CONCEPT BEDENKERS
ActiveThe file of CONCEPT BEDENKERS contains 1 historical bankruptcy publication, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 1.3% (low). The 2024 annual accounts show negative equity (€-92k) and a net result of €-211k. Equity is shrinking by ~43.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 1406 sector peers (fiscal year 2024).
Checked score
Score 2024
7
/ 100
Critical▼ -93 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency33▼-67
Growth32▼-26
Stability85
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 32.23 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-358%
Return on assets
-822.4%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€92k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
30 d early
2022
26 d early
2021
16 d early
2020
31 d late
2019
88 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€-92k
2023 · €119k
2018: €148k
2019: €1.30M
2020: €84k
2021: €18k
2022: €40k
2023: €119k
2018 → 2024
Total assets
€26k▼ 79.1%
2023 · €123k
2018: €235k
2019: €1.32M
2020: €116k
2021: €63k
2022: €135k
2023: €123k
2018 → 2024
Net result
€-211k
2023 · €79k
2018: €33k
2019: €-131k
2020: €-66k
2021: €-66k
2022: €22k
2023: €79k
2018 → 2024
Working capital
€-116k
2023 · €106k
2018: €121k
2019: €138k
2020: €80k
2021: €16k
2022: €39k
2023: €106k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€84k-€18k▼ 78.4%€40k▲ 121%€119k▲ 198%€-92k
Operating result€-3k-€-63k▼ 2,201%€22k€100k▲ 361%€-200k
Net result€-66k-€-66k▲ 0.8%€22k€79k▲ 261%€-211k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €200k after €100k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €26k
Fixed assets
€24k▲ 83.5%
Current assets
€1k▼ 98.8%
Key figures and ratios
EBITDA
€-196k▼
2023 · €100k
Cash flow
€-207k▼
2023 · €80k
Solvency
-358.0%▼
2023 · 97.2%
Current ratio
0.01▼
2023 · 32.23
Quick ratio
0.01▼
2023 · 32.23
Debt / equity
-1.28▼
2023 · 0.03
ROE
229.7%▲
2023 · 66.4%
ROA
-822.4%▼
2023 · 64.6%
Interest coverage
-19.49▼
2023 · 46.47
Debt
€118k▲
2023 · €3k
Debt ≤ 1 year
€118k▲
2023 · €3k
Income taxes
€4k▼
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€123k€26k▼
Fixed assets21/28€13k€24k▲
Tangible fixed assets22/27€13k€24k▲
Other tangible fixed assets26€13k€24k▲
Financial fixed assets28€675€675=
Current assets29/58€109k€1k▼
Amounts receivable within one year40/41€106k€0▼
Trade receivables40€1k€0▼
Other amounts receivable41€105k€0▼
Cash at bank and in hand54/58€2k€322▼
Deferred charges and accrued income490/1€882€998▲
Equity and liabilities
Total equity and liabilities10/49€123k€26k▼
Equity10/15€119k€-92k▼
Contributions10/11€12k€12k=
Reserves13€107k€0▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€107k€0▼
Profit (loss) carried forward14-€-104k
Amounts payable17/49€3k€118k▲
Amounts payable within one year42/48€3k€118k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€796€19k▲
Suppliers440/4€796€19k▲
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€0€93k▲
Income statement
Code20232024
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€716€4k▲
Other operating charges640/8€3k€19k▲
Non-recurring operating charges66A€0€2k▲
Gross operating margin9900€104k€-175k▼
Operating profit (loss)9901€100k€-200k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€2k€10k▲
Recurring financial charges65€2k€10k▲
Profit (loss) for the period before taxes9903€102k€-207k▼
Income taxes67/77€23k€4k▼
Profit (loss) for the period9904€79k€-211k▼
Profit (loss) for the period to be appropriated9905€79k€-211k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€-211k▼
Transfer from equity791/2-€107k
Transfer to equity691/2€79k€0▼
To other reserves6921€79k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
16-06
Bankruptcy
Judicial dissolution
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · van: CONCEPT BEDENKERS BV- DE KEYSERLEI 60/1301, 2018 ANTWERPEN 1
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-211k ▼367%
Net result drops to €-211k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €79k ▲261%
Operating result €100k, net result €79k, both a record.
31-12
Financial
Liquidity times 23current ratio 32.23
Current ratio from 1.41 to 32.23; short-term debt falls from €95k to €3k.
31-12
Financial
Equity above €100kEq €119k ▲198%
2 profitable years in a row build equity to €119k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €22k
Net result €22k after 3 loss-making years.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 8.70
Current ratio from 2.46 to 8.70; short-term debt falls from €83k to €18k.
31-12
Financial
Equity above €1MEq €1.30M ▲782%
Equity rises from €148k to €1.30M.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 14 days late
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Keyserlei 60C2018 AntwerpenGround area
3,154 m²
Building footprint
885 m²
Parcel 11808H1298/00C000, Flanders. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1298/00C000 | Flanders | 3,154 m² | 1 · 885 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,900. 5,551 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2012
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
46180Agents specialised in the wholesale of other particular products
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
73110Advertising agencies
73200Market research and public opinion polling
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.