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CONCEPT ET IMPRESSION

Active
Private limited company (pre-2019)founded 198244 yrs activeRue Armand Denée 4, 5300 Andenne, BelgiumKBO/BCE: BE 0422.449.747
Summary

CONCEPT ET IMPRESSION has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105,143 and a net result of €4,748. Equity is growing by ~6.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).

Overview

What they do
Activity not known1 site
How big
€106,197total assets 2025
Equity
€105,143
Profit
€4,748
Turnover not published (abridged schema)
Financially healthy?
81 Excellent Checked score 2025
Bankruptcy chance 12 m
0.7%
Who decides
Accounts 40 d early
Why 81- No NACE activity registered- Higher-failure-rate region+ Long track record+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability49=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
short-term debt: 1% of total assets, and 1% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 44 years 0 50 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99%
Return on assets
4.5%
Age of the figures
15 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
40 d early
2024
42 d early
2023
40 d early
2022
46 d early
2021
47 d early
2020
50 d early
2019
62 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 47 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 20 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet €4,654 ▼21.3%

Financials

Fiscal year 2025Total assets €106,197Profit €4,748Solvency 99.0%Liquidity 100.69
Total assets
€106,197▲ 5.8%
2019 - 2025
Net result
€4,748▲ 2.0%
2019 - 2025
Equity
€105,143▲ 4.7%
2019 - 2025
Solvency
99.0%▼ 1.0pp
2019 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years7 fiscal years
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€7,181▲ 26.4%€4,889▼ 31.9%€5,917▲ 21.0%€4,654▼ 21.3%€5,802▲ 24.7%
Net result€7,181▲ 26.4%€4,889▼ 31.9%€5,917▲ 21.0%€4,654▼ 21.3%€4,748▲ 2.0%
Equity€84,936▲ 9.2%€89,824▲ 5.8%€95,741▲ 6.6%€100,395▲ 4.9%€105,143▲ 4.7%
Total assets€84,936▲ 9.2%€89,824▲ 5.8%€95,741▲ 6.6%€100,395▲ 4.9%€106,197▲ 5.8%
Debt€1,055
Working capital€105,143
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
€0€2,000€4,000€6,000€8,000Operating result 2021: €7,181€7,181Net result 2021: €7,181€7,181Operating result 2022: €4,889€4,889Net result 2022: €4,889€4,889Operating result 2023: €5,917€5,917Net result 2023: €5,917€5,917Operating result 2024: €4,654€4,654Net result 2024: €4,654€4,654Operating result 2025: €5,802€5,802Net result 2025: €4,748€4,74820212022202320242025€0€2,000€4,000€6,000Operating result 2023: €5,917€5,920Net result 2023: €5,917€5,920Operating result 2024: €4,654€4,650Net result 2024: €4,654€4,650Operating result 2025: €5,802€5,800Net result 2025: €4,748€4,750202320242025
The operating result recovers in 2025; 2025 is 25% above 2024.
Balance-sheet composition
Equity and liabilities €106,197
Equity €105,143
Debt €1,055
Debt finances 1.0% of the balance-sheet total.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.01
ROE
4.5%▼
2024 · 4.6%
ROA
4.5%▼
2024 · 4.6%
Debt ≤ 1 year
€1,055
Income taxes
€1,055
A ratio outside any meaningful range has been withheld (balance sheet total €106,197, equity €105,143).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet Code20242025
Assets
Total assets20/58€100,395€106,197▲
Current assets29/58€100,395€106,197▲
Amounts receivable after more than one year29€100,395€106,197▲
Other amounts receivable291€100,395€106,197▲
Equity and liabilities
Total equity and liabilities10/49€100,395€106,197▲
Equity10/15€100,395€105,143▲
Contributions10/11€18,600€18,600=
Reserves13€66,202€66,202=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€64,342€64,342=
Profit (loss) carried forward14€15,593€20,341▲
Amounts payable17/49-€1,055
Amounts payable within one year42/48-€1,055
Taxes, remuneration and social security45-€1,055
Taxes450/3-€1,055
Income statement Code20242025
Gross operating margin9900€4,654€5,802▲
Operating profit (loss)9901€4,654€5,802▲
Profit (loss) for the period before taxes9903€4,654€5,802▲
Income taxes67/77-€1,055
Profit (loss) for the period9904€4,654€4,748▲
Profit (loss) for the period to be appropriated9905€4,654€4,748▲
Appropriation of the result
Profit (loss) to be appropriated9906€15,593€20,341▲
Profit (loss) brought forward from the previous period14P€10,939€15,593▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Gross operating margin9900€7,181€4,889€5,917€4,654€5,802▲ 24.7%
Operating profit (loss)9901€7,181€4,889€5,917€4,654€5,802▲ 24.7%
Profit (loss) for the period before taxes9903€7,181€4,889€5,917€4,654€5,802▲ 24.7%
Income taxes67/77----€1,055-
Profit (loss) for the period9904€7,181€4,889€5,917€4,654€4,748▲ 2.0%
Profit (loss) for the period to be appropriated9905€7,181€4,889€5,917€4,654€4,748▲ 2.0%
Line20212022202320242025Change
Assets
Total assets20/58€84,936€89,824€95,741€100,395€106,197▲ 5.8%
Current assets29/58€84,936€89,824€95,741€100,395€106,197▲ 5.8%
Amounts receivable after more than one year29-€89,824€95,741€100,395€106,197▲ 5.8%
Other amounts receivable291-€89,824€95,741€100,395€106,197▲ 5.8%
Equity and liabilities
Total equity and liabilities10/49€84,936€89,824€95,741€100,395€106,197▲ 5.8%
Equity10/15€84,936€89,824€95,741€100,395€105,143▲ 4.7%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€66,202€66,202€66,202€66,202€66,202=
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133-€64,342€64,342€64,342€64,342=
Profit (loss) carried forward14€134€5,023€10,939€15,593€20,341▲ 30.4%
Amounts payable17/49----€1,055-
Amounts payable within one year42/48----€1,055-
Taxes, remuneration and social security45----€1,055-
Taxes450/3----€1,055-
Line20212022202320242025Change
Profit (loss) for the period9904€7,181€4,889€5,917€4,654€4,748▲ 2.0%
Operating cash flow (approximation)€7,181€4,889€5,917€4,654€4,748▲ 2.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline

13 eventsLatest 22-12-2025Next filing 31-01-2027

History

CONCEPT ET IMPRESSION was incorporated on 24 February 1982.1 Total assets rose from €72,072 in 2019 to €106,197 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
22-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Weakest financial yearnet €4,654 ▼21.3%
Net result drops to €4,654, the lowest in the series; recovery starts the following year.
30-06
Financial Equity above €100,000Eq €100,395 ▲4.9%
6 profitable years in a row build equity to €100,395.
2023
22-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
16-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
15-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Highest result since 2019net €7,181 ▲26.4%
Operating result €7,181, net result €7,181, both a record.
2020
12-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
30-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
30-11
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
09-12
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
07-12
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Company details

Private limited company (pre-2019) · founded 24-02-1982Year ends 30-06Peppol not found1 site

Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded24-02-1982
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Andenne · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
160 m²
Building footprint
112 m²
Parcel 92402G0227/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Armand Denée 4, 5300 Andenne
Manufacture of rubber and plastic products
since 2001unit no. 2.020.180.990
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92402G0227/00X000 Wallonia 160 m² 1 · 112 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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