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CONCEPT SERVICES

Active
Private limited companyfounded 20197 yrs activeKBO/BCE: BE 0734.976.720
Summary

The computed 12-month bankruptcy probability of CONCEPT SERVICES is 7.0% (elevated). The 2025 annual accounts show equity of €1,460 and a net result of €0. Equity remains stable across the filed fiscal years (±0% per year). The company has been active since 2019 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2025
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38=
Solvency100=
Growth55▼-13
Track record92
Bankruptcy probability, 12 months
7.0% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
on the day
2024
1 d early
2023
100 d late
2022
68 d late
2021
151 d late
2020
515 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 139 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 October (4 of the last 5 filed years within 83 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline

History

CONCEPT SERVICES was incorporated on 26 September 2019 as a Private limited company.1 Revenue grew from EUR 1,447 in 2020 to EUR 66,552 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2023

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Financials · fiscal year 2025, micro schema

Turnover
€0
2024 · €0
EBIT margin
7.1%▼ 88.9pp
2021 · 96.0%
Net result
€0
2024 · €0
Working capital
Not included in this filing
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€5,621▲ 288%€64,872▲ 1,054%€66,552▲ 2.6%€0▼ 100%€0
Operating result€5,396€4,617▼ 14.4%€0
Net result€5,396€4,617▼ 14.4%€0€0
EBIT margin96.0%7.1%▼ 88.9pp
Equity€8,646▲ 110%€13,263▲ 53.4%€10,087▼ 23.9%€10,087=€1,460▼ 85.5%
Total assets€8,646▲ 110%€13,263▲ 53.4%€10,087▼ 23.9%€10,087=€1,460▼ 85.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2,000€4,000€6,000Operating result 2021: €5,396€5,396Net result 2021: €5,396€5,396Operating result 2022: €4,617€4,617Net result 2022: €4,617€4,617Operating result 2024: €0€0Net result 2024: €0€0Net result 2025: €0€020212022202320242025€0€0€1€1€1Operating result 2024: €0€0Net result 2024: €0€0Net result 2025: €0€0202320242025
The operating result is €0 in 2024, compared with €4,617 in 2022. Comparable figures for the intervening years are unavailable.

Peer companies

Historical observation

Of the 5,049 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.0% went bankrupt
3.7% stopped otherwise
94% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 7.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€10,087€1,460▼
Fixed assets21/28€0€0=
Intangible fixed assets21-€0
Financial fixed assets28€0€0=
Current assets29/58€10,087€1,460▼
Amounts receivable after more than one year29€2,137-
Trade receivables290€2,137-
Cash at bank and in hand54/58€7,950€1,460▼
Equity and liabilities
Total equity and liabilities10/49€10,087€1,460▼
Equity10/15€10,087€1,460▼
Contributions10/11€13,263€1,460▼
Profit (loss) carried forward14-€3,176-
Income statement Code20242025
Turnover70€0€0=
Goods, raw materials, services and sundry goods60/61-€0
Remuneration, social security and pensions62€0-
Operating profit (loss)9901€0-
Profit (loss) for the period before taxes9903€0-
Transfer from deferred taxes780-€0
Profit (loss) for the period9904€0€0=
Transfer from tax-exempt reserves789-€0
Transfer to tax-exempt reserves689-€0
Profit (loss) for the period to be appropriated9905€0€0=
Appropriation of the result
Profit (loss) to be appropriated9906-€3,176€0▲
Profit (loss) brought forward from the previous period14P-€3,176€0▲
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To contributions691€0-
Shareholders' contribution to the loss794€0-
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€5,621€64,872€66,552€0€0-
Goods, raw materials, services and sundry goods60/61€225€60,255€69,728-€0-
Remuneration, social security and pensions62---€0--
Gross operating margin9900€5,396€4,617----
Operating profit (loss)9901€5,396€4,617-€0--
Profit (loss) for the period before taxes9903€5,396€4,617-€0--
Transfer from deferred taxes780----€0-
Profit (loss) for the period9904€5,396€4,617-€0€0-
Transfer from tax-exempt reserves789----€0-
Transfer to tax-exempt reserves689----€0-
Profit (loss) for the period to be appropriated9905€5,396€4,617-€0€0-
Line20212022202320242025Change
Assets
Total assets20/58€8,646€13,263€10,087€10,087€1,460▼ 85.5%
Fixed assets21/28-€0-€0€0-
Intangible fixed assets21----€0-
Tangible fixed assets22/27-€0----
Furniture and vehicles24-€0----
Financial fixed assets28---€0€0-
Current assets29/58€8,646€13,263€10,087€10,087€1,460▼ 85.5%
Amounts receivable after more than one year29€2,546€2,858€2,137€2,137--
Trade receivables290€2,546€2,858€2,137€2,137--
Cash at bank and in hand54/58€6,100€10,405€7,949€7,950€1,460▼ 81.6%
Equity and liabilities
Total equity and liabilities10/49€8,646€13,263€10,087€10,087€1,460▼ 85.5%
Equity10/15€8,646€13,263€10,087€10,087€1,460▼ 85.5%
Contributions10/11€4,125€8,646€13,263€13,263€1,460▼ 89.0%
Profit (loss) carried forward14€4,521€4,617-€3,176-€3,176--
Line20212022202320242025Change
Profit (loss) for the period9904€5,396€4,617-€0€0-
Operating cash flow (approximation)€5,396€4,617-€0€0-
Investment in fixed assets (approximation)----€0-
Change in cash-€4,305-€2,456€1-€6,490▼ 782,028%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
21-02
KBO administration Address struck
2024
02-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 100 days late
2023
07-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 68 days late
2022
29-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 151 days late
28-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 515 days late
SignalNBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene
exact location from the address register On OpenStreetMap
Ground area
480 m²
Building footprint
417 m²
Volume, LiDAR
9,711 m³
Parcel 21807G0120/00H005, Brussels · tallest building 29.8 m, ±8 floors. Linked by address, not a title deed.
276 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0120/00H005 Brussels 480 m² 1 · 417 m² 29.8 m · 8 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded26-09-2019
Fiscal year end31-12
Contact
E-mail info@fiscolex-consulting.be
Phone 028301005
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.