COMS
ActiveCOMS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €314k and a net result of €34k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 28% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-4
Solvency52▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.85 in 2024; short-term debt: 37.9% of total assets), and 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
61 d late
2023
150 d late
2022
26 d late
2021
26 d late
2020
2 d early
2019
151 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€314k▲ 12.3%
2024 · €280k
2018: €140k
2019: €148k
2020: €170k
2021: €192k
2022: €193k
2023: €238k
2024: €280k
2018 → 2025
Total assets
€1.16M▼ 7.0%
2024 · €1.25M
2018: €661k
2019: €698k
2020: €888k
2021: €1.07M
2022: €1.15M
2023: €1.24M
2024: €1.25M
2018 → 2025
Net result
€34k▼ 17.7%
2024 · €42k
2018: €34k
2019: €8k
2020: €22k
2021: €21k
2022: €2k
2023: €44k
2024: €42k
2018 → 2025
Working capital
€-65k▲ 15.8%
2024 · €-77k
2018: €191k
2019: €203k
2020: €226k
2021: €203k
2022: €173k
2023: €-158k
2024: €-77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€192k-€193k▲ 1.0%€238k▲ 23.0%€280k▲ 17.6%€314k▲ 12.3%
Operating result€38k-€39k▲ 0.4%€80k▲ 107%€79k▼ 1.6%€102k▲ 29.7%
Net result€21k-€2k▼ 91.2%€44k▲ 2,295%€42k▼ 5.8%€34k▼ 17.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.16M
Fixed assets
€787k▼ 2.0%
Current assets
€375k▼ 16.0%
Equity and liabilities €1.16M
Equity
€314k▲ 12.3%
Debt
€848k▼ 12.6%
The debt ratio falls from 77.6% to 72.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€120k▲
2024 · €113k
Cash flow
€53k▼
2024 · €77k
Solvency
27.1%▲
2024 · 22.4%
Current ratio
0.85=
2024 · 0.85
Quick ratio
0.85=
2024 · 0.85
Debt / equity
2.70▼
2024 · 3.46
ROE
11.0%▼
2024 · 15.0%
ROA
3.0%▼
2024 · 3.4%
Interest coverage
3.39▼
2024 · 3.87
Debt
€848k▼
2024 · €970k
Debt ≤ 1 year
€440k▼
2024 · €524k
Debt > 1 year
€408k▼
2024 · €446k
Income taxes
€32k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.25M€1.16M▼
Fixed assets21/28€803k€787k▼
Tangible fixed assets22/27€459k€443k▼
Land and buildings22€456k€441k▼
Furniture and vehicles24€3k€3k▼
Financial fixed assets28€344k€344k=
Current assets29/58€447k€375k▼
Amounts receivable within one year40/41€445k€374k▼
Trade receivables40€445k€374k▼
Cash at bank and in hand54/58€741-
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.25M€1.16M▼
Equity10/15€280k€314k▲
Contributions10/11€6k€6k=
Reserves13€100k€100k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€99k€99k=
Profit (loss) carried forward14€173k€208k▲
Amounts payable17/49€970k€848k▼
Amounts payable after more than one year17€446k€408k▼
Financial debts170/4€446k€408k▼
Amounts payable within one year42/48€524k€440k▼
Current portion of amounts payable after more than one year42€33k€36k▲
Financial debts43€9k€15k▲
Credit institutions430/8€9k€15k▲
Trade debts44€9k€21k▲
Suppliers440/4€9k€21k▲
Taxes, remuneration and social security45€59k€19k▼
Taxes450/3€59k€17k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€414k€349k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€19k▼
Other operating charges640/8€6k€12k▲
Gross operating margin9900€119k€132k▲
Operating profit (loss)9901€79k€102k▲
Financial income75/76B-€18
Recurring financial income75-€18
Financial charges65/66B€29k€35k▲
Recurring financial charges65€29k€35k▲
Profit (loss) for the period before taxes9903€49k€66k▲
Income taxes67/77€7k€32k▲
Profit (loss) for the period9904€42k€34k▼
Profit (loss) for the period to be appropriated9905€42k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€173k€208k▲
Profit (loss) brought forward from the previous period14P€131k€173k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 150 days late
2023
31-12
Financial
Highest result since 2018net €44k ▲2295%
Net result €44k, the highest in the series.
31-12
Financial
Equity above €200kEq €238k ▲23%
6 profitable years in a row build equity to €238k.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
31-12
Financial
Weakest financial yearnet €2k ▼91.2%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €170k ▲14.9%
3 profitable years in a row build equity to €170k.
29-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 151 days late
2019
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kanaalstraat 1A8020 OostkampGround area
1,453 m²
Building footprint
502 m²
Volume, LiDAR
1,825 m³
Parcel 31022I0019/00N000, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
COMS
since 20042.139.466.246
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022I0019/00N000 | Flanders | 1,453 m² | 1 · 502 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GROUP SIGMA
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MadeByTalents
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MARVIMMO
BE 0894.506.284
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Garju Pharma
BE 0782.512.361
Waregem · Eq €314k
ALBA CONSULTING
BE 0859.674.079
Koksijde · Eq €314k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 37,860 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-01-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
47400Retail sale of information and communication equipment
47410Retail trade
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.