Confini
ActiveSummary
Confini has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €89k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 12% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability96▲+9
Solvency30▼-41
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.9 in 2024; short-term debt: 89.4% and cash: 22.2% of total assets), and 95.5% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.5%
Return on assets
21.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
57 d early
2024
42 d early
2023
54 d early
2022
38 d early
2021
31 d early
2020
52 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 91.9%
2024 · €231k
Total assets
€410k▼ 17.8%
2024 · €499k
Net result
€89k▲ 19.9%
2024 · €74k
Working capital
€-238k▼ 952%
2024 · €-23k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€11k▼ 30.6%€79k▲ 614%€37k▼ 53.2%€101k▲ 171%€115k▲ 13.9%
Net result€5k▼ 53.2%€61k▲ 1,174%€23k▼ 62.4%€74k▲ 225%€89k▲ 19.9%
Equity€124k▲ 16.1%€134k▲ 8.0%€157k▲ 17.1%€231k▲ 47.4%€19k▼ 91.9%
Total assets€337k▼ 7.4%€404k▲ 19.9%€456k▲ 13.1%€499k▲ 9.3%€410k▼ 17.8%
Debt€213k▼ 17.1%€270k▲ 26.8%€300k▲ 11.1%€268k▼ 10.6%€391k▲ 46.0%
Working capital€7k▼ 81.0%€-6k€-87k▼ 1,458%€-23k▲ 73.9%€-238k▼ 952%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €410k
Fixed assets
€281k ▼ 5.9%
Current assets
€129k ▼ 35.6%
Equity and liabilities €410k
Equity
€19k ▼ 91.9%
Debt
€391k ▲ 46.0%
Debt's share of the balance-sheet total rises from 53.7% to 95.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€150k▲
2024 · €134k
Cash flow
€124k▲
2024 · €108k
Current ratio
0.35▼
2024 · 0.90
Debt to equity
21.04▲
2024 · 1.16
ROE
479.0%▲
2024 · 32.2%
ROA
21.7%▲
2024 · 14.9%
Interest coverage
92.51▲
2024 · 17.43
Debt ≤ 1 year
€367k▲
2024 · €223k
Debt > 1 year
€25k▼
2024 · €45k
Income taxes
€24k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €17k | €28k | €34k | €35k | ▲ 3.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €3k | €9k | ▲ 210% |
| Other operating charges640/8 | €3k | €3k | €4k | €4k | €5k | ▲ 30.3% |
| Gross operating margin9900 | €32k | €99k | €69k | €141k | €164k | ▲ 16.0% |
| Operating profit (loss)9901 | €11k | €79k | €37k | €101k | €115k | ▲ 13.9% |
| Financial income75/76B | €5 | €4 | €1k | €831 | €297 | ▼ 64.3% |
| Recurring financial income75 | €5 | €4 | €1k | €831 | €297 | ▼ 64.3% |
| Financial charges65/66B | €3k | €3k | €4k | €8k | €2k | ▼ 79.0% |
| Recurring financial charges65 | €3k | €3k | €4k | €8k | €2k | ▼ 79.0% |
| Profit (loss) for the period before taxes9903 | €8k | €77k | €35k | €94k | €113k | ▲ 20.8% |
| Income taxes67/77 | €3k | €16k | €12k | €20k | €24k | ▲ 24.3% |
| Profit (loss) for the period9904 | €5k | €61k | €23k | €74k | €89k | ▲ 19.9% |
| Profit (loss) for the period to be appropriated9905 | €5k | €61k | €23k | €74k | €89k | ▲ 19.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €337k | €404k | €456k | €499k | €410k | ▼ 17.8% |
| Fixed assets21/28 | €260k | €247k | €312k | €299k | €281k | ▼ 5.9% |
| Tangible fixed assets22/27 | €260k | €247k | €312k | €299k | €281k | ▼ 5.9% |
| Land and buildings22 | €259k | €244k | €230k | €217k | €205k | ▼ 5.5% |
| Plant, machinery and equipment23 | - | €3k | €2k | €1k | €8k | ▲ 503% |
| Furniture and vehicles24 | €832 | - | €80k | €61k | €43k | ▼ 30.3% |
| Other tangible fixed assets26 | - | - | - | €19k | €26k | ▲ 34.5% |
| Current assets29/58 | €77k | €157k | €145k | €200k | €129k | ▼ 35.6% |
| Amounts receivable after more than one year29 | - | €31k | €16k | - | - | - |
| Other amounts receivable291 | - | €31k | €16k | - | - | - |
| Amounts receivable within one year40/41 | €18k | €24k | €36k | €44k | €38k | ▼ 14.2% |
| Trade receivables40 | €17k | €9k | €21k | €23k | €36k | ▲ 54.0% |
| Other amounts receivable41 | €1k | €15k | €15k | €21k | €2k | ▼ 90.0% |
| Cash at bank and in hand54/58 | €59k | €101k | €93k | €156k | €91k | ▼ 41.7% |
| Deferred charges and accrued income490/1 | - | €1k | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €337k | €404k | €456k | €499k | €410k | ▼ 17.8% |
| Equity10/15 | €124k | €134k | €157k | €231k | €19k | ▼ 91.9% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €105k | €115k | €138k | €212k | - | - |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €103k | €113k | €138k | €212k | - | - |
| Amounts payable17/49 | €213k | €270k | €300k | €268k | €391k | ▲ 46.0% |
| Amounts payable after more than one year17 | €141k | €105k | €66k | €45k | €25k | ▼ 45.6% |
| Financial debts170/4 | €141k | €105k | €66k | €45k | €25k | ▼ 45.8% |
| Other amounts payable178/9 | - | - | - | - | €90 | - |
| Amounts payable within one year42/48 | €70k | €162k | €231k | €223k | €367k | ▲ 64.8% |
| Current portion of amounts payable after more than one year42 | €36k | €36k | €22k | €21k | €21k | ▲ 1.2% |
| Trade debts44 | €25k | €37k | €14k | €3k | €796 | ▼ 71.6% |
| Suppliers440/4 | €25k | €37k | €14k | €3k | €796 | ▼ 71.6% |
| Taxes, remuneration and social security45 | €5k | €41k | €83k | €84k | €41k | ▼ 51.3% |
| Taxes450/3 | €5k | €12k | €18k | €10k | €12k | ▲ 20.9% |
| Remuneration and social security454/9 | - | €28k | €66k | €74k | €29k | ▼ 60.7% |
| Other amounts payable47/48 | €4k | €48k | €112k | €115k | €304k | ▲ 164% |
| Accrued charges and deferred income492/3 | €1k | €2k | €2k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €61k | €23k | €74k | €89k | ▲ 19.9% |
| + Depreciation and write-downs630 | €18k | €17k | €28k | €34k | €35k | ▲ 3.4% |
| Operating cash flow (approximation) | €23k | €77k | €51k | €108k | €124k | ▲ 14.8% |
| Investment in fixed assets (approximation) | - | €-4k | €-93k | €-21k | €-17k | ▲ 17.6% |
| Change in cash | - | €42k | €-9k | €63k | €-65k | ▼ 203% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €89k ▲19.9%
Operating result €115k, net result €89k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €231k ▲47.4%
7 profitable years in a row build equity to €231k.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €157k ▲17.1%
6 profitable years in a row build equity to €157k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €5k ▼53.2%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €107k ▲10.6%
3 profitable years in a row build equity to €107k.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2017
Ground area
660 m²
2 parcels, Flanders. Linked by address, not a title deed.
1 establishment unit
Coach & Transform
since 20172.270.034.085
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24001D0222/00F000 | Flanders | 511 m² | - | - |
| 11808H1129/00K004 | Flanders | 148 m² | - | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 697 EUR awarded · 626 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 71 EUR | 0 EUR |
| 2022 | 1 | 626 EUR | 626 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
TE Construct
BE 0506.686.626
Hamont-Achel · Eq €18,600
Apollo Finance
BE 0525.780.184
Pajottegem · Eq €18,600
Nerual
BE 0536.541.444
Wommelgem · Eq €18,600
DGVAC CONSULTING
BE 0537.937.353
Kasterlee · Eq €18,600
IEKO
BE 0543.428.048
Oostkamp · Eq €18,600
Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 29,801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-11-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Contact
E-mail
confinibvba@hotmail.com
Scores and ratios are computed by Checked and are not a credit decision.