Skip to content

CONCEPTEBEL

Active1 interim measure
Private limited company (pre-2019)founded 199828 yrs activeKBO/BCE: BE 0462.775.815
Summary

The file of CONCEPTEBEL contains 1 interim measure and 1 administrative flag, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 8.9% (elevated). The 2025 annual accounts show negative equity (-€99,145) and a net result of -€3,139. The figures fluctuate too strongly year-on-year for a reliable trend projection.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record72
Bankruptcy probability, 12 months
8.9% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Interim administrator appointed
A court appointed an interim administrator, which usually happens once continuity is already under threat.
Belgian State Gazette
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 28 years 0 30 y
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€99,145
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
31 d late
2023
30 d late
2022
22 d late
2021
33 d early
2020
332 d late
2019
697 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 158 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline

History

CONCEPTEBEL was incorporated on 27 February 1998.1 The registered office was moved to Deurle in 2026.2 Total assets fell from EUR 3.8 million in 2018 to EUR 246,811 in 2022.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 16-09-2026
  3. 3National Bank, annual accounts 2018 and 2022

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
-€99,145▼ 3.3%
2024 · -€96,006
Total assets
€150=
2024 · €150
Net result
-€3,139▲ 23.9%
2024 · -€4,127
Working capital
-€92,029▲ 80.6%
2022 · -€473,803
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€295▲ 58.2%-€11,490▼ 3,792%€389,732-€4,127-€3,068▲ 25.6%
Net result-€28,678▼ 3,768%-€4,564▲ 84.1%€381,774-€4,127-€3,139▲ 23.9%
Equity-€469,089▼ 6.5%-€473,654▼ 1.0%-€91,879▲ 80.6%-€96,006▼ 4.5%-€99,145▼ 3.3%
Total assets€177▼ 98.8%€246,811▲ 139,578%€183▼ 99.9%€150▼ 18.3%€150=
Debt€469,266▲ 3.0%€720,464▲ 53.5%€92,062▼ 87.2%€96,156▲ 4.4%€99,295▲ 3.3%
Working capital-€469,239▼ 6.5%-€473,803▼ 1.0%-€92,029▲ 80.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€200,000€0€200,000€400,000Operating result 2021: -€295-€295Net result 2021: -€28,678-€28,678Operating result 2022: -€11,490-€11,490Net result 2022: -€4,564-€4,564Operating result 2023: €389,732€389,732Net result 2023: €381,774€381,774Operating result 2024: -€4,127-€4,127Net result 2024: -€4,127-€4,127Operating result 2025: -€3,068-€3,068Net result 2025: -€3,139-€3,13920212022202320242025-€100,000€0€100,000€200,000€300,000€400,000Operating result 2023: €389,732€390,000Net result 2023: €381,774€382,000Operating result 2024: -€4,127-€4,130Net result 2024: -€4,127-€4,130Operating result 2025: -€3,068-€3,070Net result 2025: -€3,139-€3,140202320242025
The operating result stays negative: a loss of €3,068 in 2025 against €4,127 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€99,295▲
2024 · €96,156
Ratios withheld: a balance sheet total of €150 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 22 lines
Balance sheet Code20242025
Assets
Total assets20/58€150€150=
Fixed assets21/28€150€150=
Financial fixed assets28€150€150=
Equity and liabilities
Total equity and liabilities10/49€150€150=
Equity10/15-€96,006-€99,145▼
Contributions10/11€12,400€12,400=
Profit (loss) carried forward14-€108,406-€111,545▼
Amounts payable17/49€96,156€99,295▲
Amounts payable within one year42/48€96,156€99,295▲
Trade debts44€384€2,288▲
Suppliers440/4€384€2,288▲
Other amounts payable47/48€95,771€97,007▲
Income statement Code20242025
Other operating charges640/8€528€544▲
Gross operating margin9900-€3,598-€2,524▲
Operating profit (loss)9901-€4,127-€3,068▲
Financial charges65/66B-€71
Recurring financial charges65-€71
Profit (loss) for the period before taxes9903-€4,127-€3,139▲
Profit (loss) for the period9904-€4,127-€3,139▲
Profit (loss) for the period to be appropriated9905-€4,127-€3,139▲
Appropriation of the result
Profit (loss) to be appropriated9906-€108,406-€111,545▼
Profit (loss) brought forward from the previous period14P-€104,280-€108,406▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€295€1,582€494€528€544▲ 2.9%
Gross operating margin9900--€9,908€390,227-€3,598-€2,524▲ 29.8%
Operating profit (loss)9901-€295-€11,490€389,732-€4,127-€3,068▲ 25.6%
Financial income75/76B-€6,977----
Recurring financial income75-€6,977----
Financial charges65/66B€53€52€67-€71-
Recurring financial charges65€53€52€67-€71-
Profit (loss) for the period before taxes9903-€348-€4,564€389,666-€4,127-€3,139▲ 23.9%
Income taxes67/77€28,331-€7,891---
Profit (loss) for the period9904-€28,678-€4,564€381,774-€4,127-€3,139▲ 23.9%
Profit (loss) for the period to be appropriated9905-€28,678-€4,564€381,774-€4,127-€3,139▲ 23.9%
Line20212022202320242025Change
Assets
Total assets20/58€177€246,811€183€150€150=
Fixed assets21/28€150€150€150€150€150=
Financial fixed assets28€150€150€150€150€150=
Current assets29/58€27€246,661€34---
Amounts receivable within one year40/41-€239,417----
Other amounts receivable41-€239,417----
Cash at bank and in hand54/58€27€268€34---
Deferred charges and accrued income490/1-€6,977----
Equity and liabilities
Total equity and liabilities10/49€177€246,811€183€150€150=
Equity10/15-€469,089-€473,654-€91,879-€96,006-€99,145▼ 3.3%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Profit (loss) carried forward14-€481,490-€486,054-€104,280-€108,406-€111,545▼ 2.9%
Amounts payable17/49€469,266€720,464€92,062€96,156€99,295▲ 3.3%
Amounts payable within one year42/48€469,266€720,464€92,062€96,156€99,295▲ 3.3%
Trade debts44-€500€2,032€384€2,288▲ 495%
Suppliers440/4-€500€2,032€384€2,288▲ 495%
Taxes, remuneration and social security45€28,456-----
Taxes450/3€28,456-----
Other amounts payable47/48€440,810€719,964€90,030€95,771€97,007▲ 1.3%
Line20212022202320242025Change
Profit (loss) for the period9904-€28,678-€4,564€381,774-€4,127-€3,139▲ 23.9%
Operating cash flow (approximation)-€28,678-€4,564€381,774-€4,127-€3,139▲ 23.9%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€241-€234---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-09
State Gazette act Board meeting · Registered-office move
Power of attorney4 facts ▸
  • Board meeting, 06-07-2026
  • Registered-office move, Pontstraat 89 - 9831 Deurle
  • Power of attorney, BOES & VERRUE BEDRIJFSREVISOREN BV
  • Other statement, decision procedure, eenparigheid van stemmen
25-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
23-02
KBO administration Address struck
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial Back to profitnet €381,774
Net result €381,774 after 4 loss-making years.
22-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 22 days late
2022
28-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
28-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 332 days late
28-06
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 697 days late
22-06
Interim measure Provisional administrator
Ondernemingsrechtbank Gent · Alexia De Clercq
2019
31-12
Financial Weakest financial yearnet -€447,860
Net result drops to -€447,860, the lowest in the series; recovery starts the following year.
Show earlier events
16-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 77 days late
2018
21-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 52 days late
2017
03-10
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 64 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1998
seat establishment The establishment unit on the map
Ground area
2,683 m²
Building footprint
276 m²
Volume, LiDAR
2,371 m³
2 parcels, Flanders · tallest building 18.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Groene Dreef 13, 9830 Sint-Martens-Latem
Insurance, reinsurance and pension funding, except compulsory social security
since 19982.088.782.063
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44064A0100/00H000 Flanders 2,477 m² 1 · 174 m² 8.2 m · 2 fl.
44804D2557/00A002 Flanders 206 m² 1 · 101 m² 18.1 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Interim administrator Alexia De Clercq 22-06-2022 → present

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

  • Grande GarrigueFRsubsidiary
    Equity €1.1mResult -€4,336
    99%

According to the 2025 annual accounts of CONCEPTEBEL and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded27-02-1998
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.