COMTECH
ActiveCOMTECH has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €4k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 81% of 18024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability33▲+6
Solvency100▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 4.12 in 2024), and 27.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.4%
Return on assets
4.8%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
20 d early
2023
18 d early
2022
27 d early
2021
25 d early
2020
42 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€57k▲ 7.1%
2024 · €53k
2018: €26k
2019: €28k
2020: €37k
2021: €45k
2022: €47k
2023: €51k
2024: €53k
2018 → 2025
Total assets
€79k▼ 10.8%
2024 · €89k
2018: €33k
2019: €34k
2020: €63k
2021: €65k
2022: €62k
2023: €57k
2024: €89k
2018 → 2025
Net result
€4k▲ 34.0%
2024 · €3k
2018: €102
2019: €2k
2020: €9k
2021: €8k
2022: €2k
2023: €4k
2024: €3k
2018 → 2025
Working capital
€41k▼ 10.3%
2024 · €46k
2018: €26k
2019: €28k
2020: €30k
2021: €35k
2022: €39k
2023: €45k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€47k▲ 4.1%€51k▲ 8.3%€53k▲ 5.6%€57k▲ 7.1%
Operating result€11k-€4k▼ 66.5%€6k▲ 70.2%€5k▼ 13.6%€6k▲ 11.7%
Net result€8k-€2k▼ 75.7%€4k▲ 109%€3k▼ 26.9%€4k▲ 34.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€25k▼ 9.4%
Current assets
€54k▼ 11.4%
Equity and liabilities €79k
Equity
€57k▲ 7.1%
Debt
€22k▼ 38.0%
The debt ratio falls from 39.7% to 27.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€14k▼
2024 · €14k
Cash flow
€12k=
2024 · €12k
Solvency
72.4%▲
2024 · 60.3%
Current ratio
4.29▲
2024 · 4.12
Quick ratio
4.29▲
2024 · 4.12
Debt / equity
0.38▼
2024 · 0.66
ROE
6.6%▲
2024 · 5.3%
ROA
4.8%▲
2024 · 3.2%
Interest coverage
12.74▲
2024 · 12.29
Debt
€22k▼
2024 · €35k
Debt ≤ 1 year
€13k▼
2024 · €15k
Debt > 1 year
€6k▼
2024 · €16k
Income taxes
€1k▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€79k▼
Fixed assets21/28€28k€25k▼
Tangible fixed assets22/27€28k€25k▼
Plant, machinery and equipment23€1k€6k▲
Furniture and vehicles24€26k€19k▼
Current assets29/58€61k€54k▼
Amounts receivable within one year40/41€20k€24k▲
Trade receivables40€6k€6k=
Other amounts receivable41€14k€18k▲
Cash at bank and in hand54/58€41k€30k▼
Equity and liabilities
Total equity and liabilities10/49€89k€79k▼
Equity10/15€53k€57k▲
Contributions10/11€6k€6k=
Reserves13€47k€51k▲
Distributable reserves133€47k€51k▲
Amounts payable17/49€35k€22k▼
Amounts payable after more than one year17€16k€6k▼
Financial debts170/4€16k€6k▼
Amounts payable within one year42/48€15k€13k▼
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€1k€1k▼
Accrued charges and deferred income492/3€5k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€16k€15k▼
Operating profit (loss)9901€5k€6k▲
Financial income75/76B€9-
Recurring financial income75€9-
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€4k€5k▲
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€3k€4k▲
Profit (loss) for the period to be appropriated9905€3k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€4k▲
Transfer to equity691/2€3k€4k▲
To other reserves6921€3k€4k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Highest result since 2018net €9k ▲252%
Net result €9k, the highest in the series.
23-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herselt · 1 establishment unit since 2003
Ground area
179 m²
Building footprint
179 m²
Volume, LiDAR
903 m³
Parcel 13013A0613/00B000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Westerlosesteenweg 171, 2230 Herselt
since 20032.126.234.753
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13013A0613/00B000 | Flanders | 179 m² | 1 · 179 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
House in One
BE 0864.038.485
Wavre · Eq €57k
BEL ARTE
BE 0434.057.776
Ottignies-Louvain-la-Neuve · Eq €58k
'T HERENHUIS
BE 0451.940.222
Kortrijk · Eq €56k
D-LIGHT BELGIUM
BE 0870.864.119
Wervik · Eq €56k
GRIZZLY
BE 0478.681.835
Oudenaarde · Eq €58k
Of 762 companies in sector 47552 we hold annual accounts for 443. 337 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2002
Fiscal year end30-09
Activities, NACEBEL
47552Retail sale of lighting equipment
47592Retail trade
52442
27900Manufacture of electrical equipment
31623
47540Retail sale of electrical household appliances
52450
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.