CONFIMMO
ActiveSummary
CONFIMMO has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261k and a net result of €11k. Equity is growing by ~43% per year across the filed fiscal years. Its solvency ranks better than 60% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability60▼-1
Solvency68▼-9
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.34 in 2024; short-term debt: 30.2% and cash: 10.9% of total assets), and 57.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.6%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
107 d early
2024
51 d early
2023
50 d early
2022
48 d early
2021
33 d early
2020
39 d early
2019
51 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€444k
EBIT margin
6.5%
Net result
€11k▼ 55.3%
2024 · €24k
2018: €20k
2019: €3k▼ -84.9% vs 2018
2020: €62k▲ +1996% vs 2019highest in 8 years
2021: €-7k▼ -112% vs 2020
2022: €-27k▼ -270% vs 2021lowest in 8 years
2023: €24k▲ +187% vs 2022
2024: €24k▲ +2.0% vs 2023
2025: €11k▼ -55.3% vs 2024
2018 → 2025
Working capital
€-116k▼ 71.9%
2024 · €-68k
2018: €15khighest in 8 years
2019: €-100k▼ -748% vs 2018
2020: €-73k▲ +26.5% vs 2019
2021: €-78k▼ -7.2% vs 2020
2022: €-124k▼ -57.5% vs 2021lowest in 8 years
2023: €-98k▲ +20.6% vs 2022
2024: €-68k▲ +31.0% vs 2023
2025: €-116k▼ -71.9% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€55k▼ 33.3%€288k▲ 429%€312k▲ 8.4%€261k▼ 16.3%
2021: €82k
2022: €55k▼ -33.3% vs 2021lowest in 5 years
2023: €288k▲ +429% vs 2022
2024: €312k▲ +8.4% vs 2023highest in 5 years
2025: €261k▼ -16.3% vs 2024
Operating result€-2k-€-21k▼ 1,076%€37k€40k▲ 7.9%€26k▼ 34.8%
2021: €-2k
2022: €-21k▼ -1076% vs 2021lowest in 5 years
2023: €37k▲ +276% vs 2022
2024: €40k▲ +7.9% vs 2023highest in 5 years
2025: €26k▼ -34.8% vs 2024
Net result€-7k-€-27k▼ 270%€24k€24k▲ 2.0%€11k▼ 55.3%
2021: €-7k
2022: €-27k▼ -270% vs 2021lowest in 5 years
2023: €24k▲ +187% vs 2022
2024: €24k▲ +2.0% vs 2023highest in 5 years
2025: €11k▼ -55.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €614k
Fixed assets
€545k ▼ 3.5%
Current assets
€69k ▲ 101%
Equity and liabilities €614k
Equity
€261k ▼ 16.3%
Debt
€353k ▲ 22.9%
Debt's share of the balance-sheet total rises from 47.9% to 57.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€46k▼
2024 · €59k
Cash flow
€31k▼
2024 · €44k
Current ratio
0.37▲
2024 · 0.34
Debt to equity
1.35▲
2024 · 0.92
ROE
4.1%▼
2024 · 7.7%
ROA
1.8%▼
2024 · 4.0%
Interest coverage
4.67▲
2024 · 4.43
Debt ≤ 1 year
€185k▲
2024 · €102k
Debt > 1 year
€167k▼
2024 · €185k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€599k€614k▲
Fixed assets21/28€565k€545k▼
Tangible fixed assets22/27€563k€543k▼
Land and buildings22€553k€535k▼
Plant, machinery and equipment23€10k€9k▼
Financial fixed assets28€2k€2k=
Current assets29/58€34k€69k▲
Amounts receivable within one year40/41€186€0▼
Trade receivables40€0-
Other amounts receivable41€186€0▼
Cash at bank and in hand54/58€34k€67k▲
Deferred charges and accrued income490/1€381€2k▲
Equity and liabilities
Total equity and liabilities10/49€599k€614k▲
Equity10/15€312k€261k▼
Contributions10/11€230k€230k=
Reserves13€82k€31k▼
Distributable reserves133€82k€31k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€287k€353k▲
Amounts payable after more than one year17€185k€167k▼
Financial debts170/4€185k€167k▼
Amounts payable within one year42/48€102k€185k▲
Current portion of amounts payable after more than one year42€19k€18k▼
Trade debts44€0€1k▲
Suppliers440/4€0€1k▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€81k€161k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k=
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€62k€48k▼
Operating profit (loss)9901€40k€26k▼
Financial charges65/66B€13k€10k▼
Recurring financial charges65€13k€10k▼
Profit (loss) for the period before taxes9903€26k€16k▼
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€24k€11k▼
Profit (loss) for the period to be appropriated9905€24k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€11k▼
Profit (loss) brought forward from the previous period14P€-4k€0▲
Transfer from equity791/2€0€62k▲
Transfer to equity691/2€20k€11k▼
To other reserves6921€20k€11k▼
Profit to be distributed694/7-€62k
Return on contributions (dividend)694-€62k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €18k | €0 | €29k | €0 | - | - |
| Remuneration, social security and pensions62 | €338 | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €27k | €28k | €16k | €20k | €20k | = |
| Other operating charges640/8 | €2k | €3k | €3k | €2k | €2k | ▲ 3.1% |
| Non-recurring operating charges66A | - | - | €533 | €0 | - | - |
| Gross operating margin9900 | €28k | €9k | €56k | €62k | €48k | ▼ 22.1% |
| Operating profit (loss)9901 | €-2k | €-21k | €37k | €40k | €26k | ▼ 34.8% |
| Financial income75/76B | €48 | €0 | - | - | - | - |
| Recurring financial income75 | €48 | €0 | - | - | - | - |
| Financial charges65/66B | €5k | €6k | €13k | €13k | €10k | ▼ 27.1% |
| Recurring financial charges65 | €5k | €6k | €13k | €13k | €10k | ▼ 27.1% |
| Profit (loss) for the period before taxes9903 | €-7k | €-26k | €24k | €26k | €16k | ▼ 38.8% |
| Income taxes67/77 | €751 | €734 | €162 | €2k | €5k | ▲ 160% |
| Profit (loss) for the period9904 | €-7k | €-27k | €24k | €24k | €11k | ▼ 55.3% |
| Profit (loss) for the period to be appropriated9905 | €-7k | €-27k | €24k | €24k | €11k | ▼ 55.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €430k | €417k | €627k | €599k | €614k | ▲ 2.4% |
| Fixed assets21/28 | €420k | €401k | €585k | €565k | €545k | ▼ 3.5% |
| Tangible fixed assets22/27 | €418k | €399k | €583k | €563k | €543k | ▼ 3.5% |
| Land and buildings22 | €386k | €371k | €571k | €553k | €535k | ▼ 3.3% |
| Plant, machinery and equipment23 | €10k | €9k | €12k | €10k | €9k | ▼ 15.4% |
| Furniture and vehicles24 | €23k | €19k | €0 | - | - | - |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €9k | €16k | €42k | €34k | €69k | ▲ 101% |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - |
| Stocks30/36 | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €3k | €2k | €16k | €186 | €0 | ▼ 100% |
| Trade receivables40 | €1k | €2k | €16k | €0 | - | - |
| Other amounts receivable41 | €2k | €0 | - | €186 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €2k | €12k | €20k | €34k | €67k | ▲ 98.4% |
| Deferred charges and accrued income490/1 | €4k | €2k | €6k | €381 | €2k | ▲ 424% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €430k | €417k | €627k | €599k | €614k | ▲ 2.4% |
| Equity10/15 | €82k | €55k | €288k | €312k | €261k | ▼ 16.3% |
| Contributions10/11 | €20k | €20k | €230k | €230k | €230k | = |
| Reserves13 | €64k | €64k | €62k | €82k | €31k | ▼ 62.1% |
| Non-distributable reserves130/1 | €0 | - | - | - | - | - |
| Reserves not available under the articles1311 | €0 | - | - | - | - | - |
| Distributable reserves133 | €64k | €64k | €62k | €82k | €31k | ▼ 62.1% |
| Profit (loss) carried forward14 | €-2k | €-29k | €-4k | €0 | €0 | - |
| Amounts payable17/49 | €348k | €362k | €339k | €287k | €353k | ▲ 22.9% |
| Amounts payable after more than one year17 | €260k | €223k | €199k | €185k | €167k | ▼ 9.5% |
| Financial debts170/4 | €260k | €223k | €199k | €185k | €167k | ▼ 9.5% |
| Amounts payable within one year42/48 | €88k | €140k | €140k | €102k | €185k | ▲ 81.7% |
| Current portion of amounts payable after more than one year42 | €39k | €38k | €24k | €19k | €18k | ▼ 7.9% |
| Financial debts43 | €0 | - | - | - | - | - |
| Credit institutions430/8 | €0 | - | - | - | - | - |
| Trade debts44 | €2k | €11k | €250 | €0 | €1k | - |
| Suppliers440/4 | €2k | €11k | €250 | €0 | €1k | - |
| Taxes, remuneration and social security45 | €24k | €2k | €115 | €2k | €5k | ▲ 160% |
| Taxes450/3 | €24k | €2k | €115 | €2k | €5k | ▲ 160% |
| Remuneration and social security454/9 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | €22k | €89k | €115k | €81k | €161k | ▲ 99.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-7k | €-27k | €24k | €24k | €11k | ▼ 55.3% |
| + Depreciation and write-downs630 | €27k | €28k | €16k | €20k | €20k | = |
| Operating cash flow (approximation) | €20k | €344 | €40k | €44k | €31k | ▼ 30.2% |
| Investment in fixed assets (approximation) | - | €-8k | €-200k | €0 | €0 | - |
| Change in cash | - | €10k | €8k | €14k | €33k | ▲ 141% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €288k ▲429%
Equity rises from €55k to €288k.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €62k ▲1,996%
Operating result €101k, net result €62k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2021
Ground area
91 m²
Building footprint
97 m²
Volume, LiDAR
902 m³
Parcel 52502C0036/00V003, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
CONFIMMO
since 20212.311.770.118
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52502C0036/00V003 | Wallonia | 91 m² | 1 · 97 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FRAST CONSTRUCT
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IMMO GNP
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Of 12,041 companies in sector 68203 we hold annual accounts for 5,989. 4,372 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-03-2004
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.