CONBUCO
ActiveCONBUCO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €518k and a net result of €14k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 62% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▼-18
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 3.14 against 2.29 in 2024), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68%
Return on assets
1.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 01-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
35 d early
2023
32 d early
2022
8 d early
2021
24 d early
2020
6 d late
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-12-2026 close30-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€518k▲ 2.9%
2024 · €503k
2018: €274k
2019: €290k
2020: €250k
2021: €434k
2022: €451k
2023: €471k
2024: €503k
2018 → 2025
Total assets
€762k▼ 4.3%
2024 · €796k
2018: €750k
2019: €813k
2020: €1.11M
2021: €1.10M
2022: €896k
2023: €838k
2024: €796k
2018 → 2025
Net result
€14k▼ 54.9%
2024 · €32k
2018: €-10k
2019: €8k
2020: €-39k
2021: €204k
2022: €18k
2023: €22k
2024: €32k
2018 → 2025
Working capital
€101k▲ 48.3%
2024 · €68k
2018: €45k
2019: €100k
2020: €-305k
2021: €101k
2022: €-121k
2023: €18k
2024: €68k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€434k-€451k▲ 4.0%€471k▲ 4.5%€503k▲ 6.8%€518k▲ 2.9%
Operating result€270k-€35k▼ 87.0%€40k▲ 14.1%€53k▲ 33.6%€30k▼ 43.3%
Net result€204k-€18k▼ 91.4%€22k▲ 23.3%€32k▲ 48.0%€14k▼ 54.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €762k
Fixed assets
€613k▼ 9.2%
Current assets
€149k▲ 22.7%
Equity and liabilities €762k
Equity
€518k▲ 2.9%
Provisions
€34k▼ 7.9%
Debt
€210k▼ 17.9%
The debt ratio falls from 32.2% to 27.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€92k▼
2024 · €115k
Cash flow
€76k▼
2024 · €94k
Solvency
68.0%▲
2024 · 63.2%
Current ratio
3.14▲
2024 · 2.29
Quick ratio
3.14▲
2024 · 2.29
Debt / equity
0.41▼
2024 · 0.51
ROE
2.8%▼
2024 · 6.4%
ROA
1.9%▼
2024 · 4.0%
Interest coverage
14.33▲
2024 · 12.24
Debt
€210k▼
2024 · €256k
Debt ≤ 1 year
€47k▼
2024 · €53k
Debt > 1 year
€158k▼
2024 · €198k
Income taxes
€13k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€796k€762k▼
Fixed assets21/28€675k€613k▼
Tangible fixed assets22/27€675k€613k▼
Land and buildings22€671k€610k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€121k€149k▲
Amounts receivable within one year40/41€24k€20k▼
Trade receivables40€24k€18k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€95k€126k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€796k€762k▼
Equity10/15€503k€518k▲
Contributions10/11€37k€37k=
Revaluation surpluses12€19k€19k=
Reserves13€447k€461k▲
Tax-exempt reserves132€113k€104k▼
Distributable reserves133€334k€357k▲
Provisions and deferred taxes16€37k€34k▼
Deferred taxes168€37k€34k▼
Amounts payable17/49€256k€210k▼
Amounts payable after more than one year17€198k€158k▼
Financial debts170/4€198k€158k▼
Amounts payable within one year42/48€53k€47k▼
Current portion of amounts payable after more than one year42€40k€40k=
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Other amounts payable47/48€6k€3k▼
Accrued charges and deferred income492/3€5k€5k▼
Income statement
Code20242025
Non-recurring operating income76A€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€62k▼
Other operating charges640/8€4k€6k▲
Gross operating margin9900€119k€98k▼
Operating profit (loss)9901€53k€30k▼
Financial income75/76B€774€441▼
Recurring financial income75€774€441▼
Financial charges65/66B€9k€6k▼
Recurring financial charges65€9k€6k▼
Profit (loss) for the period before taxes9903€45k€24k▼
Transfer from deferred taxes780€3k€3k=
Income taxes67/77€16k€13k▼
Profit (loss) for the period9904€32k€14k▼
Transfer from tax-exempt reserves789€9k€9k=
Profit (loss) for the period to be appropriated9905€41k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€23k▼
Transfer to equity691/2€41k€23k▼
To other reserves6921€41k€23k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-12
Financial
Equity above €500kEq €503k ▲6.8%
4 profitable years in a row build equity to €503k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-12
Financial
Liquidity triplescurrent ratio 1.22
Current ratio from 0.45 to 1.22; short-term debt falls from €220k to €84k.
22-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-12
Financial
Back to profitnet €204k
Net result €204k after one loss-making year.
30-12
Financial
Liquidity times 20current ratio 1.68
Current ratio from 0.09 to 1.68; short-term debt falls from €334k to €148k.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
30-12
Financial
Weakest financial yearnet €-39k ▼569%
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
01-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Alfonsusstraat 798800 RoeselareGround area
86 m²
Building footprint
84 m²
Volume, LiDAR
498 m³
Parcel 36502B0010/00H004, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONBUCO
since 20022.114.753.913
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B0010/00H004 | Flanders | 86 m² | 1 · 84 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MELIMAT
BE 0898.366.785
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MANU AGERE CONSULTING
BE 0550.707.701
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AVH CONSULT
BE 0895.614.658
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DAVISION
BE 0898.126.562
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CITIZENFUND
BE 0676.463.053
Watermaal-Bosvoorde · Eq €518k
Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 34,266 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2002
Fiscal year end30-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.