Liquidity
4.25 was 20.79 in 2024
Short-term debts rose from €2,773 to €10,651.
Conceptance
Lifetime
16 annual accounts with figures on one time axispeak €116,916 (2010)
€11,259▼ 71.4%
lowest -€34,215 (2025)
-€34,215▼ €35,685
peak €236,468 (2021)
€185,852▼ 15.5%
€35,402▲ 13×
Board3 names since 2022
2 directorsDELVALEE Philippe and 1 other
Documentsfilings and deeds
18-12-202544 days before the deadline
2025micro format
Gross margin from €39,305 to €11,259Loss of €34,215Equity from €220,067 to €185,852Debts from €2,773 to €35,402Cash from €15,094 to €10,252
Key points
from the 2025 annual accountsFilings
16 annual accounts since 2010
The last five annual accounts were filed 34 to 49 days before the end of the period.
Position in the sector
-€34,215
Lower net result than 95% of companies in head offices and management consultancy. Sector median €27,138 · 39,392 companies.
Checked score
88
Excellent
Financially stronger than 43% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025lowest value
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.2%▲ +0.1 percentage points vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Loss of €34,215 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €221,254
Equity €185,852 (84.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 46% on liquidity, 15% on profitability and 25% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,805 companies had the same profile as Conceptance has now. Each dot stands for 13 companies, two years later.
88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Conceptance itself is lower: 0.2% within 12 months. It rests on far more data about Conceptance than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for Conceptance. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €16,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.25 (20.79 in 2024), above the usual 1.5. Short-term debt is 4.8% and cash 4.6% of total assets. 16% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-12-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 days early
2024
49 days early
2023
44 days early
2022
39 days early
2021
34 days early
2020
45 days early
2019
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 42 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 18 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0808108285
Changes of role: Philippe Delvallée (director) and Monique Bourgeois (director)
Director discharge: Philippe Delvallée · Director discharge: Monique Bourgeois · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 06-06-2023 · Gazette deed
Incorporation
published on 03-12-2008 · Gazette deed
First establishment
Avenue des Bouleaux 17, Ottignies-Louvain-la-Neuve
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Conceptance Ottignies-Louvain-la-Neuve | €221,254 | €11,259 | 84.0% | - |
| COMUNIK IT La Hulpe | €195,373 | €11,137 | 17.2% | - |
| FREDERIC STAINIER Tubize | €209,194 | €12,498 | 68.5% | 0 |
| EGERTON SERVICES Tubize | €193,676 | €10,036 | 95.5% | - |
| Insularia Chastre | €279,895 | €10,828 | 81.8% | - |
| LTDI Manhay | €202,707 | €10,773 | 86.9% | - |
| De Soete Invest Tielt | €227,570 | €10,637 | 73.8% | - |
These companies have the same main activity as Conceptance: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €194,000 and €280,000, founded between 2007 and 2010.
Official details
Source: KBO- Status
- Active since 01-12-2008Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.175.369.8071340 Ottignies-Louvain-la-Neuve, since 01-12-2008
- Financial year end
- 30 June
- Peppol
- Reachable since 27-10-2025
Annual accounts to 30-06-2025
- ≈ €52,000estimated
- €221,254▼ 0.7%
- Filing
- Filed on 18-12-2025, 44 days before the end of the filing period
Insights on Conceptance
Conceptance files the micro format. That format states no turnover. The gross margin fell from €116,916 in 2010 to €11,259 in 2025.
The balance sheet grew most in 2013 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Conceptance
- What is the company number of Conceptance?
- The company number of Conceptance is 0808.108.285. The VAT number is the same number with BE in front: BE 0808.108.285.
- Where is Conceptance based?
- The registered office is at Avenue des Bouleaux 17, 1340 Ottignies-Louvain-la-Neuve.Company details
- What does Conceptance do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Conceptance?
- Conceptance is a private limited company (BV).
- When was Conceptance founded?
- Conceptance was founded on 01-12-2008.
- Is Conceptance still active?
- Yes, Conceptance is an active enterprise in the KBO register.
- What is the turnover of Conceptance?
- The turnover in financial year 2025 is ≈ €52,000. This figure is estimated from the gross margin of €11,259 and 206 comparable companies (NACE 70200). It probably lies between €24,000 and €100,000. It is a rough estimate.Financials
- Is Conceptance profitable?
- In financial year 2025, Conceptance made a loss of €34,215.
- Where can I find the annual accounts of Conceptance?
- Conceptance filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Conceptance due?
- Conceptance must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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