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CONFORT 89

Bankruptcy
Private limited company (pre-2019)founded 2008KBO/BCE: BE 0806.255.684
Summary

The KBO register records for CONFORT 89 the legal situation: open bankruptcy; this is today's state according to the register itself, which carries no start date. The 2013 annual accounts show negative equity (-€19,911) and a net result of €5,562.

Are you a creditor?

Open bankruptcy Source: KBO register

The KBO register records a bankruptcy for this company. If it owes you money, you are not paid automatically: you file your claim yourself.

The procedure

The publication of the judgment is not in our data. Court, date and curator are in RegSol: search by the enterprise number.

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company

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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2013 was due by 31-07-2014 and was filed on 05-06-2014, 56 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline after the deadline →
tick = median of all Belgian filings

The Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 September 2008, CONFORT 89 was incorporated.1 Total assets went from EUR 9,969 in 2009 to EUR 12,995 in 2013.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2009 and 2013

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2013, full schema

Turnover
€51,945▲ 17.6%
2009 · €44,178
EBIT margin
-49.0%▼ 32.4pp
2009 · -16.7%
Net result
€5,562
2012 · -€7,711
Working capital
€1,782▼ 60.4%
2012 · €4,496
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20092010201120122013
Turnover€44,178-€51,945▲ 17.6%
Operating result-€7,358--€25,478▼ 246%€9,019-€9,340-€720▲ 92.3%
Net result-€7,401--€25,531▼ 245%€8,170-€7,711€5,562
EBIT margin-16.7%--49.0%▼ 32.4pp
Equity-€401--€25,932▼ 6,367%-€17,762▲ 31.5%-€25,473▼ 43.4%-€19,911▲ 21.8%
Total assets€9,969-€17,233▲ 72.9%€20,235▲ 17.4%€13,121▼ 35.2%€12,995▼ 1.0%
Debt€10,370-€43,165▲ 316%€37,997▼ 12.0%€38,594▲ 1.6%€32,906▼ 14.7%
Working capital-€6,566--€33,929▼ 417%-€30,717▲ 9.5%€4,496€1,782▼ 60.4%
Staff (FTE)0.1
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0€10,000Operating result 2009: -€7,358-€7,358Net result 2009: -€7,401-€7,401Operating result 2010: -€25,478-€25,478Net result 2010: -€25,531-€25,531Operating result 2011: €9,019€9,019Net result 2011: €8,170€8,170Operating result 2012: -€9,340-€9,340Net result 2012: -€7,711-€7,711Operating result 2013: -€720-€720Net result 2013: €5,562€5,56220092010201120122013-€10,000-€5,000€0€5,000€10,000Operating result 2011: €9,019€9,020Net result 2011: €8,170€8,170Operating result 2012: -€9,340-€9,340Net result 2012: -€7,711-€7,710Operating result 2013: -€720-€720Net result 2013: €5,562€5,560201120122013
The operating result stays negative: a loss of €720 in 2013 against €9,340 in 2012; the loss shrinks.
Balance-sheet composition
2013 in colour, 2012 as the grey bar beneath
Assets €12,995
Fixed assets €4,741 ▼ 26.8%
Current assets €8,254 ▲ 24.3%
Key figures and ratios
2013 value · change against 2012
EBITDA
€1,226▲
2012 · -€2,866
Cash flow
€7,508▲
2012 · -€1,237
Solvency
-153.2%▲
2012 · -194.1%
Current ratio
1.28▼
2012 · 3.10
Quick ratio
0.99▼
2012 · 1.99
Debt to equity
-1.33▲
2012 · -1.43
ROA
42.8%▲
2012 · -58.8%
Debt ≤ 1 year
€6,472▲
2012 · €2,144
Debt > 1 year
€26,434▼
2012 · €36,450
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2013 against 2012 · 24 lines
Balance sheet Code20122013
Assets
Total assets20/58€13,121€12,995▼
Fixed assets21/28€6,481€4,741▼
Tangible fixed assets22/27€4,431€2,691▼
Financial fixed assets28€2,050€2,050=
Current assets29/58€6,640€8,254▲
Stocks and contracts in progress3€2,382€1,825▼
Amounts receivable within one year40/41€1,974€2,087▲
Cash at bank and in hand54/58€1,604€3,773▲
Equity and liabilities
Total equity and liabilities10/49€13,121€12,995▼
Equity10/15-€25,473-€19,911▲
Contributions10/11€7,000€7,000=
Profit (loss) carried forward14-€32,473-€26,911▲
Amounts payable17/49€38,594€32,906▼
Amounts payable after more than one year17€36,450€26,434▼
Amounts payable within one year42/48€2,144€6,472▲
Trade debts44€546€3,685▲
Income statement Code20122013
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,474€1,946▼
Gross operating margin9900-€1,442€7,108▲
Operating profit (loss)9901-€9,340-€720▲
Recurring financial income75€93€1▼
Recurring financial charges65€77€79▲
Profit (loss) for the period before taxes9903-€7,711€5,562▲
Profit (loss) for the period9904-€7,711€5,562▲
Profit (loss) for the period to be appropriated9905-€7,711€5,562▲
Line20092010201120122013Change
Turnover70€44,178€51,945----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,541€3,203€4,938€6,474€1,946▼ 69.9%
Gross operating margin9900-€2,716-€20,601€16,828-€1,442€7,108▲ 593%
Operating profit (loss)9901-€7,358-€25,478€9,019-€9,340-€720▲ 92.3%
Recurring financial income75€12-€112€93€1▼ 98.9%
Recurring financial charges65€55€53€310€77€79▲ 2.6%
Profit (loss) for the period before taxes9903-€7,401-€25,531€8,170-€7,711€5,562▲ 172%
Profit (loss) for the period9904-€7,401-€25,531€8,170-€7,711€5,562▲ 172%
Profit (loss) for the period to be appropriated9905-€7,401-€25,531€8,170-€7,711€5,562▲ 172%
Line20092010201120122013Change
Assets
Total assets20/58€9,969€17,233€20,235€13,121€12,995▼ 1.0%
Fixed assets21/28€6,165€7,997€12,955€6,481€4,741▼ 26.8%
Intangible fixed assets21€5,319€3,989€2,660---
Tangible fixed assets22/27€846€3,958€8,245€4,431€2,691▼ 39.3%
Financial fixed assets28-€50€2,050€2,050€2,050=
Current assets29/58€3,804€9,236€7,280€6,640€8,254▲ 24.3%
Stocks and contracts in progress3€537€2,134€1,821€2,382€1,825▼ 23.4%
Amounts receivable within one year40/41€303€2,009€3,781€1,974€2,087▲ 5.7%
Cash at bank and in hand54/58€2,964€5,093€1,678€1,604€3,773▲ 135%
Equity and liabilities
Total equity and liabilities10/49€9,969€17,233€20,235€13,121€12,995▼ 1.0%
Equity10/15-€401-€25,932-€17,762-€25,473-€19,911▲ 21.8%
Contributions10/11€7,000€7,000€7,000€7,000€7,000=
Profit (loss) carried forward14-€7,401-€32,932-€24,762-€32,473-€26,911▲ 17.1%
Amounts payable17/49€10,370€43,165€37,997€38,594€32,906▼ 14.7%
Amounts payable after more than one year17---€36,450€26,434▼ 27.5%
Amounts payable within one year42/48€10,370€43,165€37,997€2,144€6,472▲ 202%
Trade debts44€947€1,465€1,924€546€3,685▲ 575%
Line20092010201120122013Change
Profit (loss) for the period9904-€7,401-€25,531€8,170-€7,711€5,562▲ 172%
+ Depreciation and write-downs630€1,541€3,203€4,938€6,474€1,946▼ 69.9%
Operating cash flow (approximation)-€5,860-€22,328€13,108-€1,237€7,508▲ 707%
Investment in fixed assets (approximation)--€5,035-€9,896€0-€206-
Change in cash-€2,129-€3,415-€74€2,169▲ 3,031%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2014
05-06
NBB filing Annual accounts filed
fiscal year 2013 · full schema
2013
31-12
Financial Back to profitnet €5,562
Net result €5,562 after one loss-making year.
17-04
NBB filing Annual accounts filed
fiscal year 2012 · full schema
2012
31-12
Financial Liquidity times 16current ratio 3.10
Current ratio from 0.19 to 3.10; short-term debt falls from €37,997 to €2,144.
30-08
NBB filing Annual accounts filed
fiscal year 2011 · full schema · 30 days late
2011
31-12
Financial Back to profitnet €8,170
Net result €8,170 after 2 loss-making years.
20-10
NBB filing Annual accounts filed
fiscal year 2010 · full schema · 81 days late
2010
31-12
Financial Weakest financial yearnet -€25,531
Net result drops to -€25,531, the lowest in the series.
16-08
NBB filing Annual accounts filed
fiscal year 2009 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur
exact location from the address register On OpenStreetMap
Ground area
6,303 m²
Building footprint
2,163 m²
Parcel 92095B0211/00T004, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92095B0211/00T004 Wallonia 6,303 m² 1 · 2,163 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded02-09-2008
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.