Concept Studio
ActiveConcept Studio has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €27k. Its solvency ranks better than 40% of 1902 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency70▲+19
Growth78
Track record82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.28 against 1.47 in 2024; short-term debt: 26% and cash: 43.1% of total assets), but 55.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.5%
Return on assets
24.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
21 d late
2024
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▲ 109%
2024 · €23k
2024: €23k
2024 → 2025
Total assets
€109k▲ 21.6%
2024 · €90k
2024: €90k
2024 → 2025
Net result
€27k▲ 17.9%
2024 · €23k
2024: €23k
2024 → 2025
Working capital
€36k▲ 220%
2024 · €11k
2024: €11k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€23k-€49k▲ 109%
Operating result€29k-€39k▲ 32.4%
Net result€23k-€27k▲ 17.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€44k▼ 18.4%
Current assets
€65k▲ 83.2%
Equity and liabilities €109k
Equity
€49k▲ 109%
Debt
€61k▼ 9.0%
The debt ratio falls from 74.1% to 55.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▲
2024 · €32k
Cash flow
€39k▲
2024 · €25k
Solvency
44.5%▲
2024 · 25.9%
Current ratio
2.28▲
2024 · 1.47
Quick ratio
2.28▲
2024 · 1.47
Debt / equity
1.25▼
2024 · 2.86
ROE
55.7%▼
2024 · 98.7%
ROA
24.8%▼
2024 · 25.6%
Interest coverage
12.80▼
2024 · 73.47
Debt
€61k▼
2024 · €67k
Debt ≤ 1 year
€28k▲
2024 · €24k
Debt > 1 year
€32k▼
2024 · €43k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€109k▲
Fixed assets21/28€54k€44k▼
Tangible fixed assets22/27€54k€44k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€54k€43k▼
Current assets29/58€35k€65k▲
Amounts receivable within one year40/41€26k€9k▼
Trade receivables40€26k€9k▼
Cash at bank and in hand54/58€9k€47k▲
Deferred charges and accrued income490/1€410€8k▲
Equity and liabilities
Total equity and liabilities10/49€90k€109k▲
Equity10/15€23k€49k▲
Contributions10/11€2k€2k=
Reserves13€21k€47k▲
Distributable reserves133€21k€47k▲
Amounts payable17/49€67k€61k▼
Amounts payable after more than one year17€43k€32k▼
Financial debts170/4€43k€32k▼
Amounts payable within one year42/48€24k€28k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€417€2k▲
Suppliers440/4€417€2k▲
Taxes, remuneration and social security45€10k€15k▲
Taxes450/3€8k€14k▲
Remuneration and social security454/9€2k€1k▼
Other amounts payable47/48€4k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€12k▲
Other operating charges640/8€437€706▲
Gross operating margin9900€32k€52k▲
Operating profit (loss)9901€29k€39k▲
Financial income75/76B€1€76▲
Recurring financial income75€1€76▲
Financial charges65/66B€433€4k▲
Recurring financial charges65€433€4k▲
Profit (loss) for the period before taxes9903€29k€35k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€23k€27k▲
Profit (loss) for the period to be appropriated9905€23k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€27k▲
Transfer to equity691/2€21k€25k▲
To other reserves6921€21k€25k▲
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Arckellaan 73120 TremeloGround area
930 m²
Building footprint
127 m²
Volume, LiDAR
398 m³
Parcel 24109A0067/00D010, Flanders · tallest building 18.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Concept Studio
since 20242.361.896.055
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24109A0067/00D010 | Flanders | 930 m² | 1 · 127 m² | 18.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Line Albertina
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BE 0767.863.282
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HET GULDEN PEERDT
BE 0834.822.085
Lier · Eq €48k
MAYA CHR
BE 1001.685.148
Temse · Eq €49k
JUSTMI
BE 1007.591.557
Oostkamp · Eq €49k
Of 3,153 companies in sector 63920 we hold annual accounts for 1,523. 1,228 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2024
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.