Con-structive
Annual accounts 2025
micro format, filed on 26-06-2026, 35 days before the deadlineTurnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance sheet
balance sheet total €59,132 on 31-12-2025in euro
in euro
Position in the sector
-0.1%
Higher than 9% of 9,770 companies in 2025.
32.8%
Higher than 80% of 9,624 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
59,132 | 63,988 | |
21/28 |
25,412 | 32,118 | |
22/27 |
25,412 | 32,118 | |
24 |
25,412 | 32,118 | |
29/58 |
33,720 | 31,870 | |
40/41 |
32,702 | 14,599 | |
40 |
32,259 | 12,100 | |
41 |
443 | 2,499 | |
54/58 |
105 | 6,124 | |
490/1 |
914 | 11,146 | |
| Balance sheet: equity and liabilities | |||
10/49 |
59,132 | 63,988 | |
10/15 |
-77 | -19,444 | |
10/11 |
150 | 150 | |
14 |
-227 | -19,594 | |
17/49 |
59,208 | 83,432 | |
17 |
19,751 | 26,248 | |
170/4 |
19,751 | 26,248 | |
42/48 |
39,458 | 57,184 | |
42 |
6,497 | 6,264 | |
44 |
1,696 | 2,857 | |
440/4 |
1,696 | 2,857 | |
45 |
13,358 | 19,903 | |
450/3 |
13,358 | 153 | |
454/9 |
- | 19,750 | |
47/48 |
17,906 | 28,161 | |
| Income statement | |||
9900 |
31,238 | -17,072 | |
630 |
6,707 | 1,415 | |
640/8 |
963 | 499 | |
9901 |
23,568 | -18,986 | |
75/76B |
2 | - | |
75 |
2 | - | |
65/66B |
1,757 | 543 | |
65 |
1,757 | 543 | |
9903 |
21,814 | -19,529 | |
67/77 |
2,447 | 64 | |
9904 |
19,367 | -19,594 | |
9905 |
19,367 | -19,594 | |
| Appropriation of the result | |||
9906 |
-227 | -19,594 | |
14P |
-19,594 | - | |
| Document | |||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 26-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 0 | 33,533 | ||
| -6,020 | - | ||
| -0.1% | -30.4% | ||
| 32.8% | -30.6% |
The equity ratios are withheld because equity of -€77 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Securities and guarantees
on own assets and for others| Item | 2025 | 2024 |
|---|---|---|
| Pledge on other assets, amount secured | €33,533 | €33,533 |
| Carrying value of the other pledged assets | €25,412 | €32,118 |
Source: notes to the 2024 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €33,533 |
| €6,707 | €1,415 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on Con-structive
The operating result for 2025 is a profit of €23,568, after a loss of €18,986 in 2024.
Equity is negative. Debt (€59,208) exceeds the balance-sheet total (€59,132).