COMREZA
ActiveSummary
COMREZA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €22k. Equity is growing by ~31.4% per year across the filed fiscal years. Its solvency ranks better than 47% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-2
Solvency78▼-22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 3.8 in 2024; short-term debt: 46.8% and cash: 54.4% of total assets), and 47% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53%
Return on assets
14.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-02-2026, 157 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
157 d early
2024
51 d early
2023
44 d early
2022
14 d early
2021
31 d early
2020
33 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▼ 21.1%
2024 · €101k
2019: €6k
2020: €265
2021: €26k
2022: €61k
2023: €80k
2024: €101k
2019 → 2025
Total assets
€151k▲ 13.7%
2024 · €132k
2019: €14k
2020: €18k
2021: €63k
2022: €97k
2023: €122k
2024: €132k
2019 → 2025
Net result
€22k▲ 1.4%
2024 · €21k
2019: €-6k
2020: €-6k
2021: €20k
2022: €36k
2023: €21k
2024: €21k
2019 → 2025
Working capital
€68k▼ 22.3%
2024 · €87k
2019: €4k
2020: €-969
2021: €28k
2022: €52k
2023: €77k
2024: €87k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€61k▲ 129%€80k▲ 31.6%€101k▲ 26.8%€80k▼ 21.1%
Operating result€23k-€51k▲ 121%€32k▼ 37.9%€30k▼ 6.8%€29k▼ 2.7%
Net result€20k-€36k▲ 79.0%€21k▼ 41.9%€21k▲ 3.0%€22k▲ 1.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €151k
Fixed assets
€12k ▼ 10.7%
Current assets
€138k ▲ 16.5%
Equity and liabilities €151k
Equity
€80k ▼ 21.1%
Debt
€71k ▲ 127%
Debt's share of the balance-sheet total rises from 23.6% to 47.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €33k
Cash flow
€26k▲
2024 · €25k
Current ratio
1.97▼
2024 · 3.80
Debt to equity
0.89▲
2024 · 0.31
ROE
27.2%▲
2024 · 21.1%
ROA
14.4%▼
2024 · 16.1%
Interest coverage
28.63▲
2024 · 14.10
Debt ≤ 1 year
€70k▲
2024 · €31k
Income taxes
€6k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€132k€151k▲
Fixed assets21/28€14k€12k▼
Tangible fixed assets22/27€14k€12k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€12k€11k▼
Current assets29/58€119k€138k▲
Amounts receivable after more than one year29€1k€565▼
Trade receivables290€1k€565▼
Amounts receivable within one year40/41€16k€52k▲
Trade receivables40€16k€48k▲
Other amounts receivable41€498€5k▲
Cash at bank and in hand54/58€99k€82k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€132k€151k▲
Equity10/15€101k€80k▼
Contributions10/11€19k€19k=
Reserves13€61k€61k=
Distributable reserves133€61k€61k=
Profit (loss) carried forward14€21k-
Amounts payable17/49€31k€71k▲
Amounts payable within one year42/48€31k€70k▲
Current portion of amounts payable after more than one year42€635-
Trade debts44€10k€8k▼
Suppliers440/4€10k€8k▼
Taxes, remuneration and social security45€15k€12k▼
Taxes450/3€13k€9k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€6k€50k▲
Accrued charges and deferred income492/3-€411
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€491€457▼
Gross operating margin9900€34k€34k▲
Operating profit (loss)9901€30k€29k▼
Financial income75/76B€129€304▲
Recurring financial income75€129€304▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€27k€28k▲
Income taxes67/77€6k€6k▲
Profit (loss) for the period9904€21k€22k▲
Profit (loss) for the period to be appropriated9905€21k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€43k▲
Profit (loss) brought forward from the previous period14P-€21k
Profit to be distributed694/7-€43k
Return on contributions (dividend)694-€43k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €101k ▲26.8%
4 profitable years in a row build equity to €101k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2019net €36k ▲79%
Operating result €51k, net result €36k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2019
Ground area
1,191 m²
Building footprint
161 m²
Volume, LiDAR
640 m³
Parcel 24085A0197/00G000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Comreza
since 20192.283.920.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24085A0197/00G000 | Flanders | 1,191 m² | 1 · 161 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 1,365 EUR awarded · 1,365 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 285 EUR | 285 EUR |
| 2022 | 1 | 1,080 EUR | 1,080 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,085 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.