CONCEPT IDEE
ActiveSummary
The computed 12-month bankruptcy probability of CONCEPT IDEE is 2.4% (moderate). The annual accounts of CONCEPT IDEE for fiscal year 2025 show a net loss of 66% of the equity at the start of that year. The 2025 annual accounts show equity of €5,897 and a net result of -€11,525. Equity is shrinking by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 14% of 4600 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability23▼-6
Solvency27▼-4
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.01 against 0.9 in 2024; short-term debt: 72.9% and cash: 0.6% of total assets), and 98.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.8%
Return on assets
-3.4%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€11,525
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 4600 sector peers (2025).
NBB · sector comparisonPosition among 4600 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
29 d late
2024
on the day
2023
on the day
2022
2 d early
2021
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€5,897▼ 66.2%
2024 · €17,422
Total assets
€334,124▲ 12.3%
2024 · €297,436
Net result
-€11,525▼ 859%
2024 · -€1,201
Working capital
€2,519
2024 · -€27,792
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,032-€26,310▲ 191%€1,013▼ 96.1%€4,329▲ 327%-€1,426
Net result€4,322within the sector's middle half-€13,176within the sector's middle half▲ 205%-€3,875below the sector's middle half-€1,201below the sector's middle half▲ 69.0%-€11,525below the sector's middle half▼ 859%
Equity€9,322below the sector's middle half-€22,498within the sector's middle half▲ 141%€18,623within the sector's middle half▼ 17.2%€17,422within the sector's middle half▼ 6.5%€5,897below the sector's middle half▼ 66.2%
Total assets€156,907within the sector's middle half-€185,700within the sector's middle half▲ 18.4%€254,356within the sector's middle half▲ 37.0%€297,436above the sector's middle half▲ 16.9%€334,124above the sector's middle half▲ 12.3%
Debt€147,585-€163,201▲ 10.6%€235,733▲ 44.4%€280,014▲ 18.8%€328,227▲ 17.2%
Working capital-€3,469within the sector's middle half-€6,625within the sector's middle half-€12,142below the sector's middle half-€27,792below the sector's middle half▼ 129%€2,519within the sector's middle half
Solvency5.9%below the sector's middle half-12.1%below the sector's middle half▲ 6.2pp7.3%below the sector's middle half▼ 4.8pp5.9%below the sector's middle half▼ 1.5pp1.8%below the sector's middle half▼ 4.1pp
Current ratio0.98within the sector's middle half-1.04within the sector's middle half▲ 0.060.95within the sector's middle half▼ 0.090.90below the sector's middle half▼ 0.051.01within the sector's middle half▲ 0.12
Return on assets (ROA)2.8%within the sector's middle half-7.1%within the sector's middle half▲ 4.3pp-1.5%below the sector's middle half▼ 8.6pp-0.4%below the sector's middle half▲ 1.1pp-3.4%below the sector's middle half▼ 3.0pp
Staff (FTE)5.8-6.6▲ 13.8%6.8▲ 3.0%6.4▼ 5.9%6.5▲ 1.6%
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1,426 after €4,329 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €334,124
Fixed assets
€87,937 ▲ 46.3%
Current assets
€246,187 ▲ 3.7%
Equity and liabilities €334,124
Equity
€5,897 ▼ 66.2%
Debt
€328,227 ▲ 17.2%
Debt's share of the balance-sheet total rises from 94.1% to 98.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€10,461▲
2024 · €10,367
Cash flow
€362▼
2024 · €4,837
Quick ratio
0.33▼
2024 · 0.41
Debt to equity
55.66▲
2024 · 16.07
ROE
-195.5%▼
2024 · -6.9%
Interest coverage
1.04▼
2024 · 1.24
Debt ≤ 1 year
€243,668▼
2024 · €265,102
Debt > 1 year
€84,559▲
2024 · €14,912
Staff costs
€251,116▼
2024 · €308,759
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 849 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 92% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a small loss
4.6%
went bankrupt
3.3%
stopped otherwise
92%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 849 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €312,426 | €325,613 | €311,314 | €308,759 | €251,116 | ▼ 18.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,649 | €1,992 | €2,982 | €6,038 | €11,887 | ▲ 96.9% |
| Other operating charges640/8 | €1,861 | €1,219 | €1,731 | €4,911 | €6,344 | ▲ 29.2% |
| Non-recurring operating charges66A | €5,920 | - | - | €10,607 | €2,895 | ▼ 72.7% |
| Gross operating margin9900 | €330,888 | €355,134 | €317,040 | €334,644 | €270,815 | ▼ 19.1% |
| Operating profit (loss)9901 | €9,032 | €26,310 | €1,013 | €4,329 | -€1,426 | ▼ 133% |
| Financial income75/76B | €1,760 | €690 | €3,273 | €4,244 | €4 | ▼ 99.9% |
| Recurring financial income75 | €1,760 | €690 | €3,273 | €4,244 | €4 | ▼ 99.9% |
| Financial charges65/66B | €2,974 | €6,718 | €7,189 | €8,364 | €10,103 | ▲ 20.8% |
| Recurring financial charges65 | €2,974 | €6,718 | €7,189 | €8,364 | €10,103 | ▲ 20.8% |
| Profit (loss) for the period before taxes9903 | €7,818 | €20,282 | -€2,903 | €209 | -€11,525 | ▼ 5,612% |
| Income taxes67/77 | €3,496 | €7,106 | €973 | €1,410 | - | - |
| Profit (loss) for the period9904 | €4,322 | €13,176 | -€3,875 | -€1,201 | -€11,525 | ▼ 859% |
| Profit (loss) for the period to be appropriated9905 | €4,322 | €13,176 | -€3,875 | -€1,201 | -€11,525 | ▼ 859% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €156,907 | €185,700 | €254,356 | €297,436 | €334,124 | ▲ 12.3% |
| Fixed assets21/28 | €12,791 | €15,873 | €30,765 | €60,126 | €87,937 | ▲ 46.3% |
| Tangible fixed assets22/27 | €11,741 | €14,818 | €26,850 | €57,261 | €85,072 | ▲ 48.6% |
| Plant, machinery and equipment23 | €11,072 | €12,676 | €24,614 | €45,018 | €36,853 | ▼ 18.1% |
| Furniture and vehicles24 | €669 | €2,142 | €2,236 | €3,153 | €41,128 | ▲ 1,204% |
| Leasing and similar rights25 | - | - | - | €9,090 | €7,090 | ▼ 22.0% |
| Financial fixed assets28 | €1,050 | €1,055 | €3,915 | €2,865 | €2,865 | = |
| Current assets29/58 | €144,116 | €169,827 | €223,591 | €237,310 | €246,187 | ▲ 3.7% |
| Stocks and contracts in progress3 | - | - | €62,911 | €129,320 | €166,841 | ▲ 29.0% |
| Stocks30/36 | - | - | €62,911 | €99,070 | €117,341 | ▲ 18.4% |
| Contracts in progress37 | - | - | - | €30,250 | €49,500 | ▲ 63.6% |
| Amounts receivable within one year40/41 | €126,740 | €168,598 | €158,889 | €103,829 | €74,288 | ▼ 28.5% |
| Trade receivables40 | €66,313 | €128,748 | €144,119 | €102,715 | €71,596 | ▼ 30.3% |
| Other amounts receivable41 | €60,428 | €39,850 | €14,770 | €1,114 | €2,692 | ▲ 142% |
| Cash at bank and in hand54/58 | €17,084 | €157 | €85 | €1,058 | €2,112 | ▲ 99.6% |
| Deferred charges and accrued income490/1 | €291 | €1,072 | €1,706 | €3,103 | €2,946 | ▼ 5.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €156,907 | €185,700 | €254,356 | €297,436 | €334,124 | ▲ 12.3% |
| Equity10/15 | €9,322 | €22,498 | €18,623 | €17,422 | €5,897 | ▼ 66.2% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €4,322 | €17,498 | €17,498 | €17,498 | €17,498 | = |
| Distributable reserves133 | €4,322 | €17,498 | €17,498 | €17,498 | €17,498 | = |
| Profit (loss) carried forward14 | - | - | -€3,875 | -€5,076 | -€16,602 | ▼ 227% |
| Amounts payable17/49 | €147,585 | €163,201 | €235,733 | €280,014 | €328,227 | ▲ 17.2% |
| Amounts payable after more than one year17 | - | - | - | €14,912 | €84,559 | ▲ 467% |
| Financial debts170/4 | - | - | - | €14,912 | €39,559 | ▲ 165% |
| Other amounts payable178/9 | - | - | - | - | €45,000 | - |
| Amounts payable within one year42/48 | €147,585 | €163,201 | €235,733 | €265,102 | €243,668 | ▼ 8.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €7,393 | €10,895 | ▲ 47.4% |
| Financial debts43 | €58 | - | €230 | €3,002 | €1,898 | ▼ 36.8% |
| Credit institutions430/8 | €58 | - | €230 | €3 | €328 | ▲ 10,876% |
| Other loans439 | - | - | - | €2,999 | €1,569 | ▼ 47.7% |
| Trade debts44 | €70,375 | €73,067 | €130,118 | €112,438 | €144,171 | ▲ 28.2% |
| Suppliers440/4 | €70,375 | €73,067 | €130,118 | €112,438 | €144,171 | ▲ 28.2% |
| Advances received on contracts in progress46 | €7,308 | €3,159 | - | - | - | - |
| Taxes, remuneration and social security45 | €69,844 | €86,975 | €105,385 | €132,214 | €73,566 | ▼ 44.4% |
| Taxes450/3 | €6,862 | €5,594 | €15,300 | €18,092 | €3,954 | ▼ 78.1% |
| Remuneration and social security454/9 | €62,983 | €81,381 | €90,086 | €114,122 | €69,611 | ▼ 39.0% |
| Other amounts payable47/48 | - | - | - | €10,055 | €13,140 | ▲ 30.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,322 | €13,176 | -€3,875 | -€1,201 | -€11,525 | ▼ 859% |
| + Depreciation and write-downs630 | €1,649 | €1,992 | €2,982 | €6,038 | €11,887 | ▲ 96.9% |
| Operating cash flow (approximation) | €5,971 | €15,169 | -€893 | €4,837 | €362 | ▼ 92.5% |
| Investment in fixed assets (approximation) | - | -€5,074 | -€17,874 | -€35,399 | -€39,698 | ▼ 12.1% |
| Change in cash | - | -€16,927 | -€72 | €973 | €1,054 | ▲ 8.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
30-09
Financial
Weakest financial yearnet -€11,525
Net result drops to -€11,525, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2021net €13,176 ▲205%
Operating result €26,310, net result €13,176, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2020
Ground area
663 m²
Building footprint
391 m²
Volume, LiDAR
3,053 m³
Parcel 46302C0156/00E000, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
CONCEPT IDEE
since 20202.300.216.824
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46302C0156/00E000 | Flanders | 663 m² | 1 · 391 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 2,347 EUR awarded · 2,347 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,772 EUR | 1,772 EUR |
| 2023 | 2 | 575 EUR | 575 EUR |
Recognitions · licences · registrations
Recognised contractor
3 categoriesCONCEPT IDEE BV44761
Dual-learning approval
6 live approvals · 10 endedGroenaanleg en –beheer duaal (so)
Medewerker groen- en tuinaanleg (vwo)
Medewerker groen- en tuinaanleg duaal (so)
Medewerker groen- en tuinbeheer (vwo)
Medewerker groen- en tuinbeheer duaal (so)
Tuinaanlegger-groenbeheerder duaal (so)
Show 10 ended approvals
Groenaanleg en –beheer duaal (so)
Medewerker groen- en tuinaanleg (so)
Medewerker groen- en tuinaanleg (so)
Medewerker groen- en tuinaanleg (vwo)
Medewerker groen- en tuinaanleg duaal (so)
Medewerker groen- en tuinbeheer (so)
Medewerker groen- en tuinbeheer (so)
Medewerker groen- en tuinbeheer (vwo)
Medewerker groen- en tuinbeheer duaal (so)
Tuinaanlegger-groenbeheerder duaal (so)
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Identification & contact
Identification
Legal formPrivate limited company
Founded12-03-2020
Fiscal year end30-09
Activities, NACEBEL 2025
81300Landscape service activities
43120Site preparation
E-invoicing
Reachable via Peppol
Peppol ID
0208:0745363143
Registered
23-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.