term debt 55.2% · cash 0.1%
Profitability 49-31
return on assets 3.9%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,515 companies)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%▼ -0.2% vs 11-2024 01-2025: 1.3%▲ +34.6% vs 12-2024 02-2025: 1.7%▲ +31.5% vs 01-2025 03-2025: 1.9%▲ +14.4% vs 02-2025highest value 04-2025: 1.0%▼ -46.1% vs 03-2025 05-2025: 1.0%● 0.0% vs 04-2025 06-2025: 1.0%● 0.0% vs 05-2025 07-2025: 1.0%● 0.0% vs 06-2025 08-2025: 1.0%● 0.0% vs 07-2025 09-2025: 1.0%● 0.0% vs 08-2025 10-2025: 1.0%▼ -2.3% vs 09-2025 11-2025: 1.0%▼ -1.4% vs 10-2025 12-2025: 1.0%▼ -2.9% vs 11-2025 01-2026: 1.2%▲ +27.1% vs 12-2025 02-2026: 1.7%▲ +37.6% vs 01-2026 03-2026: 0.6%▼ -66.0% vs 02-2026 04-2026: 0.6%▼ -1.4% vs 03-2026lowest value 05-2026: 0.6%● 0.0% vs 04-2026lowest value 06-2026: 0.6%● 0.0% vs 05-2026lowest value 07-2026: 0.6%● 0.0% vs 06-2026lowest value 08-2026: 0.6%● 0.0% vs 07-2026lowest value 09-2026: 0.6%● 0.0% vs 08-2026lowest value 10-2026: 0.6%▲ +5.9% vs 09-2026
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Founded in 1985 lowers the probability for this profile
  • Liquidity: current ratio 1.80, cash €355 raises the probability
  • Size: total assets €292,634 raises the probability for this profile
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.85 in 2024; short-term debt: 55.2% and cash: 0.1% of total assets), but 55.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 48%, liquidity 12%, profitability 23%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1985
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Liquidity: current ratio 1.80, cash €355
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Size: total assets €292,634
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-02-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
6 d late
2024
28 d late
2023
16 d late
2022
59 d late
2021
28 d late
2020
25 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 February (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close06-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2019net €24,971 ▲25.2%

Key points

  • Positive: Oldest company in Jette, Construction sectorin the Checked rankings #8 View
  • Positive: 7 profitable years in a rowprofit 2025: €11,409 7 years View
  • Active since 1985founded 23-08-1985 41 years View

By topic

Financials

Fiscal year
2025
Total assets
€292,634
Profit
€11,409
Solvency
44.5%
Total assets▲ 7.3%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-01-2027
  1. 06-02-2026Annual accounts filed
  2. 28-02-2025Annual accounts filed
  3. 30-06-2024Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other construction installationNACE 43240
Founded
23-08-1985
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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