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COMYL

Active
Private limited companyfounded 201313 yrs activeLeeuwerikenlaan 8, 1780 Wemmel, BelgiumKBO/BCE: BE 0537.475.020
Summary

COMYL has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,465 and a net result of €203,708. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 11% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+57
Solvency28▼-41
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.09 against 2.05 in 2024; short-term debt: 88.2% and cash: 94.9% of total assets), and 97.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
2.9%
Return on assets
44.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 13 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31840 sector peers (2025).
NBB · sector comparison
Position among 31840 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
29 d early
2023
27 d early
2022
32 d early
2021
31 d early
2020
8 d early
2019
69 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

COMYL was incorporated on 14 August 2013.1 Total assets rose from EUR 266,743 in 2018 to EUR 460,559 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€13,465▼ 95.1%
2024 · €274,472
Total assets
€460,559▼ 26.4%
2024 · €626,125
Net result
€203,708▲ 765%
2024 · €23,553
Working capital
€38,560▼ 87.8%
2024 · €314,985
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€14,507▲ 381%€9,645▼ 33.5%€468,091▲ 4,753%€22,344▼ 95.2%€204,941▲ 817%
Net result€8,412€3,273▼ 61.1%€463,243▲ 14,051%€23,553▼ 94.9%€203,708▲ 765%
Equity€239,403▲ 3.6%€177,676▼ 25.8%€640,919▲ 261%€274,472▼ 57.2%€13,465▼ 95.1%
Total assets€286,812▼ 0.1%€295,155▲ 2.9%€706,253▲ 139%€626,125▼ 11.3%€460,559▼ 26.4%
Debt€47,409▼ 15.3%€117,479▲ 148%€65,333▼ 44.4%€351,654▲ 438%€447,093▲ 27.1%
Working capital-€21,803▲ 28.5%-€80,758▼ 270%€634,689€314,985▼ 50.4%€38,560▼ 87.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€200,000€400,000Operating result 2021: €14,507€14,507Net result 2021: €8,412€8,412Operating result 2022: €9,645€9,645Net result 2022: €3,273€3,273Operating result 2023: €468,091€468,091Net result 2023: €463,243€463,243Operating result 2024: €22,344€22,344Net result 2024: €23,553€23,553Operating result 2025: €204,941€204,941Net result 2025: €203,708€203,70820212022202320242025€0€200,000€400,000Operating result 2023: €468,091€468,000Net result 2023: €463,243€463,000Operating result 2024: €22,344€22,300Net result 2024: €23,553€23,600Operating result 2025: €204,941€205,000Net result 2025: €203,708€204,000202320242025
The operating result recovers in 2025; 2025 is 817% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €460,559
Fixed assets €15,946 ▲ 30.3%
Current assets €444,612 ▼ 27.6%
Equity and liabilities €460,559
Equity €13,465 ▼ 95.1%
Debt €447,093 ▲ 27.1%
Debt's share of the balance-sheet total rises from 56.2% to 97.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€208,624▲
2024 · €27,291
Cash flow
€207,391▲
2024 · €28,500
Current ratio
1.09▼
2024 · 2.05
Debt to equity
33.20▲
2024 · 1.28
ROA
44.2%▲
2024 · 3.8%
Interest coverage
57.61▲
2024 · 2.35
Debt ≤ 1 year
€406,052▲
2024 · €298,907
Debt > 1 year
€36,145▼
2024 · €47,791
Income taxes
-€2,388▼
2024 · €9,993
A ratio outside any meaningful range has been withheld (balance sheet total €460,559, equity €13,465).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€626,125€460,559▼
Fixed assets21/28€12,233€15,946▲
Tangible fixed assets22/27€12,208€15,921▲
Land and buildings22€2,878€2,166▼
Furniture and vehicles24€9,330€12,529▲
Other tangible fixed assets26-€1,226
Financial fixed assets28€25€25=
Current assets29/58€613,892€444,612▼
Amounts receivable after more than one year29€284,250€0▼
Trade receivables290€284,250€0▼
Amounts receivable within one year40/41€59,557€4,327▼
Trade receivables40€59,387€0▼
Other amounts receivable41€169€4,327▲
Cash at bank and in hand54/58€266,215€437,164▲
Deferred charges and accrued income490/1€3,870€3,121▼
Equity and liabilities
Total equity and liabilities10/49€626,125€460,559▼
Equity10/15€274,472€13,465▼
Contributions10/11€59,782€9,782▼
Reserves13€208,214€0▼
Distributable reserves133€208,214€0▼
Profit (loss) carried forward14€6,475€3,683▼
Amounts payable17/49€351,654€447,093▲
Amounts payable after more than one year17€47,791€36,145▼
Financial debts170/4€47,791€36,145▼
Amounts payable within one year42/48€298,907€406,052▲
Current portion of amounts payable after more than one year42€11,284€11,646▲
Trade debts44€1,842€2,651▲
Suppliers440/4€1,842€2,651▲
Taxes, remuneration and social security45€17,427€0▼
Taxes450/3€17,427€0▼
Other amounts payable47/48€268,353€391,755▲
Accrued charges and deferred income492/3€4,955€4,896▼
Income statement Code20242025
Non-recurring operating income76A€0€226,332▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,947€3,683▼
Other operating charges640/8€1,156€1,791▲
Gross operating margin9900€28,447€210,415▲
Operating profit (loss)9901€22,344€204,941▲
Financial income75/76B€22,791€0▼
Recurring financial income75€22,791€0▼
Financial charges65/66B€11,589€3,621▼
Recurring financial charges65€11,589€3,621▼
Profit (loss) for the period before taxes9903€33,546€201,320▲
Income taxes67/77€9,993-€2,388▼
Profit (loss) for the period9904€23,553€203,708▲
Profit (loss) for the period to be appropriated9905€23,553€203,708▲
Appropriation of the result
Profit (loss) to be appropriated9906€6,475€210,183▲
Profit (loss) brought forward from the previous period14P-€17,077€6,475▲
Transfer from equity791/2€390,000€258,214▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€390,000€464,714▲
Return on contributions (dividend)694€390,000€414,714▲
Other beneficiaries697-€50,000

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€4,895€483,429€0€226,332-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,740€3,472€2,964€4,947€3,683▼ 25.6%
Other operating charges640/8€544€1,272€1,885€1,156€1,791▲ 54.9%
Gross operating margin9900€17,792€14,390€472,941€28,447€210,415▲ 640%
Operating profit (loss)9901€14,507€9,645€468,091€22,344€204,941▲ 817%
Financial income75/76B€6-€1€22,791€0▼ 100.0%
Recurring financial income75€6-€1€22,791€0▼ 100.0%
Financial charges65/66B€341€1,970€4,513€11,589€3,621▼ 68.8%
Recurring financial charges65€341€1,970€4,513€11,589€3,621▼ 68.8%
Profit (loss) for the period before taxes9903€14,172€7,675€463,580€33,546€201,320▲ 500%
Income taxes67/77€5,760€4,401€337€9,993-€2,388▼ 124%
Profit (loss) for the period9904€8,412€3,273€463,243€23,553€203,708▲ 765%
Profit (loss) for the period to be appropriated9905€8,412€3,273€463,243€23,553€203,708▲ 765%
Line20212022202320242025Change
Assets
Total assets20/58€286,812€295,155€706,253€626,125€460,559▼ 26.4%
Fixed assets21/28€261,205€258,435€8,566€12,233€15,946▲ 30.3%
Tangible fixed assets22/27€11,180€8,410€8,541€12,208€15,921▲ 30.4%
Land and buildings22€11,180€8,410€5,639€2,878€2,166▼ 24.7%
Furniture and vehicles24--€2,902€9,330€12,529▲ 34.3%
Other tangible fixed assets26----€1,226-
Financial fixed assets28€250,025€250,025€25€25€25=
Current assets29/58€25,606€36,721€697,687€613,892€444,612▼ 27.6%
Amounts receivable after more than one year29--€284,250€284,250€0▼ 100%
Trade receivables290--€284,250€284,250€0▼ 100%
Amounts receivable within one year40/41€14,138€12,912€0€59,557€4,327▼ 92.7%
Trade receivables40€12,898€12,912€0€59,387€0▼ 100%
Other amounts receivable41€1,240--€169€4,327▲ 2,457%
Cash at bank and in hand54/58€9,145€22,762€412,613€266,215€437,164▲ 64.2%
Deferred charges and accrued income490/1€2,324€1,046€824€3,870€3,121▼ 19.4%
Equity and liabilities
Total equity and liabilities10/49€286,812€295,155€706,253€626,125€460,559▼ 26.4%
Equity10/15€239,403€177,676€640,919€274,472€13,465▼ 95.1%
Contributions10/11€150,000€150,000€150,000€59,782€9,782▼ 83.6%
Reserves13€24,567€24,567€507,996€208,214€0▼ 100%
Non-distributable reserves130/1€15,000€15,000€0---
Reserves not available under the articles1311€15,000€15,000€0---
Distributable reserves133€9,567€9,567€507,996€208,214€0▼ 100%
Profit (loss) carried forward14€64,835€3,109-€17,077€6,475€3,683▼ 43.1%
Amounts payable17/49€47,409€117,479€65,333€351,654€447,093▲ 27.1%
Amounts payable after more than one year17---€47,791€36,145▼ 24.4%
Financial debts170/4---€47,791€36,145▼ 24.4%
Amounts payable within one year42/48€47,409€117,479€62,998€298,907€406,052▲ 35.8%
Current portion of amounts payable after more than one year42---€11,284€11,646▲ 3.2%
Financial debts43€831-----
Credit institutions430/8€831-----
Trade debts44€7,491€6,850€4,849€1,842€2,651▲ 43.9%
Suppliers440/4€7,491€6,850€4,849€1,842€2,651▲ 43.9%
Taxes, remuneration and social security45€8,399€12,176€9,157€17,427€0▼ 100%
Taxes450/3€8,399€12,176€9,157€17,427€0▼ 100%
Other amounts payable47/48€30,688€98,453€48,993€268,353€391,755▲ 46.0%
Accrued charges and deferred income492/3--€2,336€4,955€4,896▼ 1.2%
Line20212022202320242025Change
Profit (loss) for the period9904€8,412€3,273€463,243€23,553€203,708▲ 765%
+ Depreciation and write-downs630€2,740€3,472€2,964€4,947€3,683▼ 25.6%
Operating cash flow (approximation)€11,153€6,746€466,207€28,500€207,391▲ 628%
Investment in fixed assets (approximation)--€702€246,905-€8,614-€7,396▲ 14.1%
Change in cash-€13,617€389,851-€146,397€170,949▲ 217%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
02-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2018net €463,243 ▲14,051%
Operating result €468,091, net result €463,243, both a record.
31-12
Financial Liquidity times 35current ratio 11.07
Current ratio from 0.31 to 11.07; short-term debt falls from €117,479 to €62,998.
31-12
Financial Equity above €500,000Eq €640,919 ▲261%
3 profitable years in a row build equity to €640,919.
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €8,412
Net result €8,412 after one loss-making year.
23-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
08-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 69 days late
2019
31-12
Financial Back to profitnet €9,567
Net result €9,567 after one loss-making year.
Show earlier events
19-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 50 days late
2018
28-07
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
882 m²
Building footprint
196 m²
Volume, LiDAR
903 m³
Parcel 22005A0322/00T000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leeuwerikenlaan 8, 1780 Wemmel
IT consultancy
since 20132.221.634.748
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22005A0322/00T000 Flanders 882 m² 1 · 196 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,583. 26,254 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-08-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy

Scores and ratios are computed by Checked and are not a credit decision.