Skip to content

Concentric

Active
Private limited companyfounded 201511 yrs activeCederlaan 10, 2610 Antwerpen, BelgiumKBO/BCE: BE 0635.831.040
Summary

Concentric has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,145 and a net result of €5,799. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 16% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability75▲+44
Solvency30▼-60
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7833 sector peers (2025).
NBB · sector comparison
Position among 7833 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
17 d early
2023
36 d late
2022
71 d late
2021
31 d late
2020
31 d late
2019
13 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 27 August 2015, Concentric was incorporated.1 Total assets went from EUR 91,210 in 2018 to EUR 110,705 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€5,145▼ 92.1%
2024 · €65,180
Total assets
€110,705▲ 9.8%
2024 · €100,837
Net result
€5,799
2024 · -€3,998
Working capital
-€16,544
2024 · €50,483
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€12,440€2,732€20,492▲ 650%€15,779▼ 23.0%€13,165▼ 16.6%
Net result-€13,879below the sector's middle half-€1,637below the sector's middle half▲ 88.2%€16,600within the sector's middle half-€3,998below the sector's middle half€5,799within the sector's middle half
Equity€66,215within the sector's middle half▼ 17.3%€64,578within the sector's middle half▼ 2.5%€69,178within the sector's middle half▲ 7.1%€65,180within the sector's middle half▼ 5.8%€5,145below the sector's middle half▼ 92.1%
Total assets€130,882within the sector's middle half▲ 5.5%€109,514within the sector's middle half▼ 16.3%€120,477within the sector's middle half▲ 10.0%€100,837within the sector's middle half▼ 16.3%€110,705within the sector's middle half▲ 9.8%
Debt€64,667▲ 47.2%€44,937▼ 30.5%€51,300▲ 14.2%€35,657▼ 30.5%€105,560▲ 196%
Working capital€61,824within the sector's middle half▼ 22.1%€46,467within the sector's middle half▼ 24.8%€52,251within the sector's middle half▲ 12.4%€50,483within the sector's middle half▼ 3.4%-€16,544below the sector's middle half
Solvency50.6%within the sector's middle half▼ 14.0pp59.0%within the sector's middle half▲ 8.4pp57.4%within the sector's middle half▼ 1.5pp64.6%within the sector's middle half▲ 7.2pp4.6%below the sector's middle half▼ 60.0pp
Current ratio3.53within the sector's middle half▲ 0.723.07within the sector's middle half▼ 0.462.39within the sector's middle half▼ 0.672.65within the sector's middle half▲ 0.260.72below the sector's middle half▼ 1.93
Return on assets (ROA)-10.6%below the sector's middle half▼ 23.2pp-1.5%below the sector's middle half▲ 9.1pp13.8%within the sector's middle half▲ 15.3pp-4.0%below the sector's middle half▼ 17.7pp5.2%within the sector's middle half▲ 9.2pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000Operating result 2021: -€12,440-€12,440Net result 2021: -€13,879-€13,879Operating result 2022: €2,732€2,732Net result 2022: -€1,637-€1,637Operating result 2023: €20,492€20,492Net result 2023: €16,600€16,600Operating result 2024: €15,779€15,779Net result 2024: -€3,998-€3,998Operating result 2025: €13,165€13,165Net result 2025: €5,799€5,79920212022202320242025-€10,000€0€10,000€20,000Operating result 2023: €20,492€20,500Net result 2023: €16,600€16,600Operating result 2024: €15,779€15,800Net result 2024: -€3,998-€4,000Operating result 2025: €13,165€13,200Net result 2025: €5,799€5,800202320242025
The operating result has fallen two years in a row; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €110,705
Fixed assets €67,168 ▲ 239%
Current assets €43,537 ▼ 46.3%
Equity and liabilities €110,705
Equity €5,145 ▼ 92.1%
Debt €105,560 ▲ 196%
Debt's share of the balance-sheet total rises from 35.4% to 95.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€24,169▼
2024 · €26,719
Cash flow
€16,803▲
2024 · €6,942
Debt to equity
20.52▲
2024 · 0.55
ROE
112.7%▲
2024 · -6.1%
Interest coverage
44.90▲
2024 · 2.05
Debt ≤ 1 year
€60,081▲
2024 · €30,538
Debt > 1 year
€45,479▲
2024 · €5,120
Income taxes
€9,000▲
2024 · €8,038
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,324 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.3% went bankrupt
3.1% stopped otherwise
95% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€100,837€110,705▲
Fixed assets21/28€19,817€67,168▲
Tangible fixed assets22/27€19,718€67,069▲
Furniture and vehicles24€15,253€63,572▲
Other tangible fixed assets26€4,465€3,497▼
Financial fixed assets28€99€99=
Current assets29/58€81,020€43,537▼
Amounts receivable within one year40/41€41,931€7,456▼
Trade receivables40€11,610€0▼
Other amounts receivable41€30,321€7,456▼
Current investments50/53€16,414€12,048▼
Cash at bank and in hand54/58€21,346€20,693▼
Deferred charges and accrued income490/1€1,329€3,339▲
Equity and liabilities
Total equity and liabilities10/49€100,837€110,705▲
Equity10/15€65,180€5,145▼
Contributions10/11€12,400€12,400=
Reserves13€67,694€1,860▼
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€65,834€0▼
Profit (loss) carried forward14-€14,914-€9,115▲
Amounts payable17/49€35,657€105,560▲
Amounts payable after more than one year17€5,120€45,479▲
Financial debts170/4€5,120€45,479▲
Amounts payable within one year42/48€30,538€60,081▲
Current portion of amounts payable after more than one year42€8,711€12,451▲
Financial debts43€336€593▲
Credit institutions430/8€336€593▲
Trade debts44€8,182€14,018▲
Suppliers440/4€8,182€14,018▲
Taxes, remuneration and social security45€13,309€20,159▲
Taxes450/3€13,309€20,159▲
Other amounts payable47/48€0€12,861▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,940€11,004▲
Other operating charges640/8€1,613€2,380▲
Non-recurring operating charges66A-€4,523
Gross operating margin9900€28,332€31,072▲
Operating profit (loss)9901€15,779€13,165▼
Financial income75/76B€1,289€2,172▲
Recurring financial income75€1,289€2,172▲
Financial charges65/66B€13,028€538▼
Recurring financial charges65€13,028€538▼
Profit (loss) for the period before taxes9903€4,040€14,799▲
Income taxes67/77€8,038€9,000▲
Profit (loss) for the period9904-€3,998€5,799▲
Profit (loss) for the period to be appropriated9905-€3,998€5,799▲
Appropriation of the result
Profit (loss) to be appropriated9906-€14,914-€9,115▲
Profit (loss) brought forward from the previous period14P-€10,916-€14,914▼
Transfer from equity791/2-€65,834
Profit to be distributed694/7€0€65,834▲
Return on contributions (dividend)694-€65,834
Directors or managers695€0-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,112€10,483€10,829€10,940€11,004▲ 0.6%
Other operating charges640/8€2,662€927€1,885€1,613€2,380▲ 47.5%
Non-recurring operating charges66A----€4,523-
Gross operating margin9900-€4,666€14,142€33,205€28,332€31,072▲ 9.7%
Operating profit (loss)9901-€12,440€2,732€20,492€15,779€13,165▼ 16.6%
Financial income75/76B€147€124€2,055€1,289€2,172▲ 68.5%
Recurring financial income75€147€124€2,055€1,289€2,172▲ 68.5%
Financial charges65/66B€1,135€770€663€13,028€538▼ 95.9%
Recurring financial charges65€1,135€770€663€13,028€538▼ 95.9%
Profit (loss) for the period before taxes9903-€13,428€2,085€21,883€4,040€14,799▲ 266%
Income taxes67/77€451€3,723€5,283€8,038€9,000▲ 12.0%
Profit (loss) for the period9904-€13,879-€1,637€16,600-€3,998€5,799▲ 245%
Profit (loss) for the period to be appropriated9905-€13,879-€1,637€16,600-€3,998€5,799▲ 245%
Line20212022202320242025Change
Assets
Total assets20/58€130,882€109,514€120,477€100,837€110,705▲ 9.8%
Fixed assets21/28€44,592€40,570€30,757€19,817€67,168▲ 239%
Tangible fixed assets22/27€44,493€40,471€30,658€19,718€67,069▲ 240%
Furniture and vehicles24€43,837€34,069€25,224€15,253€63,572▲ 317%
Other tangible fixed assets26€656€6,402€5,434€4,465€3,497▼ 21.7%
Financial fixed assets28€99€99€99€99€99=
Current assets29/58€86,290€68,945€89,720€81,020€43,537▼ 46.3%
Amounts receivable within one year40/41€31,301€28,248€45,607€41,931€7,456▼ 82.2%
Trade receivables40--€12,251€11,610€0▼ 100%
Other amounts receivable41€31,301€28,248€33,356€30,321€7,456▼ 75.4%
Current investments50/53€22,221€29,544€36,815€16,414€12,048▼ 26.6%
Cash at bank and in hand54/58€29,929€8,363€4,499€21,346€20,693▼ 3.1%
Deferred charges and accrued income490/1€2,840€2,790€2,800€1,329€3,339▲ 151%
Equity and liabilities
Total equity and liabilities10/49€130,882€109,514€120,477€100,837€110,705▲ 9.8%
Equity10/15€66,215€64,578€69,178€65,180€5,145▼ 92.1%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Reserves13€67,694€67,694€67,694€67,694€1,860▼ 97.3%
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860€1,860€1,860€1,860=
Distributable reserves133€65,834€65,834€65,834€65,834€0▼ 100%
Profit (loss) carried forward14-€13,879-€15,516-€10,916-€14,914-€9,115▲ 38.9%
Amounts payable17/49€64,667€44,937€51,300€35,657€105,560▲ 196%
Amounts payable after more than one year17€39,472€22,459€13,831€5,120€45,479▲ 788%
Financial debts170/4€39,472€22,459€13,831€5,120€45,479▲ 788%
Amounts payable within one year42/48€24,466€22,478€37,469€30,538€60,081▲ 96.7%
Current portion of amounts payable after more than one year42-€8,547€8,628€8,711€12,451▲ 42.9%
Financial debts43--€1,629€336€593▲ 76.5%
Credit institutions430/8--€1,629€336€593▲ 76.5%
Trade debts44€9,131€1,306€816€8,182€14,018▲ 71.3%
Suppliers440/4€9,131€1,306€816€8,182€14,018▲ 71.3%
Taxes, remuneration and social security45€15,336€12,625€14,396€13,309€20,159▲ 51.5%
Taxes450/3€12,138€9,516€14,396€13,309€20,159▲ 51.5%
Remuneration and social security454/9€3,198€3,109€0---
Other amounts payable47/48--€12,000€0€12,861-
Accrued charges and deferred income492/3€729-----
Line20212022202320242025Change
Profit (loss) for the period9904-€13,879-€1,637€16,600-€3,998€5,799▲ 245%
+ Depreciation and write-downs630€5,112€10,483€10,829€10,940€11,004▲ 0.6%
Operating cash flow (approximation)-€8,767€8,846€27,429€6,942€16,803▲ 142%
Investment in fixed assets (approximation)--€6,461-€1,017€0-€58,355-
Change in cash--€21,566-€3,864€16,847-€653▼ 104%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial Back to profitnet €5,799
Net result €5,799 after one loss-making year.
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
05-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
31-12
Financial Back to profitnet €16,600
Net result €16,600 after 2 loss-making years.
10-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Weakest financial yearnet -€13,879
Net result drops to -€13,879, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
16-02
State Gazette act General meeting · Director resignation
Permanent representative · Power of attorney
2020
13-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
22-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
460 m²
Building footprint
135 m²
Volume, LiDAR
1,197 m³
Parcel 11051B0150/00C003, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Concentric
Cederlaan 10, 2610 AntwerpenBusiness and other management consultancy
since 20152.245.273.945
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11051B0150/00C003 Flanders 460 m² 1 · 135 m² 12.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Antwerpen2.245.273.945
1 permission
Groothandelaar LM>3 maand · since 01-01-2016

Similar companies · same sector, comparable size

Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 3,196 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-08-2015
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
47251Retail sale of wines and spirits
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0635831040
Also 9925:BE0635831040
Registered 22-03-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.