CONCEPT PLUS

Active

Private limited companyfounded 2010active for 16 yearsCesenaticolaan 34, 9060 Zelzate, BelgiumKBO/BCE: BE 0825.262.241

Summary

CONCEPT PLUS has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209,298 and a net result of €43,218. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 53% of 9,806 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

CONCEPT PLUSActiveChecked score 85/100

Risk analysis Report Compare

Activity

Plastering work

NACE 43310General construction of residential buildings NACE 41001

1 site

Size

€451,061total assets 2025

Staff: 4.6 FTE
Equity: €209,298
Profit: €43,218

Turnover not published (abbreviated or micro format)

Financial health

85 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

Rogge EvelyneDirector
Van Cleemputte Davy Georges CeciliaDirector

2025 accounts on time1 of 4 deeds summarised

Why 85raises riskFigures for financial year 2025 (filed 03-11-2025)Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.76, cash €121,717Equity €209,298 (46.4% of total assets)Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 62% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 71+10

equity 46.4% of total assets

Liquidity 68+33

short-term debt 35.2% · cash 27.0%

Profitability 81+25

return on assets 9.6%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 0.8%▼ -0.1 percentage points vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 1.1%▲ +0.3 percentage points vs 09-2025 11-2025: 1.7%▲ +0.6 percentage points vs 10-2025highest value 12-2025: 0.2%▼ -1.5 percentage points vs 11-2025lowest value 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.4%▲ +0.2 percentage points vs 09-2026

Credit of up to €17,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.76, compared with 1.45 in 2024, above the usual 1.5; short-term debt: 35.2% and cash: 27% of total assets), but 53.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 50% on solvency, 67% on liquidity, 61% on profitability and 72% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.76, cash €121,717

NBB · annual accounts

Figures for financial year 2025 (filed 03-11-2025)

NBB · annual accounts

Equity €209,298 (46.4% of total assets)

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

20 days late

2023

3 days late

2022

10 days late

2021

3 days late

2020

31 days early

2019

8 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 3 November (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-03-2026 year end27-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-10-2025 Annual accounts filedfinancial year 2025 · abbreviated…
31-03-2025 Equity above €200,000equity €209,298 ▲26%
20-11-2024 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Positive: 7 profitable years in a rowprofit 2025: €43,218 7 years View
Board2 directors in office 2 View
Total assets 20256 financial years filed €451,061 View

By topic

Financials

Financial year: 2025
Total assets: €451,061
Profit: €43,218
Solvency: 46.4%

Total assets▼ 1.7%

Net result

20192025

Go to Financials

Board & ownership

Board: 2 members

Rogge EvelyneDirector
Van Cleemputte Davy Georges CeciliaDirector

Go to Board & ownership

Timeline

Events: 20
Since: 2012
Next accounts: by 31-10-2026

03-11-2023Annual accounts filed
25-10-2023Resignations: Van Cleemputte Davy Georges Cecilia (manager)…
31-03-2023Equity above €150,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Plastering workNACE 43310
Founded: 22-04-2010
Year ends: 31-03
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 18

Who signs: Each director alone
Purpose: “Vervaardiging van geprefabiceerde gebouwen,overwegend van metaal:bouwketen,modulaire…” (deed in Dutch)

Go to Articles of association

Key facts about CONCEPT PLUS

What is the company number of CONCEPT PLUS?: 0825.262.241. In Belgium the VAT number is the company number with BE in front: BE 0825.262.241.
Where is CONCEPT PLUS based?: The registered office is at Cesenaticolaan 34, 9060 Zelzate.Company details
What does CONCEPT PLUS do?: According to the KBO register, the main activity is plastering work (NACE 43310).
What is the legal form of CONCEPT PLUS?: Private limited company (BV).
When was CONCEPT PLUS founded?: On 22-04-2010.
Is CONCEPT PLUS still active?: Yes, CONCEPT PLUS is an active enterprise in the KBO register.
How many employees does CONCEPT PLUS have?: On average 4.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of CONCEPT PLUS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CONCEPT PLUS profitable?: In financial year 2025, CONCEPT PLUS made a profit of €43,218.
Where can I find the annual accounts of CONCEPT PLUS?: CONCEPT PLUS filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CONCEPT PLUS due?: By 31-10-2026, for financial year 2026.Timeline