Confis
ActiveConfis has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €135k and a net result of €73k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 47% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +48 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency98▼-2
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 35.44 in 2023), and 40% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
8 d early
2022
31 d late
2021
30 d late
2020
2 d late
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€135k▲ 3.4%
2023 · €131k
2019: €83k
2020: €140k
2021: €190k
2022: €191k
2023: €131k
2019 → 2024
Total assets
€226k▲ 67.9%
2023 · €134k
2019: €131k
2020: €184k
2021: €222k
2022: €227k
2023: €134k
2019 → 2024
Net result
€73k
2023 · €-60k
2019: €70k
2020: €57k
2021: €45k
2022: €322
2023: €-60k
2019 → 2024
Working capital
€120k▲ 1.9%
2023 · €118k
2019: €80k
2020: €135k
2021: €187k
2022: €173k
2023: €118k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€140k-€190k▲ 36.4%€191k▲ 0.2%€131k▼ 31.3%€135k▲ 3.4%
Operating result€69k-€54k▼ 22.0%€-416€-61k▼ 14,495%€74k
Net result€57k-€45k▼ 21.6%€322▼ 99.3%€-60k€73k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €74k after a loss of €61k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €226k
Fixed assets
€15k▲ 16.7%
Current assets
€210k▲ 73.5%
Equity and liabilities €226k
Equity
€135k▲ 3.4%
Debt
€90k▲ 2,538%
The debt ratio rises from 2.5% to 40.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€78k▲
2023 · €-57k
Cash flow
€77k▲
2023 · €-55k
Solvency
60.0%▼
2023 · 97.5%
Current ratio
2.33▼
2023 · 35.44
Quick ratio
2.33▼
2023 · 35.44
Debt / equity
0.67▲
2023 · 0.03
ROE
53.9%▲
2023 · -45.6%
ROA
32.3%▲
2023 · -44.4%
Interest coverage
678.24▲
2023 · -493.85
Debt
€90k▲
2023 · €3k
Debt ≤ 1 year
€90k▲
2023 · €3k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€134k€226k▲
Fixed assets21/28€13k€15k▲
Tangible fixed assets22/27€13k€15k▲
Plant, machinery and equipment23€13k€10k▼
Furniture and vehicles24-€6k
Current assets29/58€121k€210k▲
Amounts receivable after more than one year29€80k€87k▲
Other amounts receivable291€80k€87k▲
Amounts receivable within one year40/41€13k€31k▲
Trade receivables40€6k€31k▲
Other amounts receivable41€6k€391▼
Cash at bank and in hand54/58€29k€92k▲
Deferred charges and accrued income490/1-€466
Equity and liabilities
Total equity and liabilities10/49€134k€226k▲
Equity10/15€131k€135k▲
Contributions10/11€19k€19k=
Reserves13€112k€117k▲
Distributable reserves133€112k€117k▲
Amounts payable17/49€3k€90k▲
Amounts payable within one year42/48€3k€90k▲
Trade debts44€901€2k▲
Suppliers440/4€901€2k▲
Taxes, remuneration and social security45-€20k
Taxes450/3-€16k
Remuneration and social security454/9-€3k
Other amounts payable47/48€3k€69k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€313€159▼
Gross operating margin9900€-56k€78k▲
Operating profit (loss)9901€-61k€74k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€115€115▲
Recurring financial charges65€115€115▲
Profit (loss) for the period before taxes9903€-60k€75k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-60k€73k▲
Profit (loss) for the period to be appropriated9905€-60k€73k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-60k€73k▲
Transfer from equity791/2€60k€70k▲
Transfer to equity691/2-€75k
To other reserves6921-€75k
Profit to be distributed694/7-€69k
Return on contributions (dividend)694-€69k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €73k
Net result €73k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-60k ▼18645%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 6current ratio 35.44
Current ratio from 5.83 to 35.44; short-term debt falls from €36k to €3k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €150kEq €190k ▲36.4%
3 profitable years in a row build equity to €190k.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-12
Financial
Equity above €100kEq €140k ▲68.6%
2 profitable years in a row build equity to €140k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cardijnstraat 233530 Houthalen-HelchterenGround area
1,229 m²
Building footprint
250 m²
Volume, LiDAR
1,347 m³
2 parcels, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Confis
since 20182.274.450.555
Jan Sanderslaan 93, 2620 Hemiksem
since 20262.391.023.472
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72014D0353/00S000 | Flanders | 797 m² | 1 · 146 m² | 9.2 m · 2 fl. |
| 11018B0096/00N002 | Flanders | 432 m² | 1 · 103 m² | 8.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 15,351 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.