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ConFinCo

Active
Private limited company (pre-2019)founded 201114 yrs activeLemmekensdries 15, 2450 Meerhout, BelgiumKBO/BCE: BE 0839.898.749
Summary

ConFinCo has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€2,066) and a net result of -€2,037. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its net result ranks better than 17% of 32037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency-
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€2,066
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
58 d late
2023
185 d late
2022
59 d late
2021
166 d late
2020
163 d late
2019
77 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 101 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 September (4 of the last 5 filed years within 107 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ConFinCo was incorporated on 4 October 2011.1 The company has filed 14 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€2,066▼ 7,024%
2024 · -€29
Total assets
€0▼ 100%
2022 · €1
Net result
-€2,037▼ 984%
2024 · -€188
Working capital
-€142▲ 96.8%
2020 · -€4,459
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€477▼ 66.2%-€958▼ 101%-€850▲ 11.3%-€186▲ 78.1%-€1,980▼ 965%
Net result-€544below the sector's middle half▼ 85.7%-€980below the sector's middle half▼ 80.1%-€853below the sector's middle half▲ 12.9%-€188below the sector's middle half▲ 78.0%-€2,037below the sector's middle half▼ 984%
Equity€4below the sector's middle half€1below the sector's middle half▼ 75.0%-€142below the sector's middle half-€29below the sector's middle half▲ 79.6%-€2,066below the sector's middle half▼ 7,024%
Total assets€4below the sector's middle half▼ 33.3%€1below the sector's middle half▼ 75.0%€0below the sector's middle half▼ 100%
Debt€142€29▼ 79.6%€2,066▲ 7,024%
Working capital-€142below the sector's middle half
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€3,000-€2,000-€1,000€0Operating result 2021: -€477-€477Net result 2021: -€544-€544Operating result 2022: -€958-€958Net result 2022: -€980-€980Operating result 2023: -€850-€850Net result 2023: -€853-€853Operating result 2024: -€186-€186Net result 2024: -€188-€188Operating result 2025: -€1,980-€1,980Net result 2025: -€2,037-€2,03720212022202320242025-€3,000-€2,000-€1,000€0Operating result 2023: -€850-€850Net result 2023: -€853-€853Operating result 2024: -€186-€186Net result 2024: -€188-€188Operating result 2025: -€1,980-€1,980Net result 2025: -€2,037-€2,040202320242025
The operating result stays negative: a loss of €1,980 in 2025 against €186 in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€2,066▲
2024 · €29
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 23 lines
Balance sheet Code20242025
Equity and liabilities
Total equity and liabilities10/49€0€0=
Equity10/15-€29-€2,066▼
Contributions10/11€14,377€14,377=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14-€16,266-€18,303▼
Amounts payable17/49€29€2,066▲
Amounts payable within one year42/48€29€2,066▲
Financial debts43€29€23▼
Credit institutions430/8€29€23▼
Other amounts payable47/48-€2,043
Income statement Code20242025
Other operating charges640/8-€1,980
Gross operating margin9900-€186-
Operating profit (loss)9901-€186-€1,980▼
Financial charges65/66B€2€57▲
Recurring financial charges65€2€57▲
Non-recurring financial charges66B€2€57▲
Profit (loss) for the period before taxes9903-€188-€2,037▼
Profit (loss) for the period9904-€188-€2,037▼
Profit (loss) for the period to be appropriated9905-€188-€2,037▼
Appropriation of the result
Profit (loss) to be appropriated9906-€16,266-€18,303▼
Profit (loss) brought forward from the previous period14P-€16,078-€16,266▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8----€1,980-
Gross operating margin9900-€477-€958-€850-€186--
Operating profit (loss)9901-€477-€958-€850-€186-€1,980▼ 965%
Financial charges65/66B€67€22€3€2€57▲ 2,750%
Recurring financial charges65€67€22€3€2€57▲ 2,750%
Non-recurring financial charges66B---€2€57▲ 2,750%
Profit (loss) for the period before taxes9903-€544-€980-€853-€188-€2,037▼ 984%
Profit (loss) for the period9904-€544-€980-€853-€188-€2,037▼ 984%
Profit (loss) for the period to be appropriated9905-€544-€980-€853-€188-€2,037▼ 984%
Line20212022202320242025Change
Assets
Total assets20/58€4€1€0---
Current assets29/58€4€1€0---
Cash at bank and in hand54/58€4€1€0---
Equity and liabilities
Total equity and liabilities10/49€4€1€0€0€0-
Equity10/15€4€1-€142-€29-€2,066▼ 7,024%
Contributions10/11€12,390€13,367€14,076€14,377€14,377=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14-€14,246-€15,226-€16,078-€16,266-€18,303▼ 12.5%
Amounts payable17/49--€142€29€2,066▲ 7,024%
Amounts payable within one year42/48--€142€29€2,066▲ 7,024%
Financial debts43--€142€29€23▼ 20.7%
Credit institutions430/8--€142€29€23▼ 20.7%
Other amounts payable47/48----€2,043-
Line20212022202320242025Change
Profit (loss) for the period9904-€544-€980-€853-€188-€2,037▼ 984%
Operating cash flow (approximation)-€544-€980-€853-€188-€2,037▼ 984%
Change in cash--€3-€1---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€2,037
Net result drops to -€2,037, the lowest in the series.
27-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
01-02
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 185 days late
2023
28-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 59 days late
13-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 166 days late
2022
10-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 163 days late
2020
16-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 77 days late
2019
04-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 126 days late
17-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 170 days late
2017
23-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 145 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Meerhout · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
1,012 m²
Building footprint
113 m²
Parcel 13021B0786/00N000, Flanders. Linked by address, not a title deed.
1 establishment unit
ConFinCo
Lemmekensdries 15, 2450 MeerhoutAgents in the wholesale of timber and building materials
since 20112.203.034.801
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13021B0786/00N000 Flanders 1,012 m² 1 · 113 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,601 companies in this sector we hold annual accounts for 52,629. See the whole sector

Company details

Identification
Legal formPrivate limited company (pre-2019)
Founded04-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47526Retail trade
Contact
E-mail jeroen.debrauwere@confinco.beMeerhout
E-invoicing
Reachable via Peppol
Peppol ID 0208:0839898749
Registered 26-07-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.