CONFIDIMMO
ActiveCONFIDIMMO has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €-16k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-69
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 38.27 against 26.42 in 2024; short-term debt: 1.7% and cash: 58.3% of total assets), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
-30.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
7 d early
2022
2 d early
2021
10 d early
2020
40 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▼ 23.7%
2024 · €66k
2019: €72k
2020: €75k
2021: €85k
2022: €66k
2023: €66k
2024: €66k
2019 → 2025
Total assets
€51k▼ 24.0%
2024 · €68k
2019: €74k
2020: €80k
2021: €89k
2022: €105k
2023: €68k
2024: €68k
2019 → 2025
Net result
€-16k
2024 · €151
2019: €6k
2020: €4k
2021: €9k
2022: €13k
2023: €635
2024: €151
2019 → 2025
Working capital
€32k▼ 8.4%
2024 · €35k
2019: €66k
2020: €70k
2021: €81k
2022: €20k
2023: €30k
2024: €35k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€66k▼ 22.6%€66k▲ 1.0%€66k▲ 0.2%€51k▼ 23.7%
Operating result€13k-€19k▲ 48.5%€1k▼ 93.3%€612▼ 52.6%€-16k
Net result€9k-€13k▲ 43.8%€635▼ 95.2%€151▼ 76.3%€-16k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €612 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€18k▼ 41.3%
Current assets
€33k▼ 9.5%
Equity and liabilities €51k
Equity
€51k▼ 23.7%
Debt
€871▼ 37.5%
The debt ratio falls from 2.1% to 1.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▼
2024 · €13k
Cash flow
€-3k▼
2024 · €12k
Solvency
98.3%▲
2024 · 97.9%
Current ratio
38.27▲
2024 · 26.42
Quick ratio
38.27▲
2024 · 26.42
Debt / equity
0.02▼
2024 · 0.02
ROE
-31.1%▼
2024 · 0.2%
ROA
-30.6%▼
2024 · 0.2%
Interest coverage
-25.42▼
2024 · 149.66
Debt
€871▼
2024 · €1k
Debt ≤ 1 year
€871▼
2024 · €1k
Income taxes
€56▼
2024 · €375
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€51k▼
Fixed assets21/28€31k€18k▼
Tangible fixed assets22/27€31k€18k▼
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€23k€13k▼
Current assets29/58€37k€33k▼
Amounts receivable within one year40/41€4k€2k▼
Trade receivables40€4k€2k▼
Other amounts receivable41€0€90▲
Cash at bank and in hand54/58€32k€30k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€68k€51k▼
Equity10/15€66k€51k▼
Contributions10/11€19k€19k=
Reserves13€16k€16k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€32k€16k▼
Amounts payable17/49€1k€871▼
Amounts payable within one year42/48€1k€871▼
Trade debts44-€97
Suppliers440/4-€97
Taxes, remuneration and social security45€912€703▼
Taxes450/3€912€703▼
Other amounts payable47/48€482€71▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€13k▲
Other operating charges640/8€431€744▲
Gross operating margin9900€13k€-2k▼
Operating profit (loss)9901€612€-16k▼
Financial charges65/66B€86€111▲
Recurring financial charges65€86€111▲
Profit (loss) for the period before taxes9903€526€-16k▼
Income taxes67/77€375€56▼
Profit (loss) for the period9904€151€-16k▼
Profit (loss) for the period to be appropriated9905€151€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€16k▼
Profit (loss) brought forward from the previous period14P€32k€32k=
Transfer to equity691/2€151€0▼
To other reserves6921€151€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-16k ▼10565%
Net result drops to €-16k, the lowest in the series.
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Liquidity times 12current ratio 17.78
Current ratio from 1.51 to 17.78; short-term debt falls from €39k to €2k.
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Highest result since 2019net €13k ▲43.8%
Operating result €19k, net result €13k, both a record.
2021
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
23-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luikersteenweg 54E3800 Sint-TruidenGround area
1.2 ha
Building footprint
625 m²
Volume, LiDAR
4,157 m³
2 parcels, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Confidimmo
since 20052.146.567.141
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0942/00A000 | Flanders | 1.1 ha | 1 · 437 m² | 12.9 m · 2 fl. |
| 71064B0124/00N000 | Flanders | 1,050 m² | 1 · 188 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 741 EUR awarded · 741 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 240 EUR | 240 EUR |
| 2023 | 1 | 321 EUR | 321 EUR |
| 2022 | 1 | 180 EUR | 180 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,867 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-04-2005
Fiscal year end31-03
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
01130Growing of vegetables, melons, roots and tubers
01240Growing of pome and stone fruits
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.