COMVER
ActiveFrom the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
COMVER has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,245 and a net result of €4,572. Equity is growing by about 11% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Official details
KBO- Status
- Active since 19-10-2018 Normal situation
- Legal form
- Private limited company
- Registered office
- Camiel Verhammestraat 4, 8770 Ingelmunster
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.280.993.008 8770 Ingelmunster, since 25-10-2018
- Financial year end
- 30 September
- Peppol
- Not found in the Peppol Directory
Who decides
- Commeene Jean-PaulDirector · since 19-10-2018
- Vereecke GwendolineDirector · since 19-10-2018
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.6%
- Gross margin
- €27,840
- ▲ 6.1%
- Turnover
- ≈ €110,000
- estimated
- Profit
- €4,572
- ▲ 4.7%
- Equity
- €21,245
- ▲ 27.4%
- Total assets
- €370,406
- ▼ 2.5%
Why 70raises riskLiquidity: current ratio 0.07, cash €699Founded in 2018lowers riskSize: total assets €370,406No main activity registeredShow the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 20% on solvency, 40% on liquidity, 39% on profitability and 80% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 51 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 30-09-2025
- Filed on
- 13-03-2026
- Format
- micro format
- Reference
- 2026-00053955
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Use the arrow keys on the chart for the figures per year.
Peer companies
Historical observationOf the 1,251 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94.4% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,251 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,784 | €5,345 | €12,212 | €14,159 | €14,776 | €14,694 | €14,581 | ▼ 0.8% |
| Other operating charges640/8 | - | - | - | €2,340 | €2,543 | €2,640 | €2,726 | ▲ 3.3% |
| Gross operating margin9900 | €5,761 | €1,445 | €9,358 | €25,873 | €23,627 | €26,227 | €27,840 | ▲ 6.1% |
| Operating profit (loss)9901 | -€853 | -€4,545 | -€5,453 | €9,374 | €6,309 | €8,893 | €10,533 | ▲ 18.4% |
| Financial charges65/66B | - | - | - | €5,691 | €4,840 | €4,525 | €5,705 | ▲ 26.1% |
| Recurring financial charges65 | €250 | €216 | €130 | €5,691 | €4,840 | €4,525 | €5,705 | ▲ 26.1% |
| Profit (loss) for the period before taxes9903 | -€1,103 | -€4,761 | -€5,583 | €3,683 | €1,468 | €4,368 | €4,828 | ▲ 10.5% |
| Income taxes67/77 | - | - | - | - | - | - | €255 | - |
| Profit (loss) for the period9904 | -€1,103 | -€4,761 | -€5,583 | €3,683 | €1,468 | €4,368 | €4,572 | ▲ 4.7% |
| Profit (loss) for the period to be appropriated9905 | -€1,103 | -€4,761 | -€5,583 | €3,683 | €1,468 | €4,368 | €4,572 | ▲ 4.7% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €115,008 | €106,170 | €416,842 | €409,319 | €394,606 | €380,019 | €370,406 | ▼ 2.5% |
| Fixed assets21/28 | €110,729 | €105,384 | €409,934 | €405,677 | €390,901 | €376,207 | €368,395 | ▼ 2.1% |
| Tangible fixed assets22/27 | €110,729 | €105,384 | €409,934 | €405,677 | €390,901 | €376,207 | €368,395 | ▼ 2.1% |
| Land and buildings22 | - | - | - | €405,278 | €390,710 | €376,207 | €368,395 | ▼ 2.1% |
| Furniture and vehicles24 | - | - | - | €399 | €191 | - | - | - |
| Current assets29/58 | €4,279 | €786 | €6,907 | €3,642 | €3,705 | €3,812 | €2,011 | ▼ 47.2% |
| Amounts receivable within one year40/41 | €3,216 | - | €1,778 | €3,006 | €2,790 | €3,060 | €577 | ▼ 81.1% |
| Trade receivables40 | - | - | - | €3,006 | €2,790 | €3,060 | €577 | ▼ 81.1% |
| Cash at bank and in hand54/58 | €1,063 | €458 | €4,564 | €87 | €635 | €752 | €699 | ▼ 7.1% |
| Deferred charges and accrued income490/1 | - | - | - | €549 | €279 | - | €735 | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €115,008 | €106,170 | €416,842 | €409,319 | €394,606 | €380,019 | €370,406 | ▼ 2.5% |
| Equity10/15 | €17,497 | €12,736 | €7,153 | €10,836 | €12,304 | €16,673 | €21,245 | ▲ 27.4% |
| Contributions10/11 | €18,600 | - | - | €18,600 | €18,600 | €20,460 | €20,460 | = |
| Reserves13 | - | - | - | - | - | - | €785 | - |
| Distributable reserves133 | - | - | - | - | - | - | €785 | - |
| Profit (loss) carried forward14 | -€1,103 | -€5,864 | -€11,447 | -€7,764 | -€6,296 | -€3,787 | - | - |
| Amounts payable17/49 | €97,510 | €93,434 | €409,689 | €398,483 | €382,301 | €363,347 | €349,161 | ▼ 3.9% |
| Amounts payable after more than one year17 | - | €88,108 | €387,509 | €375,282 | €361,525 | €341,552 | €318,897 | ▼ 6.6% |
| Financial debts170/4 | - | - | - | €375,282 | €361,525 | €341,552 | €318,897 | ▼ 6.6% |
| Amounts payable within one year42/48 | €97,510 | €5,326 | €21,832 | €22,853 | €20,428 | €21,408 | €29,865 | ▲ 39.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €19,637 | €19,953 | €20,274 | €20,600 | ▲ 1.6% |
| Trade debts44 | €1,629 | €1,642 | €1,233 | €3,216 | €475 | €599 | €5,578 | ▲ 831% |
| Suppliers440/4 | - | - | - | €3,216 | €475 | €599 | €5,578 | ▲ 831% |
| Taxes, remuneration and social security45 | - | - | - | - | - | - | €704 | - |
| Taxes450/3 | - | - | - | - | - | - | €704 | - |
| Other amounts payable47/48 | - | - | - | - | - | €535 | €2,983 | ▲ 458% |
| Accrued charges and deferred income492/3 | - | - | - | €348 | €348 | €387 | €400 | ▲ 3.2% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,103 | -€4,761 | -€5,583 | €3,683 | €1,468 | €4,368 | €4,572 | ▲ 4.7% |
| + Depreciation and write-downs630 | €5,784 | €5,345 | €12,212 | €14,159 | €14,776 | €14,694 | €14,581 | ▼ 0.8% |
| Operating cash flow (approximation) | €4,682 | €583 | €6,629 | €17,842 | €16,244 | €19,062 | €19,153 | ▲ 0.5% |
| Investment in fixed assets (approximation) | - | €0 | -€316,762 | -€9,902 | €0 | €0 | -€6,769 | - |
| Change in cash | - | -€604 | €4,106 | -€4,477 | €549 | €117 | -€53 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 13-03-2026 | 2026-00053955 | |
| 30-09-2024 | micro format | 05-03-2025 | 2025-00043897 | |
| 30-09-2023 | micro format | 05-03-2024 | 2024-00039988 | |
| 30-09-2022 | micro format | 07-03-2023 | 2023-00036453 | |
| 30-09-2021 | micro format | 17-03-2022 | 2022-08000050 | |
| 30-09-2020 | abbreviated format | 11-03-2021 | 2021-07600168 | |
| 30-09-2019 | abbreviated format | 13-03-2020 | 2020-06600243 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Commeene Jean-Paul |
|
| Vereecke Gwendoline |
|
Owners and capital
Owners
Group and network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Who it is
KBO recordWhere it is based
Invoicing and payment
Financial year and general meeting
Accounts at the NBBScores and ratios are computed by Checked and are not a credit decision.
Environmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 36007A0516/00P000 | Flanders | 810 m² | 1 · 190 m² | 6.1 m · 1 |