CONCEPT DAN PRO
ActiveSummary
CONCEPT DAN PRO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,918 and a net result of €9,187. Equity is growing by ~48.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 28281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2023
Profitability80▼-6
Solvency95▲+50
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 3.28 against 1.24 in 2023; short-term debt: 30.5% and cash: 4.3% of total assets), and 30.5% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.5%
Return on assets
16.8%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-05-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
30 d late
2023
250 d late
2022
12 d late
2021
377 d late
2020
739 d late
2019
on the day
2017
93 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 214 days after the deadline; the sector median for financial year 2023 is 1 day before the deadline, and 44% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 6 January (4 of the last 5 filed years within 239 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9,187▼ 42.7%
2023 · €16,035
Working capital
€37,918▲ 133%
2023 · €16,256
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232025
Operating result€14,244-€10,718€30,396€15,193▼ 50.0%€9,187-
Net result€14,244within the sector's middle half-€10,718below the sector's middle half€30,396within the sector's middle half€16,035within the sector's middle half▼ 47.2%€9,187within the sector's middle half-
Equity-€43,292below the sector's middle half▲ 24.8%-€29,333below the sector's middle half▲ 32.2%€1,063below the sector's middle half€16,256below the sector's middle half▲ 1,429%€37,918within the sector's middle half-
Total assets€82,931within the sector's middle half▼ 14.5%€141,401within the sector's middle half▲ 70.5%€109,204below the sector's middle half▼ 22.8%€83,230within the sector's middle half▼ 23.8%€54,536below the sector's middle half-
Debt€126,223▼ 18.3%€170,734▲ 35.3%€108,141▼ 36.7%€66,975▼ 38.1%€16,618-
Working capital-€43,858below the sector's middle half▲ 32.8%-€30,190below the sector's middle half▲ 31.2%€1,063below the sector's middle half€16,256within the sector's middle half▲ 1,429%€37,918within the sector's middle half-
Solvency-52.2%below the sector's middle half▲ 7.1pp-20.7%below the sector's middle half▲ 31.5pp1.0%below the sector's middle half▲ 21.7pp19.5%below the sector's middle half▲ 18.6pp69.5%within the sector's middle half-
Current ratio0.65below the sector's middle half▲ 0.070.82below the sector's middle half▲ 0.171.01below the sector's middle half▲ 0.191.24within the sector's middle half▲ 0.233.28within the sector's middle half-
Return on assets (ROA)17.2%above the sector's middle half▲ 20.9pp-7.6%below the sector's middle half▼ 24.8pp27.8%above the sector's middle half▲ 35.4pp19.3%above the sector's middle half▼ 8.6pp16.8%within the sector's middle half-
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result is €9,187 in 2025, compared with €15,193 in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Equity and liabilities €54,536
Equity
€37,918 ▲ 133%
Debt
€16,618 ▼ 75.2%
Debt's share of the balance-sheet total falls from 80.5% to 30.5%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
0.44▼
2023 · 4.12
ROE
24.2%▼
2023 · 98.6%
Debt ≤ 1 year
€16,618▼
2023 · €66,975
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,148 | €6,857 | €857 | - | - | - |
| Other operating charges640/8 | €81 | €360 | €348 | - | - | - |
| Gross operating margin9900 | €21,473 | -€3,502 | €31,600 | €15,193 | €9,187 | - |
| Operating profit (loss)9901 | €14,244 | -€10,718 | €30,396 | €15,193 | €9,187 | - |
| Financial income75/76B | - | - | - | €842 | - | - |
| Recurring financial income75 | - | - | - | €842 | - | - |
| Non-recurring financial income76B | - | - | - | €842 | - | - |
| Profit (loss) for the period before taxes9903 | €14,244 | -€10,718 | €30,396 | €16,035 | €9,187 | - |
| Profit (loss) for the period9904 | €14,244 | -€10,718 | €30,396 | €16,035 | €9,187 | - |
| Profit (loss) for the period to be appropriated9905 | €14,244 | -€10,718 | €30,396 | €16,035 | €9,187 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €82,931 | €141,401 | €109,204 | €83,230 | €54,536 | - |
| Fixed assets21/28 | €566 | €857 | - | - | - | - |
| Tangible fixed assets22/27 | €566 | €857 | - | - | - | - |
| Plant, machinery and equipment23 | - | €291 | - | - | - | - |
| Furniture and vehicles24 | €566 | €566 | - | - | - | - |
| Current assets29/58 | €82,365 | €140,544 | €109,204 | €83,230 | €54,536 | - |
| Stocks and contracts in progress3 | €60,531 | €71,387 | €71,387 | €49,542 | - | - |
| Stocks30/36 | €60,531 | €71,387 | €71,387 | €49,542 | - | - |
| Amounts receivable within one year40/41 | €15,557 | €33,411 | €29,711 | €26,836 | €48,622 | - |
| Trade receivables40 | €6,626 | €16,287 | €12,587 | €15,172 | €30,422 | - |
| Other amounts receivable41 | €8,931 | €17,123 | €17,123 | €11,665 | €18,201 | - |
| Cash at bank and in hand54/58 | €2,692 | €32,160 | €4,521 | €3,266 | €2,328 | - |
| Deferred charges and accrued income490/1 | €3,586 | €3,586 | €3,586 | €3,586 | €3,586 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €82,931 | €141,401 | €109,204 | €83,230 | €54,536 | - |
| Equity10/15 | -€43,292 | -€29,333 | €1,063 | €16,256 | €37,918 | - |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | - |
| Capital10 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | - |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | - |
| Uncalled capital101 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | - |
| Profit (loss) carried forward14 | -€49,492 | -€35,533 | -€5,137 | €10,056 | €31,718 | - |
| Amounts payable17/49 | €126,223 | €170,734 | €108,141 | €66,975 | €16,618 | - |
| Amounts payable within one year42/48 | €126,223 | €170,734 | €108,141 | €66,975 | €16,618 | - |
| Current portion of amounts payable after more than one year42 | €8,136 | €8,136 | €8,136 | - | - | - |
| Trade debts44 | €5,467 | €34,854 | €14,142 | €12,694 | €15,469 | - |
| Suppliers440/4 | €5,467 | €34,854 | €14,142 | €12,694 | €15,469 | - |
| Taxes, remuneration and social security45 | - | €905 | €905 | - | - | - |
| Taxes450/3 | - | €905 | €905 | - | - | - |
| Other amounts payable47/48 | €112,621 | €126,839 | €84,959 | €54,281 | €1,149 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,244 | -€10,718 | €30,396 | €16,035 | €9,187 | - |
| + Depreciation and write-downs630 | €7,148 | €6,857 | €857 | - | - | - |
| Operating cash flow (approximation) | €21,392 | -€3,862 | €31,253 | €16,035 | €9,187 | - |
| Investment in fixed assets (approximation) | - | -€7,148 | - | - | - | - |
| Change in cash | - | €29,468 | -€27,639 | -€1,254 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
30-09
Financial
Liquidity triplescurrent ratio 3.28
Current ratio from 1.24 to 3.28; short-term debt falls from €66,975 to €16,618.
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 250 days late
2023
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 12 days late
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 377 days late
09-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 739 days late
2022
30-09
Financial
Back to profitnet €30,396
Net result €30,396 after one loss-making year.
2021
30-09
Financial
Weakest financial yearnet -€10,718
Net result drops to -€10,718, the lowest in the series; recovery starts the following year.
2020
30-09
Financial
Back to profitnet €14,244
Net result €14,244 after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 93 days late
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 458 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ecaussinnes · 1 establishment unit since 2015
Ground area
258 m²
Building footprint
73 m²
Parcel 55008D0207/00N002, Wallonia. Linked by address, not a title deed.
1 establishment unit
CONCEPT DAN PRO
since 20152.250.718.120
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55008D0207/00N002 | Wallonia | 258 m² | 1 · 73 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Aannemingsbedrijf La Couronne
BE 0867.641.442
Kortrijk · Eq €37,918
OMRANCO
BE 0763.592.908
Laakdal · Eq €37,922
ARC MONTAGE
BE 0799.433.913
Sint-Pieters-Leeuw · Eq €37,901
GYPROARTE CONSTRUCT
BE 0536.572.524
Brussel · Eq €37,936
STEPPA
BE 0884.242.397
Kapellen · Eq €37,878
Of 15,524 companies in sector 43990 we hold annual accounts for 7,427. 5,903 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-12-2015
Fiscal year end30-09
Activities, NACEBEL 2025
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0644957948
Also
9925:BE0644957948
Registered
13-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.