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Concordia

Active
Public limited companyfounded 1907118 yrs activeZonnekemeers 19, 8000 Brugge, BelgiumKBO/BCE: BE 0405.100.308
Summary

Concordia has been active since 1907 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of -€13,896. Equity is shrinking by ~6.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
ConcordiaActiveChecked score 71/100
Risk analysis ReportCompare

Overview

What they do
Activity not known1 site
How big
€2.7mtotal assets 2025
Equity
€1.1m
Loss
-€13,896
Turnover not published (abridged schema)
Financially healthy?
71 Healthy Checked score 2025
Bankruptcy chance 12 m
0.4%
Who decides
Accounts 44 d early0 of 9 deeds read
Why 71- No NACE activity registered- Persistent losses+ Long track record+ Lower-risk legal form+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
71 / 100
Healthy
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+1
Solvency67▲+3
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75,000 at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.04 in 2024; short-term debt: 6.4% and cash: 2.4% of total assets), and 58.2% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 118 years 0 120 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
41.8%
Return on assets
-0.5%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€13,896
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 17-03-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 d early
2024
86 d early
2023
49 d early
2022
40 d early
2021
71 d early
2020
on the day
2019
27 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 45 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 13 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 7 loss-making years in a rowloss fiscal year 2025 -€13,896 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Active since 1907founded 30-12-1907 118 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.7m
Loss
-€13,896
Solvency
41.8%
Total assets▼ 6.9%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2017
Next accounts
by 30-04-2027
  1. 17-03-2026Annual accounts filed
  2. 03-02-2025Annual accounts filed
  3. 12-03-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
30-12-1907
Year ends
30-09
Peppol
Not found in the Peppol directory
Go to Company details

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