Financials
- Fiscal year
- 2024
- Total assets
- €84,300
- Profit
- €5,347
- Solvency
- 79.2%
Total assets▼ 15.3%
Net result
20182024
CONCEPT LECLERCQ
ActiveSummary
The computed 12-month bankruptcy probability of CONCEPT LECLERCQ is 3.1% (moderate). The 2024 annual accounts show equity of €66,772 and a net result of €5,347. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 732 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other postal and courier activities
NACE 53200
1 site
Size
€84,300total assets 2024
- Equity
- €66,772
- Profit
- €5,347
Turnover not published (abridged schema)
Structure
Accounts 65 d overdue0 of 1 deed read
Why 52- Figures for FY 2024 (filed 03-09-2025)- Size: total assets €84,300- Sector Postal and courier activities (NACE 53)+ Founded in 2010Show the evidence
Checked score
Score 2024
52
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 62% of its sector peers (NACE 53, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
100+13
equity 79.2% of total assets
Liquidity
44+11
short-term debt 20.8% · cash 0.9%
Profitability
77+33
return on assets 6.3%
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.8%
12-2024: 0.8%● 0.0% vs 11-2024
01-2025: 0.8%● 0.0% vs 12-2024
02-2025: 0.8%▼ -2.1% vs 01-2025
03-2025: 0.8%● 0.0% vs 02-2025
04-2025: 0.8%▲ +6.1% vs 03-2025
05-2025: 0.8%▼ -3.2% vs 04-2025
06-2025: 0.8%▼ -4.3% vs 05-2025lowest value
07-2025: 1.0%▲ +28.2% vs 06-2025
08-2025: 1.5%▲ +47.4% vs 07-2025
09-2025: 1.8%▲ +21.8% vs 08-2025
10-2025: 1.5%▼ -15.4% vs 09-2025
11-2025: 1.5%● 0.0% vs 10-2025
12-2025: 1.5%▼ -0.7% vs 11-2025
01-2026: 1.5%▼ -0.7% vs 12-2025
02-2026: 1.5%● 0.0% vs 01-2026
03-2026: 1.5%▲ +0.1% vs 02-2026
04-2026: 1.5%▲ +0.9% vs 03-2026
05-2026: 1.5%▼ -1.8% vs 04-2026
06-2026: 1.5%▼ -1.1% vs 05-2026
07-2026: 1.5%▲ +3.3% vs 06-2026
08-2026: 2.1%▲ +38.5% vs 07-2026
09-2026: 2.4%▲ +13.6% vs 08-2026
10-2026: 3.1%▲ +28.5% vs 09-2026highest value
- Figures for FY 2024 (filed 03-09-2025) raises the probability
- Size: total assets €84,300 raises the probability for this profile
- Sector Postal and courier activities (NACE 53) raises the probability
- Founded in 2010 lowers the probability for this profile
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 4.48 against 2.61 in 2023; short-term debt: 20.8% and cash: 0.9% of total assets), and 20.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 53, micro). Better than this share of them on solvency 93%, liquidity 50%, profitability 57%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
2 d early
2022
30 d late
2021
on the day
2020
31 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 13
- Since
- 2016
- 31-08-2025Annual accounts filed
- 29-07-2024Annual accounts filed
- 30-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Other postal and courier activitiesNACE 53200
- Founded
- 09-07-2010
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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