CONCRED
ActiveSummary
The computed 12-month bankruptcy probability of CONCRED is 1.7% (moderate). The 2025 annual accounts show equity of €324,227 and a net result of €12,429. Equity grew by about 12% per year on average since 2018. In 2025 it fell by 5.1%. Its solvency ranks better than 33% of 21,158 sector peers (NACE 62, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 23-11-2006 Normal situation
- Registered office
- 178 active companies are registered at this address 4 started in the 12 months before. Source: KBO register, as of 4 November 2026.
- Activity
- Computer consultancy and computer facilities management NACE 62200and 2 others
- Joint committees
- 100 Aanvullend Paritair Comité voor de werklieden
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2022
- Establishment unit
- 2.157.793.209 3500 Hasselt, since 23-11-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 05-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.7%
Annual accounts 2025
- Gross margin
- €102,195
- ▼ 65.3%
- Turnover
- ≈ €160,000
- estimated
- Profit
- €12,429
- ▼ 79.4%
- Equity
- €324,227
- ▼ 5.1%
- Total assets
- €846,460
- ▼ 4.8%
- Employees on 31-12-2025
- 0
Score breakdownraises riskLiquidity: current ratio 1.54, cash €20, halved1 change of registered office in 24 months1 of the last 3 accounts latelowers riskSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 25% of micro companies in computer programming and consultancy (NACE 62)
Financial strength · tick: 2024
Average
Solvency
63=
equity 38.3% of total assets
Liquidity
35=
short-term debt 34.2% · cash 0.0%
Profitability
44-9
return on assets 1.5%
Bankruptcy probability within 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.5%▲ +0.3 percentage points vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.8%▲ +0.2 percentage points vs 07-2025
09-2025: 1.2%▲ +0.4 percentage points vs 08-2025
10-2025: 1.2%● unchanged vs 09-2025
11-2025: 1.2%● unchanged vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.3%▲ +0.1 percentage points vs 12-2025
02-2026: 1.3%● unchanged vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.3%● unchanged vs 03-2026
05-2026: 1.4%▲ +0.1 percentage points vs 04-2026
06-2026: 1.3%▼ -0.1 percentage points vs 05-2026
07-2026: 1.3%● unchanged vs 06-2026
08-2026: 1.7%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 1.7%● unchanged vs 08-2026highest value
10-2026: 1.7%● unchanged vs 09-2026highest value
11-2026: 1.7%● unchanged vs 10-2026highest value
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.54 (1.6 in 2024), above the usual 1.5. Short-term debt is 34.2% and cash 0% of total assets. However, 61.7% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 34% of them on solvency, 14% on liquidity, 20% on profitability and 34% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
1 day early
2023
42 days late
2022
57 days late
2021
11 days early
2020
8 days early
2019
73 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 21 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 44 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 28-07-2026 at the NBB all 19 filings
Turnover
≈ €160,000
Estimated: probably between €140,000 and €200,000
Total assets
€846,460▼ 4.8%
2024 · €889,130
Net result
€12,429▼ 79.4%
2024 · €60,265
Working capital
€157,539▼ 14.2%
2024 · €183,542
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€49,688
▲ 40.1%
2025
20182025
Net result
€12,429
▼ 79.4%
2025
middle half of the sector
20182025
Equity
€324,227
▼ 5.1%
2025
highest quarter of the sector
20182025
Total assets
€846,460
▼ 4.8%
2025
highest quarter of the sector
20182025
Debt
€522,234
▼ 4.6%
2025
20182025
Working capital
€157,539
▼ 14.2%
2025
highest quarter of the sector
20182025
Solvency
38.3%
▼ 0.1pp
2025
middle half of the sector
20182025
Current ratio
1.54
▼ 0.05
2025
middle half of the sector
20182025
Return on assets (ROA)
1.5%
▼ 5.3pp
2025
lowest quarter of the sector
20182025
Staff (FTE)
0.2
2025
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€71,879-€90,732▲ 26.2%€75,737▼ 16.5%€146,668▲ 93.7%€45,896▼ 68.7%-€10,231€35,472€49,688▲ 40.1%
Net result€26,468-€51,565▲ 94.8%€51,986above the sector's middle half▲ 0.8%€95,361above the sector's middle half▲ 83.4%€23,627within the sector's middle half▼ 75.2%-€4,790below the sector's middle half€60,265above the sector's middle half€12,429within the sector's middle half▼ 79.4%
Equity€150,437-€201,194▲ 33.7%€251,207above the sector's middle half▲ 24.9%€312,207above the sector's middle half▲ 24.3%€286,323above the sector's middle half▼ 8.3%€281,532above the sector's middle half▼ 1.7%€341,798above the sector's middle half▲ 21.4%€324,227above the sector's middle half▼ 5.1%
Total assets€391,792-€405,183▲ 3.4%€451,686above the sector's middle half▲ 11.5%€535,114above the sector's middle half▲ 18.5%€591,908above the sector's middle half▲ 10.6%€723,446above the sector's middle half▲ 22.2%€889,130above the sector's middle half▲ 22.9%€846,460above the sector's middle half▼ 4.8%
Debt€241,355-€203,988▼ 15.5%€200,479▼ 1.7%€222,907▲ 11.2%€305,585▲ 37.1%€441,913▲ 44.6%€547,333▲ 23.9%€522,234▼ 4.6%
Working capital€135,680-€171,385▲ 26.3%€184,399above the sector's middle half▲ 7.6%€231,798above the sector's middle half▲ 25.7%€248,354above the sector's middle half▲ 7.1%€25,604within the sector's middle half▼ 89.7%€183,542above the sector's middle half▲ 617%€157,539above the sector's middle half▼ 14.2%
Solvency38.4%-49.7%▲ 11.3pp55.6%within the sector's middle half▲ 6.0pp58.3%within the sector's middle half▲ 2.7pp48.4%within the sector's middle half▼ 10.0pp38.9%within the sector's middle half▼ 9.5pp38.4%within the sector's middle half▼ 0.5pp38.3%within the sector's middle half▼ 0.1pp
Current ratio2.96-4.55▲ 1.593.98within the sector's middle half▼ 0.563.43within the sector's middle half▼ 0.552.73within the sector's middle half▼ 0.701.14below the sector's middle half▼ 1.591.60within the sector's middle half▲ 0.461.54within the sector's middle half▼ 0.05
Return on assets (ROA)6.8%-12.7%▲ 6.0pp11.5%within the sector's middle half▼ 1.2pp17.8%within the sector's middle half▲ 6.3pp4.0%within the sector's middle half▼ 13.8pp-0.7%below the sector's middle half▼ 4.7pp6.8%within the sector's middle half▲ 7.4pp1.5%below the sector's middle half▼ 5.3pp
Staff (FTE)11.1▲ 10.0%0.2
above
within
below
The sector band is the middle half of the companies in Computer programming, consultancy and related activities (NACE 62). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 40% higher than in 2024 and the highest since 2021. It is the second rise in a row, after the fall in 2023.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €846,460
Fixed assets
€399,350 ▲ 0.4%
Current assets
€447,111 ▼ 9.0%
Equity and liabilities €846,460
Equity
€324,227 ▼ 5.1%
Debt
€522,234 ▼ 4.6%
Debt's share of the balance-sheet total rises from 61.6% to 61.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€66,368▲
2024 · €51,119
Cash flow
€29,110▼
2024 · €75,913
Debt to equity
1.61▲
2024 · 1.60
ROE
3.8%▼
2024 · 17.6%
Interest coverage
2.77▼
2024 · 3.10
Debt ≤ 1 year
€289,572▼
2024 · €307,906
Debt > 1 year
€231,425▼
2024 · €239,426
Income taxes
€13,916▼
2024 · €25,266
Staff costs
€10,597▼
2024 · €97,431
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2025 |
|---|---|---|---|
| Employees at the balance-sheet date | 1 | 1 | 0 |
| full-time | 1 | 1 | 0 |
| part-time | - | - | 0 |
| in full-time equivalents | 1 | 1 | 0 |
| Average over the year, in full-time equivalents | 1 | 1.1 | 0.2 |
| On a permanent contract | 1 | 1 | 0 |
| Joined | 1 | 1 | 0 |
| Left | 0 | 1 | 2 |
| Training hours | - | - | 0 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Mortgages, amount registered | - | - | €251,000 | - | - |
| Carrying value of the mortgaged assets | - | - | €357,706 | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €13,158 | €5,466 | €404,881 | €48,371 | €16,169 |
| Financial fixed assets | - | - | €133,615 | - | €900 |
| Depreciation and write-downs of the year | €10,634 | €12,217 | €56,824 | €15,648 | €16,681 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2024 · 1 entry · €3,206 awarded · €3,206 paidAnnual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | €534 | €0 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €40,599 | €42,370 | €94,256 | €97,431 | €10,597 | ▼ 89.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €30,775 | €9,275 | €16,723 | €10,634 | €12,217 | €56,824 | €15,648 | €16,681 | ▲ 6.6% |
| Other operating charges640/8 | - | - | - | €1,486 | €4,113 | €1,315 | €2,267 | €25,230 | ▲ 11× |
| Non-recurring operating charges66A | - | - | - | - | - | €32,850 | €143,615 | €0 | ▼ 100% |
| Gross operating margin9900 | €103,215 | €101,073 | €93,573 | €199,388 | €104,596 | €175,014 | €294,433 | €102,195 | ▼ 65.3% |
| Operating profit (loss)9901 | €71,879 | €90,732 | €75,737 | €146,668 | €45,896 | -€10,231 | €35,472 | €49,688 | ▲ 40.1% |
| Financial income75/76B | - | - | - | €4,444 | €694 | €21,136 | €66,550 | €657 | ▼ 99.0% |
| Recurring financial income75 | €6 | €293 | €6,345 | €4,444 | €694 | €8 | €444 | €657 | ▲ 48.1% |
| Non-recurring financial income76B | - | - | - | - | - | €21,127 | €66,106 | €0 | ▼ 100% |
| Financial charges65/66B | - | - | - | €8,890 | €8,194 | €12,603 | €16,491 | €24,000 | ▲ 45.5% |
| Recurring financial charges65 | €12,332 | €10,546 | €10,421 | €8,890 | €8,194 | €12,603 | €16,491 | €24,000 | ▲ 45.5% |
| Profit (loss) for the period before taxes9903 | €59,554 | €80,479 | €71,661 | €142,223 | €38,396 | -€1,699 | €85,531 | €26,345 | ▼ 69.2% |
| Income taxes67/77 | €33,085 | €28,914 | €19,675 | €46,861 | €14,769 | €3,092 | €25,266 | €13,916 | ▼ 44.9% |
| Profit (loss) for the period9904 | €26,468 | €51,565 | €51,986 | €95,361 | €23,627 | -€4,790 | €60,265 | €12,429 | ▼ 79.4% |
| Profit (loss) for the period to be appropriated9905 | €26,066 | €47,847 | €51,986 | €95,361 | €23,627 | -€4,790 | €60,265 | €12,429 | ▼ 79.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €391,792 | €405,183 | €451,686 | €535,114 | €591,908 | €723,446 | €889,130 | €846,460 | ▼ 4.8% |
| Fixed assets21/28 | €186,799 | €185,453 | €205,497 | €208,021 | €200,018 | €508,574 | €397,682 | €399,350 | ▲ 0.4% |
| Tangible fixed assets22/27 | €176,799 | €175,453 | €195,497 | €198,021 | €190,018 | €364,959 | €397,682 | €398,450 | ▲ 0.2% |
| Land and buildings22 | - | - | - | €178,605 | €173,148 | €357,707 | €390,986 | €394,640 | ▲ 0.9% |
| Plant, machinery and equipment23 | - | - | - | - | €2,232 | €1,685 | €3,246 | €2,184 | ▼ 32.7% |
| Furniture and vehicles24 | - | - | - | €8,910 | €5,896 | €5,567 | €3,450 | €1,626 | ▼ 52.9% |
| Other tangible fixed assets26 | - | - | - | €10,505 | €8,742 | - | - | - | - |
| Financial fixed assets28 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | €143,615 | €0 | €900 | - |
| Current assets29/58 | €204,993 | €219,730 | €246,190 | €327,093 | €391,890 | €214,872 | €491,448 | €447,111 | ▼ 9.0% |
| Amounts receivable after more than one year29 | - | - | - | €192,000 | €238,500 | - | €240,039 | €227,533 | ▼ 5.2% |
| Other amounts receivable291 | - | - | - | €192,000 | €238,500 | - | €240,039 | €227,533 | ▼ 5.2% |
| Amounts receivable within one year40/41 | €41,868 | €74,980 | €35,335 | €102,364 | €125,032 | €147,960 | €248,446 | €199,312 | ▼ 19.8% |
| Trade receivables40 | - | - | - | €25,320 | €44,688 | €36,049 | €117,708 | €179,312 | ▲ 52.3% |
| Other amounts receivable41 | - | - | - | €77,044 | €80,345 | €111,911 | €130,737 | €20,000 | ▼ 84.7% |
| Cash at bank and in hand54/58 | €51,704 | €33,393 | €26,470 | €27,703 | €27,589 | €63,906 | €2,588 | €20 | ▼ 99.2% |
| Deferred charges and accrued income490/1 | - | - | - | €5,026 | €769 | €3,005 | €375 | €20,246 | ▲ 54× |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €391,792 | €405,183 | €451,686 | €535,114 | €591,908 | €723,446 | €889,130 | €846,460 | ▼ 4.8% |
| Equity10/15 | €150,437 | €201,194 | €251,207 | €312,207 | €286,323 | €281,532 | €341,798 | €324,227 | ▼ 5.1% |
| Contributions10/11 | €6,450 | €6,450 | - | €6,450 | €6,450 | €6,450 | €6,450 | €6,450 | = |
| Reserves13 | €143,987 | €194,744 | €244,757 | €305,757 | €279,873 | €279,873 | €335,348 | €317,777 | ▼ 5.2% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | - | - | - | €4,388 | €4,388 | €4,388 | €4,388 | €4,388 | = |
| Distributable reserves133 | - | - | - | €299,509 | €273,624 | €273,624 | €329,099 | €311,528 | ▼ 5.3% |
| Profit (loss) carried forward14 | - | - | - | - | - | -€4,790 | €0 | €0 | - |
| Amounts payable17/49 | €241,355 | €203,988 | €200,479 | €222,907 | €305,585 | €441,913 | €547,333 | €522,234 | ▼ 4.6% |
| Amounts payable after more than one year17 | €172,042 | €155,643 | €138,688 | €127,611 | €130,923 | €252,646 | €239,426 | €231,425 | ▼ 3.3% |
| Financial debts170/4 | - | - | - | €127,611 | €130,923 | €252,646 | €239,426 | €231,425 | ▼ 3.3% |
| Amounts payable within one year42/48 | €69,313 | €48,345 | €61,791 | €95,296 | €143,536 | €189,268 | €307,906 | €289,572 | ▼ 6.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €15,635 | €19,823 | €12,635 | €13,219 | €22,000 | ▲ 66.4% |
| Financial debts43 | - | - | - | - | - | - | - | €9,492 | - |
| Credit institutions430/8 | - | - | - | - | - | - | - | €9,492 | - |
| Trade debts44 | €1,813 | €3,247 | €4,816 | €5,938 | €3,199 | €10,896 | €33,748 | €34,995 | ▲ 3.7% |
| Suppliers440/4 | - | - | - | €5,938 | €3,199 | €10,896 | €33,748 | €34,995 | ▲ 3.7% |
| Taxes, remuneration and social security45 | - | - | - | €40,936 | €50,992 | €48,232 | €48,243 | €30,956 | ▼ 35.8% |
| Taxes450/3 | - | - | - | €35,454 | €42,154 | €26,020 | €23,950 | €28,629 | ▲ 19.5% |
| Remuneration and social security454/9 | - | - | - | €5,482 | €8,838 | €22,213 | €24,292 | €2,328 | ▼ 90.4% |
| Other amounts payable47/48 | - | - | - | €32,787 | €69,523 | €117,504 | €212,697 | €192,129 | ▼ 9.7% |
| Accrued charges and deferred income492/3 | - | - | - | - | €31,126 | - | - | €1,236 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,468 | €51,565 | €51,986 | €95,361 | €23,627 | -€4,790 | €60,265 | €12,429 | ▼ 79.4% |
| + Depreciation and write-downs630 | €30,775 | €9,275 | €16,723 | €10,634 | €12,217 | €56,824 | €15,648 | €16,681 | ▲ 6.6% |
| Operating cash flow (approximation) | €57,244 | €60,840 | €68,709 | €105,995 | €35,844 | €52,034 | €75,913 | €29,110 | ▼ 61.7% |
| Investment in fixed assets (approximation) | - | -€7,928 | -€36,767 | -€13,158 | -€4,215 | -€365,380 | €95,244 | -€18,348 | - |
| Change in cash | - | -€18,311 | -€6,923 | €1,233 | -€114 | €36,317 | -€61,318 | -€2,568 | ▲ 95.8% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 10,904 companies had the same profile as CONCRED has now. Two years later, 95.2% were still going and 0.7% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
95.2%
was still going
4.0%
stopped otherwise
0.7%
went bankrupt
The bankruptcy probability of CONCRED itself is higher: 1.7% within 12 months. It rests on far more data about CONCRED than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for CONCRED. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 19 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 28-07-2026 | 2026-00360782 | |
| 31-12-2024 | micro format | 30-07-2025 | 2025-00364314 | |
| 31-12-2023 | micro format | 11-09-2024 | 2024-00458802 | |
| 31-12-2022 | micro format | 26-09-2023 | 2023-00453730 | |
| 31-12-2021 | micro format | 20-07-2022 | 2022-20204484 | |
| 31-12-2020 | micro format | 23-07-2021 | 2021-39000329 | |
| 31-12-2019 | micro format | 12-10-2020 | 2020-61100507 | |
| 31-12-2018 | abbreviated format | 30-09-2019 | 2019-67700188 | |
| 31-12-2017 | micro format | 31-10-2018 | 2018-71400509 | |
| 31-12-2016 | abbreviated format | 12-07-2017 | 2017-30700154 |
Board & ownership
Directors
Directors
1 director
Daniël Crezée
Current
Director (not named in the articles) · since 23-11-2006 · listed in the 2025 annual accounts, filed on 28-07-2026
Owners and capital
Capital transactions
Capital over time
- 07-02-2024 Capital stated in the deed · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Ontslag bestuurder benoemd in statuten vereist statutenwijziging, algemene vergadering kan mandaat te allen tijde met onmiddellijke ingang…”
Articles of association, deed of 07-02-2024 (in Dutch)
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
- Sourceown accounts 2023Equity -€190,873 Loss of €17,519 in 2025 (loss of €9,278 in 2024) Checked score 5350%
Connections & network
0 connected companies, 1 earlier tieThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Earlier ties
BARKBOY
via CREZÉE Daniël (no longer at BARKBOY) · Director
Founded in 2022 · total assets €949,192 (2025) · negative equity
→
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
28-07
micro format · 3 days before the deadline
2025
30-07
micro format · 1 day before the deadline
11-03
Gazette deed
Registered office moved from Rotselaar to HassletNew seat: Hendrik Van Veldekesingel 150/187, 3500 Hasslet · Previous seat: Steenweg op Gelrode 106, 3110 Rotselaar2 points ▸
Gazette deed
Registered office moved from Rotselaar to Hasslet
New seat: Hendrik Van Veldekesingel 150/187, 3500 Hasslet · Previous seat: Steenweg op Gelrode 106, 3110 Rotselaar2 points ▸
- General meeting, 16-12-2024
- Registered-office move, Hendrik Van Veldekesingel 150/187, 3500 Hasslet
2024
31-12
Financial
Back to profitnet €60,265
The net result is €60,265, after one loss-making year.
11-09
micro format · 42 days late
07-02
Gazette deed
Registered office moved to RotselaarNew seat: Steenweg op Gelrode 106, 3110 Rotselaar · Reappointment: Daniël Crezée (director)5 points ▸
Gazette deed
Registered office moved to Rotselaar
New seat: Steenweg op Gelrode 106, 3110 Rotselaar · Reappointment: Daniël Crezée (director)5 points ▸
- General meeting, 21-12-2023
- Capital conversion, 01-01-2020
- Director reappointment, Daniël Crezée (director (not named in the articles))
- Registered-office move, Steenweg op Gelrode 106, 3110 Rotselaar
- 100 shares
- The act holds 2 more points.
2023
31-12
Financial
Weakest financial yearnet -€4,790
The net result drops to -€4,790, the lowest from 2018 to 2025. It recovers the following year.
26-09
micro format · 57 days late
2022
20-07
micro format · 11 days before the deadline
2021
31-12
Financial
Highest result from 2018 to 2025net €95,361 ▲83.4%
The operating result of €146,668 and the net result of €95,361 are both a record.
23-07
micro format · 8 days before the deadline
2020
12-10
micro format · 73 days late
Show earlier events
2019
31-12
Financial
Equity above €200,000equity €201,194 ▲33.7%
With a profit in every financial year since 2018, equity grows to €201,194.
30-09
abbreviated format · 61 days late
2018
31-10
micro format · 92 days late
2017
12-07
abbreviated format · 19 days before the deadline
2006
04-12
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
CONCRED in Dutch
Enterprise number
0885.222.889
Legal form
Private limited company
Status
Active, normale toestand
Founded
23-11-2006
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 07-02-2024 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 07-02-2024 (in Dutch)Registered office and establishments
Registered office
Hendrik van Veldekesingel 150/187, 3500 Hasselt, Belgium
1 former office
- Steenweg op Gelrode 106, 3110 Rotselaar until 31-12-2024 · act of 11-03-2025
Establishment unit
CONCRED, Hendrik van Veldekesingel 150, 3500 Hasselt since 23-11-2006 · unit number 2.157.793.209
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
70200
Business and other management consultancy
73200
Market research and public opinion polling
Codes under NACEBEL 2008
62020
IT consultancy main activity
70220
Business consulting
73200
Advertising, market research and public relations activities
Codes under NACEBEL 2003
72100
main activity
74131
74142
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
200 Aanvullend Paritair Comité voor de bedienden annual accounts 2022
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 07-02-2024 (in Dutch)
“Multimedia en audiovisuele ondersteuning; Advies en bijstand aan de bedrijfswereld; Het uitbaten van markt- en opinieonderzoeksbureaus; Het…”
33 activities
- Multimedia en audiovisuele ondersteuning
- Advies en bijstand aan de bedrijfswereld
- Het uitbaten van markt- en opinieonderzoeksbureaus
- Het onderzoek naar de omvang van de markt voor bepaalde producten,de ontvangst en de bekendheid van producten en koopgewoonten,met het oog op de bevordering van de verkoop en de ontwikkeling van nieuwe producten
- Het opmaken van de statistische analyses van de resultaten van het onderzoek
- Het uitbaten van adviesbureaus op het gebied van bedrijfsvoering en –beheer
- Het uitbaten van public relationsbureaus
- Het verlenen van advies en praktische hulp aan bedrijven in verband met public relations en communicatie
- Het verlenen van adviezen en het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding enz.
- Het berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning,organisatie,efficiëntie,enz.
- Algemene auditactiviteiten
- Coördinatiecentra: financiële dienstverlening en managementactiviteiten die uitgeoefend worden door de erkende regionale hoofdkwartieren van multinationale groepen,ten behoeve van de eigen ondernemingen
- Technische testen en analyses
- Publiciteitsagentschappen
- Het ontwerpen en voeren van reclame- en promotiecampagnes voor derden via de verschillende media
- Het concipiëren van reclametechnieken die ernaar streven de individuele consument te benaderen (direct marketing) door middel van geadresseerde reclame (direct mailing),telefonische koopvoorstellen,enz.
- Het aanbieden van reclame op panelen,rond sportvelden,enz.
- Het aantrekken van eigen personeel om uit te lenen: het,in de regel tijdelijk aan derden uitlenen van personeel dat in dienst is van en betaald wordt door het bureau
- De organisatie van congressen,seminaries,studiedagen
- Overige dienstverlening,hoofdzakelijk aan bedrijven
- Import en export,aan- en verkoop en toelevering van software,hardware en allerhande computersystemen
- Wereldwijde distributie van software,hardware,operating systems en bijhorende computersystemen
- Leveren van de bijhorende ondersteunende diensten,zoals ondermeer advies,het leveren van analyses en studies
- Development,onderzoek,ontwikkeling,aanpassen,en commercialisering van software
- Opmaken van computerprogramma's en uitvoering van werken op computer
- Het verkopen,verhuren,registreren van domeinnamen en dataopslag,genoemd 'hosting'
- Optreden als studie-,organisatie- en raadgevend bureau inzake alle commerciële,financiële,administratieve en technische aangelegenheden
- Alle verrichtingen van projectmanagement een coördinatie en het voeren van de directie over andere ondernemingen
- Het aanvragen,verwerven,verhandelen en exploiteren van licenties,octrooien,merken en dergelijke
- Het aanvragen,verwerven,verhandelen en exploiteren van licenties,octrooien,merken en dergelijke
- Het verwerven van participaties in alle commerciële,industriële en financiële ondernemingen,zowel Belgische als buitenlandse. Zij zal haar middelen aanwenden voor de samenstelling,het beheer,de tegeldemaking en de vereffening van een portefeuille,bestaande uit aandelen,obligaties en andere effecten,evenals voor het verwerven,exploiteren en vervreemden van brevetten en andere intellectuele rechten
- Het beheren van vennootschappen of ondernemingen ongeacht het voorwerp dat deze mochten hebben,en dit zelfs in de hoedanigheid van bestuurder,gedelegeerd bestuurder of vereffenaar van deze vennootschappen of ondernemingen
- Het beheer van roerende en onroerende goederen voor eigen rekening
Invoicing and payment
VAT number
BE 0885.222.889
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
“ALGEMENE VERGADERING Ieder jaar wordt een gewone algemene vergadering van aandeelhouders gehouden op de zetel, op vijfentwintig juni om…”
deed of 07-02-2024 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
5,413 m²
Building footprint
1,479 m²
Building volume
15,491 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71326F0010/00C003 | Flanders | 5,413 m² | 1 · 1,479 m² | 20.9 m · 4 |