Conceptimo
ActiveSummary
The computed 12-month bankruptcy probability of Conceptimo is 2.4% (moderate). The 2025 annual accounts show negative equity (-€4.9m) and a net result of -€5,453. Equity remains stable across the filed fiscal years (±0.1% per year). The company has been active since 1969 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 7 accounts on average 12 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, full schema
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Peer companies
Historical observationOf the 6,639 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €361 | €0 | - | - |
| Other operating charges640/8 | - | €348 | €361 | €405 | €392 | ▼ 3.1% |
| Gross operating margin9900 | -€5,815 | -€5,191 | -€5,124 | -€5,361 | -€4,702 | ▲ 12.3% |
| Operating profit (loss)9901 | -€6,162 | -€5,539 | -€5,847 | -€5,766 | -€5,095 | ▲ 11.6% |
| Financial charges65/66B | - | €311 | €330 | €325 | €358 | ▲ 10.4% |
| Recurring financial charges65 | €131 | €311 | €330 | €325 | €358 | ▲ 10.4% |
| Profit (loss) for the period before taxes9903 | -€6,293 | -€5,850 | -€6,177 | -€6,091 | -€5,453 | ▲ 10.5% |
| Profit (loss) for the period9904 | -€6,293 | -€5,850 | -€6,177 | -€6,091 | -€5,453 | ▲ 10.5% |
| Profit (loss) for the period to be appropriated9905 | -€6,293 | -€5,850 | -€6,177 | -€6,091 | -€5,453 | ▲ 10.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €13,241 | €9,240 | €1,052 | €817 | €869 | ▲ 6.4% |
| Current assets29/58 | €13,241 | €9,240 | €1,052 | €817 | €869 | ▲ 6.4% |
| Amounts receivable within one year40/41 | €303 | €308 | €325 | €0 | - | - |
| Trade receivables40 | - | €308 | €325 | €0 | - | - |
| Cash at bank and in hand54/58 | €12,656 | €8,641 | €624 | €817 | €869 | ▲ 6.4% |
| Deferred charges and accrued income490/1 | - | €292 | €104 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €13,241 | €9,240 | €1,052 | €817 | €869 | ▲ 6.4% |
| Equity10/15 | -€4.9m | -€4.9m | -€4.9m | -€4.9m | -€4.9m | ▼ 0.1% |
| Contributions10/11 | €1.1m | €1.1m | €1.1m | €1.1m | €1.1m | = |
| Capital10 | - | €1.1m | €1.1m | €1.1m | €1.1m | = |
| Issued capital100 | - | €1.1m | €1.1m | €1.1m | €1.1m | = |
| Reserves13 | €39,654 | €39,654 | €39,654 | €39,654 | €39,654 | = |
| Non-distributable reserves130/1 | - | €39,654 | €39,654 | €39,654 | €39,654 | = |
| Legal reserve130 | - | €39,654 | €39,654 | €39,654 | €39,654 | = |
| Profit (loss) carried forward14 | -€6.1m | -€6.1m | -€6.1m | -€6.1m | -€6.1m | ▼ 0.1% |
| Amounts payable17/49 | €4.9m | €4.9m | €4.9m | €4.9m | €4.9m | ▲ 0.1% |
| Amounts payable after more than one year17 | €73,453 | €73,453 | €73,453 | €73,453 | €73,453 | = |
| Other amounts payable178/9 | - | €73,453 | €73,453 | €73,453 | €73,453 | = |
| Amounts payable within one year42/48 | €4.8m | €4.8m | €4.8m | €4.9m | €4.9m | ▲ 0.1% |
| Trade debts44 | €1,753 | €3,603 | €1,575 | €2,293 | €2,514 | ▲ 9.6% |
| Suppliers440/4 | - | €3,603 | €1,575 | €2,293 | €2,514 | ▲ 9.6% |
| Other amounts payable47/48 | - | €4.8m | €4.8m | €4.8m | €4.9m | ▲ 0.1% |
| Accrued charges and deferred income492/3 | - | €174 | €191 | €327 | €612 | ▲ 86.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,293 | -€5,850 | -€6,177 | -€6,091 | -€5,453 | ▲ 10.5% |
| Operating cash flow (approximation) | -€6,293 | -€5,850 | -€6,177 | -€6,091 | -€5,453 | ▲ 10.5% |
| Change in cash | - | -€4,015 | -€8,017 | €193 | €52 | ▼ 73.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0284/00G000 | Brussels | 2,288 m² | 1 · 1,499 m² | 23.4 m · 6 fl. |
Linked by address, not proof of ownership
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
- FINANCIERE BELGE D'INVESTISSEMENT
- Conceptimo
Highest known parent: FINANCIERE BELGE D'INVESTISSEMENT. The sources do not say who stands above it.
Owners 1
-
99.99%
Holdings 1
-
75%
According to the annual accounts to 30-06-2025 of Conceptimo and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.