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CONFIDEM

Active
Private limited companyfounded 199531 yrs activeVierwegstraat 123, 8800 Roeselare, BelgiumKBO/BCE: BE 0455.841.701
Summary

CONFIDEM has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91,174 and a net result of €3,127. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 789 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability72▲+5
Solvency90▼-4
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.23 in 2024; short-term debt: 34.7% and cash: 25.9% of total assets), and 34.7% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Employment activities (NACE 78)
about 17% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-10-2025, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 d early
2024
4 d early
2023
15 d late
2022
19 d late
2021
3 d late
2020
11 d early
2018
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close26-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CONFIDEM was incorporated on 14 August 1995.1 Total assets fell from EUR 203,964 in 2020 to EUR 139,576 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€91,174▲ 3.6%
2024 · €88,047
Total assets
€139,576▲ 9.7%
2024 · €127,215
Net result
€3,127
2024 · -€1,823
Working capital
€12,413▲ 37.8%
2024 · €9,008
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€22,540▲ 1,086%€24,188▲ 7.3%-€23,130€5,589€15,368▲ 175%
Net result€11,021▲ 502%€3,796▼ 65.6%-€25,817-€1,823▲ 92.9%€3,127
Equity€111,891▲ 10.9%€115,687▲ 3.4%€89,870▼ 22.3%€88,047▼ 2.0%€91,174▲ 3.6%
Total assets€208,970▲ 2.5%€175,435▼ 16.0%€145,274▼ 17.2%€127,215▼ 12.4%€139,576▲ 9.7%
Debt€97,079▼ 5.8%€59,748▼ 38.5%€55,404▼ 7.3%€39,168▼ 29.3%€48,402▲ 23.6%
Working capital€22,008▲ 634%€24,985▲ 13.5%€9,641▼ 61.4%€9,008▼ 6.6%€12,413▲ 37.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000Operating result 2021: €22,540€22,540Net result 2021: €11,021€11,021Operating result 2022: €24,188€24,188Net result 2022: €3,796€3,796Operating result 2023: -€23,130-€23,130Net result 2023: -€25,817-€25,817Operating result 2024: €5,589€5,589Net result 2024: -€1,823-€1,823Operating result 2025: €15,368€15,368Net result 2025: €3,127€3,12720212022202320242025-€40,000-€20,000€0€20,000Operating result 2023: -€23,130-€23,100Net result 2023: -€25,817-€25,800Operating result 2024: €5,589€5,590Net result 2024: -€1,823-€1,820Operating result 2025: €15,368€15,400Net result 2025: €3,127€3,130202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 175% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139,576
Fixed assets €78,761 ▼ 0.4%
Current assets €60,814 ▲ 26.2%
Equity and liabilities €139,576
Equity €91,174 ▲ 3.6%
Debt €48,402 ▲ 23.6%
Debt's share of the balance-sheet total rises from 30.8% to 34.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€25,905▲
2024 · €14,968
Cash flow
€13,664▲
2024 · €7,556
Current ratio
1.26▲
2024 · 1.23
Debt to equity
0.53▲
2024 · 0.44
ROE
3.4%▲
2024 · -2.1%
ROA
2.2%▲
2024 · -1.4%
Interest coverage
7.42▼
2024 · 13.86
Debt ≤ 1 year
€48,402▲
2024 · €39,168
Income taxes
€8,750▲
2024 · €6,336
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€127,215€139,576▲
Fixed assets21/28€79,039€78,761▼
Tangible fixed assets22/27€79,039€78,761▼
Land and buildings22€54,845€50,223▼
Plant, machinery and equipment23€9,935€9,638▼
Furniture and vehicles24€7,890€7,461▼
Other tangible fixed assets26€6,369€11,440▲
Current assets29/58€48,176€60,814▲
Amounts receivable within one year40/41€8,460€24,251▲
Trade receivables40€0€24,200▲
Other amounts receivable41€8,460€51▼
Cash at bank and in hand54/58€39,263€36,140▼
Deferred charges and accrued income490/1€453€423▼
Equity and liabilities
Total equity and liabilities10/49€127,215€139,576▲
Equity10/15€88,047€91,174▲
Contributions10/11€6,197€6,197=
Reserves13€108,559€108,559=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Distributable reserves133€106,700€106,700=
Profit (loss) carried forward14-€26,710-€23,583▲
Amounts payable17/49€39,168€48,402▲
Amounts payable within one year42/48€39,168€48,402▲
Trade debts44€2,397€775▼
Suppliers440/4€2,397€775▼
Taxes, remuneration and social security45€23,984€27,870▲
Taxes450/3€23,984€27,870▲
Other amounts payable47/48€12,787€19,757▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,379€10,537▲
Other operating charges640/8€1,452€1,104▼
Gross operating margin9900€16,420€27,008▲
Operating profit (loss)9901€5,589€15,368▲
Financial income75/76B€3€2▼
Recurring financial income75€3€2▼
Financial charges65/66B€1,080€3,493▲
Recurring financial charges65€1,080€3,493▲
Profit (loss) for the period before taxes9903€4,513€11,877▲
Income taxes67/77€6,336€8,750▲
Profit (loss) for the period9904-€1,823€3,127▲
Profit (loss) for the period to be appropriated9905-€1,823€3,127▲
Appropriation of the result
Profit (loss) to be appropriated9906-€26,710-€23,583▲
Profit (loss) brought forward from the previous period14P-€24,887-€26,710▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,089€11,029€12,620€9,379€10,537▲ 12.4%
Other operating charges640/8-€1,627€1,396€1,452€1,104▼ 24.0%
Gross operating margin9900€40,410€36,845-€9,114€16,420€27,008▲ 64.5%
Operating profit (loss)9901€22,540€24,188-€23,130€5,589€15,368▲ 175%
Financial income75/76B-€1,184€0€3€2▼ 36.3%
Recurring financial income75€2,821€1,184€0€3€2▼ 36.3%
Financial charges65/66B-€1,648€1,415€1,080€3,493▲ 224%
Recurring financial charges65€3,329€1,648€1,415€1,080€3,493▲ 224%
Profit (loss) for the period before taxes9903€22,032€23,724-€24,545€4,513€11,877▲ 163%
Income taxes67/77€11,011€19,928€1,273€6,336€8,750▲ 38.1%
Profit (loss) for the period9904€11,021€3,796-€25,817-€1,823€3,127▲ 272%
Profit (loss) for the period to be appropriated9905€11,021€3,796-€25,817-€1,823€3,127▲ 272%
Line20212022202320242025Change
Assets
Total assets20/58€208,970€175,435€145,274€127,215€139,576▲ 9.7%
Fixed assets21/28€89,884€90,702€80,229€79,039€78,761▼ 0.4%
Intangible fixed assets21€1€0----
Tangible fixed assets22/27€89,883€90,702€80,229€79,039€78,761▼ 0.4%
Land and buildings22-€58,165€54,040€54,845€50,223▼ 8.4%
Plant, machinery and equipment23-€17,720€11,013€9,935€9,638▼ 3.0%
Furniture and vehicles24-€7,472€8,319€7,890€7,461▼ 5.4%
Other tangible fixed assets26-€7,345€6,857€6,369€11,440▲ 79.6%
Current assets29/58€119,087€84,733€65,045€48,176€60,814▲ 26.2%
Amounts receivable within one year40/41€32,179€20,582€6,643€8,460€24,251▲ 187%
Trade receivables40-€12,083€6,611€0€24,200-
Other amounts receivable41-€8,499€31€8,460€51▼ 99.4%
Cash at bank and in hand54/58€86,480€63,701€57,922€39,263€36,140▼ 8.0%
Deferred charges and accrued income490/1-€450€480€453€423▼ 6.7%
Equity and liabilities
Total equity and liabilities10/49€208,970€175,435€145,274€127,215€139,576▲ 9.7%
Equity10/15€111,891€115,687€89,870€88,047€91,174▲ 3.6%
Contributions10/11-€6,197€6,197€6,197€6,197=
Reserves13€104,859€108,559€108,559€108,559€108,559=
Non-distributable reserves130/1-€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311-€1,859€1,859€1,859€1,859=
Distributable reserves133-€106,700€106,700€106,700€106,700=
Profit (loss) carried forward14€835€931-€24,887-€26,710-€23,583▲ 11.7%
Amounts payable17/49€97,079€59,748€55,404€39,168€48,402▲ 23.6%
Amounts payable within one year42/48€97,079€59,748€55,404€39,168€48,402▲ 23.6%
Trade debts44€10,184€735€615€2,397€775▼ 67.7%
Suppliers440/4-€735€615€2,397€775▼ 67.7%
Taxes, remuneration and social security45-€31,605€26,576€23,984€27,870▲ 16.2%
Taxes450/3-€24,105€26,576€23,984€27,870▲ 16.2%
Remuneration and social security454/9-€7,500€0---
Other amounts payable47/48-€27,408€28,213€12,787€19,757▲ 54.5%
Line20212022202320242025Change
Profit (loss) for the period9904€11,021€3,796-€25,817-€1,823€3,127▲ 272%
+ Depreciation and write-downs630€15,089€11,029€12,620€9,379€10,537▲ 12.4%
Operating cash flow (approximation)€26,110€14,825-€13,198€7,556€13,664▲ 80.8%
Investment in fixed assets (approximation)--€11,847-€2,147-€8,188-€10,260▼ 25.3%
Change in cash--€22,779-€5,779-€18,659-€3,123▲ 83.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
13-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Back to profitnet €3,127
Net result €3,127 after 2 loss-making years.
2024
27-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
15-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
31-03
Financial Weakest financial yearnet -€25,817
Net result drops to -€25,817, the lowest in the series; recovery starts the following year.
2022
19-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
2021
03-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
31-03
Financial Highest result since 2020net €11,021 ▲502%
Net result €11,021, the highest in the series.
2020
20-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2018
23-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
22-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
26-11
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1995
seat establishment The establishment unit on the map
Ground area
1,369 m²
Building footprint
284 m²
Volume, LiDAR
1,765 m³
Parcel 36502B1189/00G000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONFIDEM BVBA
Vierwegstraat 123, 8800 RoeselareNACE 22140
since 19952.073.203.170
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36502B1189/00G000 Flanders 1,369 m² 1 · 284 m² 10.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,360 companies in sector 78100 we hold annual accounts for 1,363. 1,093 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-08-1995
Fiscal year end31-03
Activities, NACEBEL 2025
78100Employment placement agencies
59203Motion picture, video and television programme production, sound recording and music publishing activities

Scores and ratios are computed by Checked and are not a credit decision.