COMSA has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €182k and a net result of €66k. Equity is growing by ~41.2% per year across the filed fiscal years. Its solvency ranks better than 44% of 8091 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
44 d early
2022
23 d late
2021
34 d early
2020
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€182k▲ 57.5%
2023 · €115k
2020: €45k
2021: €65k
2022: €95k
2023: €115k
2020 → 2024
Total assets
€383k▲ 145%
2023 · €156k
2020: €77k
2021: €115k
2022: €130k
2023: €156k
2020 → 2024
Net result
€66k▲ 224%
2023 · €20k
2020: €44k
2021: €19k
2022: €30k
2023: €20k
2020 → 2024
Working capital
€20k▼ 82.7%
2023 · €115k
2020: €43k
2021: €63k
2022: €94k
2023: €115k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€45k-€65k▲ 42.3%€95k▲ 46.4%€115k▲ 21.6%€182k▲ 57.5%
Operating result€60k-€29k▼ 51.6%€42k▲ 44.3%€30k▼ 29.6%€85k▲ 185%
Net result€44k-€19k▼ 56.7%€30k▲ 56.1%€20k▼ 31.9%€66k▲ 224%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 185% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €383k
Fixed assets
€297k▲ 45,268%
Current assets
€86k▼ 44.6%
Equity and liabilities €383k
Equity
€182k▲ 57.5%
Debt
€202k▲ 391%
The debt ratio rises from 26.2% to 52.6%. Equity and debt are higher.
Key figures and ratios
Solvency
47.4%▼
2023 · 73.8%
ROE
36.5%▲
2023 · 17.8%
ROA
17.3%▲
2023 · 13.1%
Debt
€202k▲
2023 · €41k
Debt ≤ 1 year
€66k▲
2023 · €41k
Debt > 1 year
€135k
Income taxes
€19k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€156k€383k▲
Fixed assets21/28€654€297k▲
Tangible fixed assets22/27€654€38▼
Plant, machinery and equipment23€654€38▼
Financial fixed assets28-€297k
Current assets29/58€156k€86k▼
Amounts receivable within one year40/41€23k€24k▲
Trade receivables40€18k€20k▲
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€131k€57k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€156k€383k▲
Equity10/15€115k€182k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€114k€181k▲
Amounts payable17/49€41k€202k▲
Amounts payable after more than one year17-€135k
Financial debts170/4-€135k
Amounts payable within one year42/48€41k€66k▲
Current portion of amounts payable after more than one year42-€22k
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€29k€19k▼
Taxes450/3€29k€14k▼
Remuneration and social security454/9-€5k
Other amounts payable47/48€10k€24k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€640€616▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€32k€87k▲
Operating profit (loss)9901€30k€85k▲
Financial income75/76B€1€8k▲
Recurring financial income75€1€4k▲
Non-recurring financial income76B-€4k
Financial charges65/66B€1k€8k▲
Recurring financial charges65€1k€8k▲
Profit (loss) for the period before taxes9903€28k€85k▲
Income taxes67/77€8k€19k▲
Profit (loss) for the period9904€20k€66k▲
Profit (loss) for the period to be appropriated9905€20k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€114k€181k▲
Profit (loss) brought forward from the previous period14P€94k€114k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2020net €66k ▲224%
Operating result €85k, net result €66k, both a record.
31-12
Financial
Equity above €150kEq €182k ▲57.5%
5 profitable years in a row build equity to €182k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €115k ▲21.6%
4 profitable years in a row build equity to €115k.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €19k ▼56.7%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gersblok 402970 SchildeGround area
395 m²
Building footprint
104 m²
Volume, LiDAR
219 m³
Parcel 11039D0403/00Z002, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Gersblok 40, 2970 Schilde
since 20192.289.921.659
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039D0403/00Z002 | Flanders | 395 m² | 1 · 104 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,696 companies in sector 70100 we hold annual accounts for 3,489. 2,370 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2019
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.