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CONFISERVICE

Active
Private limited companyfounded 200818 yrs activePontstraat 93, 8791 Waregem, BelgiumKBO/BCE: BE 0897.015.616
Summary

CONFISERVICE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235,220 and a net result of €44,083. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 8741 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Wholesale trade
NACE 46360
1 site
How big
€257,726total assets 2025
Staff
1 FTE
Equity
€235,220
Profit
€44,083
Turnover not published (abridged schema)
Financially healthy?
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Who decides
Parent
DEBOCON · 99%
Accounts 1 d early0 of 3 deeds read
Why 98+ Liquidity: current ratio 10.74, cash €100,463+ Equity €235,220 (91.3% of total assets)+ Founded in 2008+ Figures for FY 2025 (filed 30-01-2026)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 87% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100+7
equity 91.3% of total assets
Liquidity 99+35
short-term debt 8.6% · cash 39.0%
Profitability 90+15
return on assets 17.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
  • Liquidity: current ratio 10.74, cash €100,463 lowers the probability
  • Equity €235,220 (91.3% of total assets) lowers the probability
  • Founded in 2008 lowers the probability for this profile
  • Figures for FY 2025 (filed 30-01-2026) lowers the probability
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 10.74 against 2.93 in 2024; short-term debt: 8.6% and cash: 39% of total assets), and 8.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 95%, profitability 85%, growth against the median 78%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 10.74, cash €100,463
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €235,220 (91.3% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2008
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 30-01-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
22 d early
2023
97 d early
2022
49 d early
2021
25 d early
2020
41 d early
2019
18 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 6 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2019net €44,083 ▲226%
  3. Liquidity quadruplescurrent ratio 10.74

Key points

  • Positive: Among the best 8% on solvencysector median 43.7% · 8,741 companies 91.3% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by DEBOCON 99% View
  • Positive: 7 profitable years in a rowprofit 2025: €44,083 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€257,726
Profit
€44,083
Solvency
91.3%
Total assets▼ 7.8%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-01-2027
  1. 30-01-2026Annual accounts filed
  2. 30-06-2025Highest result since 2019
  3. 30-06-2025Liquidity quadruples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale tradeNACE 46360
Founded
03-04-2008
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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