CONCEPTIMMO
ActiveFrom the official registers: KBO 14 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
CONCEPTIMMO has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,778 and a net result of €10,996. Equity is growing by about 22% per year across the filed financial years. Its solvency ranks better than 34% of 39,218 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
KBO- Status
- Active since 17-03-2011 Normal situation
- Legal form
- Private limited company
- Registered office
- Rue de Herstappe 26, 4367 Crisnée
- Activity
- Business and other management consultancy NACE 70200and 3 others
- Establishment unit
- 2.197.318.729 4367 Crisnée, since 17-03-2011
- Financial year end
- 30 June
- Peppol
- Reachable since 16-12-2025
How it is doing
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €20,554
- Turnover
- ≈ €95,000
- estimated
- Profit
- €10,996
- Equity
- €27,778
- ▲ 65.5%
- Total assets
- €76,928
- ▲ 31.6%
- Staff
- 0.2 FTE
Why 95lowers riskLiquidity: current ratio 1.52, cash €42,022Sector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €76,928Figures for financial year 2025 (filed 03-02-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 35% on solvency, 59% on liquidity, 55% on profitability and 84% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 3 days after the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
2025 annual accounts filed late (2 days) Filed on 2 February 2026, deadline 31 January 2026 (7 months after the close on 30 June 2025, Companies Code art. 3:10). Source: NBB, 2026-00029708.
Annual accounts 2025
- Financial year ended
- 30-06-2025
- Filed on
- 02-02-2026
- Format
- micro format
- Reference
- 2026-00029708
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result returns to profit in 2025: €12,900 after a loss of €22,527 in 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 34,693 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.3% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,693 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €368 | €593,821 | €2,712 | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | - | - | €5,923 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €80,978 | €78,158 | €77,625 | €72,789 | €1,592 | €468 | €830 | ▲ 77.3% |
| Other operating charges640/8 | - | - | - | €3,283 | €3,577 | €1,317 | €881 | ▼ 33.1% |
| Non-recurring operating charges66A | - | - | - | €7,405 | €6,709 | €0 | €20 | - |
| Gross operating margin9900 | €89,428 | €99,343 | €61,738 | €85,162 | €599,880 | -€20,742 | €20,554 | - |
| Operating profit (loss)9901 | €2,875 | €16,092 | -€22,132 | €1,685 | €588,002 | -€22,527 | €12,900 | - |
| Financial income75/76B | - | - | - | €6,313 | €6,313 | €123 | €639 | ▲ 419% |
| Recurring financial income75 | €0 | €6,323 | €6,313 | €6,313 | €6,313 | €123 | €639 | ▲ 419% |
| Financial charges65/66B | - | - | - | €27,057 | €42,343 | €2,167 | €1,717 | ▼ 20.8% |
| Recurring financial charges65 | €30,606 | €29,322 | €28,037 | €27,057 | €42,343 | €2,167 | €1,717 | ▼ 20.8% |
| Profit (loss) for the period before taxes9903 | -€27,731 | -€6,908 | -€43,856 | -€19,059 | €551,971 | -€24,570 | €11,822 | - |
| Income taxes67/77 | - | - | - | €234 | €47,853 | €443 | €826 | ▲ 86.7% |
| Profit (loss) for the period9904 | -€27,731 | -€6,908 | -€43,856 | -€19,293 | €504,118 | -€25,013 | €10,996 | - |
| Profit (loss) for the period to be appropriated9905 | -€27,731 | -€6,908 | -€43,856 | -€19,293 | €504,118 | -€25,013 | €10,996 | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €672,354 | €612,464 | €554,065 | €462,483 | €376,223 | €58,459 | €76,928 | ▲ 31.6% |
| Fixed assets21/28 | €647,648 | €587,047 | €507,799 | €437,335 | €1,085 | €2,608 | €1,978 | ▼ 24.1% |
| Tangible fixed assets22/27 | €647,648 | €587,047 | €507,799 | €437,335 | €1,085 | €2,608 | €1,778 | ▼ 31.8% |
| Land and buildings22 | - | - | - | €432,374 | - | - | - | - |
| Plant, machinery and equipment23 | - | - | - | €1,192 | - | - | - | - |
| Furniture and vehicles24 | - | - | - | €3,768 | €1,085 | €2,608 | €1,778 | ▼ 31.8% |
| Financial fixed assets28 | - | - | - | - | - | - | €200 | - |
| Current assets29/58 | €24,707 | €25,417 | €46,266 | €25,148 | €375,139 | €55,851 | €74,950 | ▲ 34.2% |
| Amounts receivable within one year40/41 | €20,689 | €23,578 | €39,119 | €15,190 | €2,841 | €9,839 | €25,103 | ▲ 155% |
| Trade receivables40 | - | - | - | €5,472 | - | €3,261 | €9,564 | ▲ 193% |
| Other amounts receivable41 | - | - | - | €9,718 | €2,841 | €6,578 | €15,539 | ▲ 136% |
| Cash at bank and in hand54/58 | €3,584 | €1,139 | €5,238 | €4,658 | €365,086 | €39,329 | €42,022 | ▲ 6.8% |
| Deferred charges and accrued income490/1 | - | - | - | €5,300 | €7,211 | €6,683 | €7,824 | ▲ 17.1% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €672,354 | €612,464 | €554,065 | €462,483 | €376,223 | €58,459 | €76,928 | ▲ 31.6% |
| Equity10/15 | -€269,766 | -€257,736 | -€307,905 | -€333,510 | €164,296 | €16,783 | €27,778 | ▲ 65.5% |
| Contributions10/11 | €125,000 | €125,000 | - | €125,000 | €125,000 | €2,500 | €2,500 | = |
| Reserves13 | - | - | - | - | €39,296 | €39,296 | €39,296 | = |
| Distributable reserves133 | - | - | - | - | €39,296 | €39,296 | €39,296 | = |
| Profit (loss) carried forward14 | -€394,766 | -€401,674 | -€445,530 | -€464,822 | - | -€25,013 | -€14,017 | ▲ 44.0% |
| Investment grants15 | - | - | - | €6,313 | - | - | - | - |
| Amounts payable17/49 | €942,120 | €870,201 | €861,969 | €795,993 | €211,928 | €41,676 | €49,149 | ▲ 17.9% |
| Amounts payable after more than one year17 | €695,502 | €716,011 | €682,253 | €620,454 | - | - | - | - |
| Financial debts170/4 | - | - | - | €620,454 | - | - | - | - |
| Amounts payable within one year42/48 | €244,931 | €154,189 | €179,029 | €175,539 | €211,928 | €41,676 | €49,149 | ▲ 17.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €51,468 | €6,868 | €0 | - | - |
| Trade debts44 | - | - | - | - | €3,199 | €1,859 | €5,311 | ▲ 186% |
| Suppliers440/4 | - | - | - | - | €3,199 | €1,859 | €5,311 | ▲ 186% |
| Taxes, remuneration and social security45 | - | - | - | €2,881 | €95,354 | €3,031 | €1,296 | ▼ 57.2% |
| Taxes450/3 | - | - | - | €2,881 | €95,354 | €3,031 | €1,296 | ▼ 57.2% |
| Other amounts payable47/48 | - | - | - | €121,189 | €106,507 | €36,786 | €42,542 | ▲ 15.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€27,731 | -€6,908 | -€43,856 | -€19,293 | €504,118 | -€25,013 | €10,996 | - |
| + Depreciation and write-downs630 | €80,978 | €78,158 | €77,625 | €72,789 | €1,592 | €468 | €830 | ▲ 77.3% |
| Operating cash flow (approximation) | €53,247 | €71,251 | €33,769 | €53,497 | €505,710 | -€24,545 | €11,825 | - |
| Investment in fixed assets (approximation) | - | -€17,557 | €1,623 | -€2,325 | €434,658 | -€1,991 | -€200 | ▲ 90.0% |
| Change in cash | - | -€2,446 | €4,100 | -€581 | €360,429 | -€325,758 | €2,693 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 14 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 02-02-2026 | 2026-00029708 | |
| 30-06-2024 | micro format | 21-02-2025 | 2025-00037528 | |
| 30-06-2023 | micro format | 31-01-2024 | 2024-00016484 | |
| 30-06-2022 | micro format | 31-01-2023 | 2023-00012179 | |
| 30-06-2021 | micro format | 31-01-2022 | 2022-04300509 | |
| 30-06-2020 | micro format | 29-01-2021 | 2021-04000093 | |
| 30-06-2019 | micro format | 31-01-2020 | 2020-04100599 | |
| 30-06-2018 | micro format | 15-01-2019 | 2019-01300478 | |
| 30-06-2017 | micro format | 15-01-2018 | 2018-01400430 | |
| 30-06-2016 | full format | 15-02-2017 | 2017-04600299 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Michel FAGNOUL |
|
| Nicole Van WESEPOEL |
|
How the board is organised
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Un ou plusieurs administrateurs, personnes physiques ou morales,actionnaires ou non”
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “En tout temps par décision assemblée générale délibérant formes modifications statuts”
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments, administrateur(s) en fonction désigné(s) liquidateur(s) si aucun…”
Articles of association, deed of 02-04-2024 (in French)
Owners and capital
Capital and shareholders
- 02-04-2024 Converted to unavailable equity
Shares according to the articles of association
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Other provisionsRules from the articles on subjects other than the board, the shares, the purpose and the meetings.
- Other provision: “Procuration écrite par tout moyen à toute personne actionnaire ou non,représenter et voter,valable suivantes mêmes points sauf cession…”Other provision: “Procuration écrite par tout moyen à toute personne,représenter et voter,valable suivantes mêmes points sauf cession, délibérations”Other provision: “Répartition-réserves, assemblée générale sur proposition organe d'administration”Other provision: “Paiement dividendes-acomptes, assemblée générale sur proposition organe d'administration”
Articles of association, deed of 02-04-2024 (in French)
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
19-12
Gazette deed
Resignation: Nicole Van WESEPOEL (director)Director discharge4 facts ▸
- General meeting, 06-11-2024
- Director resignation, Nicole Van WESEPOEL (director)
- Director discharge, Nicole Van WESEPOEL (director)
- Board composition, Michel FAGNOUL (sole director)
02-04
Gazette deed
Resignations: Michel FAGNOUL (manager) and Nicole Van WESEPOEL (manager)Appointments: Michel FAGNOUL (director) and Nicole Van WESEPOEL (director) · Name change · Purpose change14 facts ▸
- General meeting, 14-03-2024
- Name change, CONCEPTIMMO
- Purpose change
- Amendment of the articles (2 times)
- Capital conversion, “compte de capitaux propres statutairement indisponibles” (deed in French)
- Director resignation, Michel FAGNOUL (manager)
- Director resignation, Nicole Van WESEPOEL (manager)
- Director appointment, Michel FAGNOUL (director (not named in the articles))
- Director appointment, Nicole Van WESEPOEL (director (not named in the articles))
- Director discharge, Michel FAGNOUL
- Director discharge, Nicole Van WESEPOEL
- Registered-office move, Rue de Herstappe,26 à 4367 Odeur
- +2 further facts in this act
06-03
Gazette deed
Registered officeRegistered-office move2 facts ▸
- Board meeting, 08-02-2023
- Registered-office move, Rue Principale, 9 à 4000 Liège (Rocourt)
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
What it does
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Purpose, financial year and meetings according to the articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La création,la promotion,l’organisation d’activités récréatives,de spectacles et évènements de toute nature…”
11 activities
- La création,la promotion,l’organisation d’activités récréatives,de spectacles et évènements de toute nature (artistiques,festifs,culturels,sportifs et autres) à destination du publique ou dans la sphère strictement privée (banquets,mariages,anniversaires,meeting,salons/foires et expositions,évènements sportifs,…) ainsi que toutes prestations généralement quelconques inhérentes à l’organisation et la gestion/la logistique de tels évènements (service traiteur,photographie,location de matériel au sens large,location de salles,animation musicale,promotion et publicité de la manifestation,etc …)
- L'exploitation de centre de relaxation,de beauté et de bienêtre,comprenant notamment la mise à disposition de toutes installations dispensatrices de soins par l'eau et/ou la chaleur,la mise à disposition d'installations et matériels de fitness et remise en forme
- Tous types de prestations artisanales ou en rapport avec l’artisanat au sens large du terme,telles que le garnissage et la rénovation de meubles,la finition et mise en valeur de biens immobiliers,les activités de décoration intérieure en ce compris l’achat et la vente d’articles et objets de décoration,de tissus et de tous autres matériaux,produits,objets ou accessoires en rapport avec les activités de décoration et les métiers/loisirs en relation avec l’artisanat
- Toutes opérations se rattachant directement ou indirectement à l’exploitation d'une agence immobilière telle que l'achat,la vente,Ia location,le courtage,l'estimation/l’évaluation immobilière de tous types de biens immobiliers quelle qu’en soit l’affectation (résidentielle ou non,industrielle,commerciale,de vacances ou de spectacles/d’exposition),construits ou non,en ce compris les terrains,la gestion d’immeubles,en copropriété ou non,les activités et missions de syndic de copropriété et,d’une manière générale,tous services ou prestations en rapport avec la gestion d’immeubles ou ensembles immobiliers,à leur mise en valeur,leur entretien,leur équipement et embellissement,pour compte de tiers et le conseil en matière immobilière
- La location et intermédiaire de location de chambres d’hôtes avec ou sans table d'hôtes,la location et prise en location de gîtes,d’appartements et autres meublés de vacances,ainsi que leur gestion
- Le lotissement,la prospection,la promotion immobilière ainsi que toutes opérations ou activités d’étude,de consultance,de conseil,d’assistance et de création de projets immobiliers,en ce compris les services d’assistance lors de la conception et mise en œuvre de projets de construction,les activités de marchand de biens immobiliers
- Le conseil pour les affaires et autres conseils de gestion,tel que le conseil et l’assistance aux entreprises et aux services publics en matière de planification,d'organisation,de recherche du rendement,de calcul des coûts et des profits,de planification,etc. et,d’une manière générale,les activités d'audit général
- Le conseil en gestion dans les secteurs de l’agronomie et de l’économie agricole auprès d'exploitations agricoles,etc.
- Toutes activités en rapport direct ou indirect avec la restauration en général et le secteur de l’horeca,sous toutes les formes,à service complet ou restreint,à consommer sur place ou à emporter,en établissements fixes ou commerce de restauration ambulante,et notamment la gestion et/ou l’exploitation de restaurants,brasseries,snacks,foodtruck,tea-room,cafeteria,salon de thés et/ou de dégustation ; de même que l’achat et la vente,en gros ou au détail,la préparation,la délivrance et la livraison,de tous produits et denrées alimentaires,ingrédients,articles d’épicerie,boissons,alcoolisées ou non,en ce compris les vins et spiritueux,et d’une manière générale,de toutes matières premières ou matériels en rapport avec les activités de restauration dont question ci-dessus ou qui seraient de nature à en faciliter directement ou indirectement,entièrement ou partiellement,la réalisation
- Les activités d’intermédiaire spécialisé tant dans le commerce de produits divers que dans celui de produits spécifiques
- Le commerce de détail hors magasin,éventaires ou marchés,de tous types de produits,exercé par les démarcheurs,démonstrateurs,marchands ambulants,etc.,en ce compris par l’intermédiaire de distributeurs automatiques
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CONCEPTIMMO
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne”
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Tuesday of November at 14:00
Articles of association, deed of 02-04-2024 (in French)
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 64412A0197/00C000 | Wallonia | 695 m² | 1 · 150 m² | 6.2 m · 2 |