ComUnity
Open bankruptcyA bankruptcy procedure is open for ComUnity according to publications in the Belgian State Gazette; curator: STEVEN VERBEKE. The 2024 annual accounts show equity of €24k and a net result of €-4k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€24k▼ 12.8%
2023 · €27k
2023: €27k
2023 → 2024
Total assets
€65k▲ 22.7%
2023 · €53k
2023: €53k
2023 → 2024
Net result
€-4k
2023 · €22k
2023: €22k
2023 → 2024
Working capital
€22k▼ 11.5%
2023 · €24k
2023: €24k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€27k-€24k▼ 12.8%
Operating result€29k-€-4k
Net result€22k-€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €4k after €29k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €64k
Fixed assets
€994▼ 22.3%
Current assets
€63k▲ 25.4%
Equity and liabilities €65k
Equity
€24k▼ 12.8%
Debt
€41k▲ 60.8%
The debt ratio rises from 48.2% to 63.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2023 · €29k
Cash flow
€-3k▼
2023 · €23k
Solvency
36.8%▼
2023 · 51.8%
Current ratio
1.53▼
2023 · 1.96
Quick ratio
1.53▼
2023 · 1.96
Debt / equity
1.72▲
2023 · 0.93
ROE
-14.6%▼
2023 · 81.8%
ROA
-5.4%▼
2023 · 42.3%
Interest coverage
-9.99▼
2023 · 81.27
Debt
€41k▲
2023 · €26k
Debt ≤ 1 year
€41k▲
2023 · €26k
Income taxes
€576▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€53k€65k▲
Formation expenses20€2k€1k▼
Fixed assets21/28€1k€994▼
Tangible fixed assets22/27€1k€994▼
Furniture and vehicles24€1k€994▼
Current assets29/58€50k€63k▲
Amounts receivable within one year40/41€48k€60k▲
Trade receivables40€31k€41k▲
Other amounts receivable41€17k€19k▲
Cash at bank and in hand54/58-€362
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€53k€65k▲
Equity10/15€27k€24k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€22k€19k▼
Amounts payable17/49€26k€41k▲
Amounts payable within one year42/48€26k€41k▲
Financial debts43€5€0▼
Credit institutions430/8€5€0▼
Trade debts44€2k€30k▲
Suppliers440/4€2k€30k▲
Taxes, remuneration and social security45€23k€11k▼
Taxes450/3€21k€11k▼
Remuneration and social security454/9€2k€0▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€443€685▲
Other operating charges640/8€405€0▼
Gross operating margin9900€29k€-3k▼
Operating profit (loss)9901€29k€-4k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€356€312▼
Recurring financial charges65€356€312▼
Profit (loss) for the period before taxes9903€30k€-3k▼
Income taxes67/77€8k€576▼
Profit (loss) for the period9904€22k€-4k▼
Profit (loss) for the period to be appropriated9905€22k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€19k▼
Profit (loss) brought forward from the previous period14P-€22k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
20-04
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · COMUNITY BV GROOT- BIJGAARDENSTRAAT 137, 1082 BRUSSEL · event 14-04-2026
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
SignalNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groot-Bijgaardenstraat 1371082 Sint-Agatha-BerchemGround area
180 m²
Building footprint
75 m²
Volume, LiDAR
515 m³
Parcel 21342B0047/00Z006, Brussels · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Groot-Bijgaardenstraat 137, 1082 Sint-Agatha-Berchem
since 20232.345.275.304
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21342B0047/00Z006 | Brussels | 180 m² | 1 · 75 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | STEVEN VERBEKE LAKENSESTRAAT 154 B11,
1000 BRUSSEL 1 |
14-04-2026 → present |
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Of 6,654 companies in sector 90111 we hold annual accounts for 383. 301 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2023
Fiscal year end31-12
Activities, NACEBEL
90031Arts creation and performing arts activities
90111Literary creation
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74202Other professional, scientific and technical activities
90393Specialised image, lighting and sound technical services
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:yveline.umuhoza@gmail.com
Phone:0485/92 77 63