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CONCEPTO ART & ARCHITECTURE

Active
Coöperatieve vennootschap (oud statuut)founded 1986active for 39 yearsMaria-Louizasquare 69, 1000 Brussel, BelgiumKBO/BCE: BE 0429.883.313
Summary

CONCEPTO ART & ARCHITECTURE has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€12,143) and a net result of €2,958. Equity has been stable since 2018 (±0.4% per year). Its solvency ranks better than 5% of 11,772 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 05-11-1986 Normal situation
Activity
Activities of building architects NACE 71111and 1 other
Establishment unit
2.034.409.605 1000 Brussel, since 04-12-1986
Financial year end
31 December
Peppol
Reachable since 11-02-2026

Board and ownership

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€4,832
▲ 222%
Turnover
≈ €31,000
estimated
Profit
€2,958
▲ 152%
Equity
-€12,143
▲ 19.6%
Total assets
€4,428
▲ 28.7%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 59 days after the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€12,143lowers riskSize: total assets €4,428Founded in 1986Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 41% of micro companies in architecture and engineering (NACE 71)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -274.2% of total assets
Liquidity 12+6
short-term debt 374.2% · cash 9.8%
Profitability 100=
return on assets 66.8%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,824 companies, NACE 71, micro)
Last 24 months 12-2024: 1.4%highest value 01-2025: 1.4%● unchanged vs 12-2024highest value 02-2025: 1.4%● unchanged vs 01-2025highest value 03-2025: 1.4%● unchanged vs 02-2025highest value 04-2025: 1.4%● unchanged vs 03-2025highest value 05-2025: 1.4%● unchanged vs 04-2025highest value 06-2025: 1.4%● unchanged vs 05-2025highest value 07-2025: 0.2%▼ -1.2 percentage points vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025lowest value 10-2025: 0.2%● unchanged vs 09-2025lowest value 11-2025: 0.2%● unchanged vs 10-2025lowest value 12-2025: 0.2%● unchanged vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026 09-2026: 0.7%▲ +0.1 percentage points vs 08-2026 10-2026: 0.3%▼ -0.4 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
No credit on open account
The balance sheet total is too small for a liquidity verdict. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 3% of them on solvency, 6% on liquidity, 88% on profitability and 67% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €4,428
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€12,143
NBB · annual accounts
lowers risk · Founded in 1986
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 11772 sector peers (2025).
NBB · sector comparison
Position among 11772 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
59 days late
2024
53 days early
2023
29 days late
2022
60 days late
2021
267 days late
2019
91 days late
2018
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 73 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 September (4 of the last 5 accounts filed within 112 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€12,143 View
  • Caution: Lower solvency than 95% of companies in architecture and engineeringsector median 53.9% · 11,772 companies -274.2% View

Recent changes

  1. · Gazette deed Company renamed from CONCEPTO to CONCEPTO ART & ARCHITECTUREReappointment: BRAECKMAN-CHAMUT Ilan Fabien (director)
  2. · Gazette deed Resignation: Marc CHAMUT (director)Appointment: Ilan Braeckman-Chamut (director)
  3. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as CONCEPTO ART & ARCHITECTURE: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €1,900 and €8,110, founded between 1990 and 2005.

CompanyTotal assetsGross margin
CONCEPTO ART & ARCHITECTURE Brussel€4,428€4,832
LES ATELIERS VRAI-SEMBLANT Oudergem€4,128€4,346
IN BETWEEN ARCHITECTURE Vorst€4,966€5,500
ARCHITEKTENBUREAU HUUB HUIJSKENS Oud-Turnhout€8,106€7,105
T. Wolf architectes Braine-le-Château€1,895€4,907
LYCALLO Hasselt€3,421€2,126
INDEX 2 ARCHITECTEN Oudsbergen€4,659€12,732
Full comparison

Key facts about CONCEPTO ART & ARCHITECTURE

What is the company number of CONCEPTO ART & ARCHITECTURE?
The company number of CONCEPTO ART & ARCHITECTURE is 0429.883.313. The VAT number is the same number with BE in front: BE 0429.883.313.
Where is CONCEPTO ART & ARCHITECTURE based?
The registered office is at Maria-Louizasquare 69, 1000 Brussel.Company details
What does CONCEPTO ART & ARCHITECTURE do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of CONCEPTO ART & ARCHITECTURE?
The legal form of CONCEPTO ART & ARCHITECTURE is Coöperatieve vennootschap (oud statuut).
When was CONCEPTO ART & ARCHITECTURE founded?
CONCEPTO ART & ARCHITECTURE was founded on 05-11-1986.
Is CONCEPTO ART & ARCHITECTURE still active?
Yes, CONCEPTO ART & ARCHITECTURE is an active enterprise in the KBO register.
What is the turnover of CONCEPTO ART & ARCHITECTURE?
The turnover in financial year 2025 is ≈ €31,000. This figure is estimated from the gross margin of €4,832 and 48 comparable companies (NACE 71111). It probably lies between €16,000 and €56,000. It is a rough estimate.Financials
Is CONCEPTO ART & ARCHITECTURE profitable?
In financial year 2025, CONCEPTO ART & ARCHITECTURE made a profit of €2,958.
Where can I find the annual accounts of CONCEPTO ART & ARCHITECTURE?
CONCEPTO ART & ARCHITECTURE filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CONCEPTO ART & ARCHITECTURE due?
CONCEPTO ART & ARCHITECTURE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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