COMPUTERS AND TECHNOLOGY
ActiveCOMPUTERS AND TECHNOLOGY has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €23k. Equity is shrinking by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 62% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+22
Solvency96▲+17
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 18.65 against 6.17 in 2024; short-term debt: 4.1% and cash: 27.3% of total assets), and 29.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.6%
Return on assets
13.3%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €122k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
5 d early
2022
10 d early
2021
2 d early
2020
78 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€122k▲ 23.2%
2024 · €99k
2019: €228k
2020: €228k
2021: €257k
2022: €170k
2023: €107k
2024: €99k
2019 → 2025
Total assets
€173k▼ 5.1%
2024 · €183k
2019: €238k
2020: €302k
2021: €277k
2022: €230k
2023: €195k
2024: €183k
2019 → 2025
Net result
€23k
2024 · €-8k
2019: €41k
2020: €55k
2021: €29k
2022: €-19k
2023: €-19k
2024: €-8k
2019 → 2025
Working capital
€125k▼ 13.6%
2024 · €144k
2019: €195k
2020: €166k
2021: €200k
2022: €172k
2023: €153k
2024: €144k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€257k-€170k▼ 33.8%€107k▼ 37.0%€99k▼ 7.3%€122k▲ 23.2%
Operating result€37k-€-33k€-19k▲ 43.9%€-8k▲ 56.5%€25k
Net result€29k-€-19k€-19k▲ 1.8%€-8k▲ 59.0%€23k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €25k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets
€42k▲ 287%
Current assets
€132k▼ 23.5%
Equity and liabilities €173k
Equity
€122k▲ 23.2%
Debt
€51k▼ 38.8%
The debt ratio falls from 45.6% to 29.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▲
2024 · €4k
Cash flow
€37k▲
2024 · €4k
Solvency
70.6%▲
2024 · 54.4%
Current ratio
18.65▲
2024 · 6.17
Quick ratio
18.65▲
2024 · 6.17
Debt / equity
0.42▼
2024 · 0.84
ROE
18.8%▲
2024 · -7.9%
ROA
13.3%▲
2024 · -4.3%
Interest coverage
53.67▲
2024 · 12.45
Debt
€51k▼
2024 · €83k
Debt ≤ 1 year
€7k▼
2024 · €28k
Debt > 1 year
€41k▼
2024 · €53k
Income taxes
€2k▲
2024 · €129
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€183k€173k▼
Fixed assets21/28€11k€42k▲
Tangible fixed assets22/27€11k€42k▲
Land and buildings22€170-
Plant, machinery and equipment23€1k€574▼
Furniture and vehicles24€9k€41k▲
Current assets29/58€172k€132k▼
Amounts receivable within one year40/41€60k€23k▼
Trade receivables40€56k€22k▼
Other amounts receivable41€3k€641▼
Current investments50/53€99k€59k▼
Cash at bank and in hand54/58€11k€47k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€183k€173k▼
Equity10/15€99k€122k▲
Contributions10/11€40k€40k=
Reserves13€106k€129k▲
Distributable reserves133€106k€129k▲
Profit (loss) carried forward14€-46k€-46k=
Amounts payable17/49€83k€51k▼
Amounts payable after more than one year17€53k€41k▼
Financial debts170/4€53k€41k▼
Amounts payable within one year42/48€28k€7k▼
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€3k€3k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€20k-
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k▲
Other operating charges640/8€793€733▼
Non-recurring operating charges66A€615-
Gross operating margin9900€5k€39k▲
Operating profit (loss)9901€-8k€25k▲
Financial income75/76B€802€1k▲
Recurring financial income75€802€1k▲
Financial charges65/66B€323€722▲
Recurring financial charges65€323€722▲
Profit (loss) for the period before taxes9903€-8k€25k▲
Income taxes67/77€129€2k▲
Profit (loss) for the period9904€-8k€23k▲
Profit (loss) for the period to be appropriated9905€-8k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€-23k▲
Profit (loss) brought forward from the previous period14P€-38k€-46k▼
Transfer to equity691/2-€23k
To other reserves6921-€23k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €23k
Net result €23k after 3 loss-making years.
30-09
Financial
Liquidity triplescurrent ratio 18.65
Current ratio from 6.17 to 18.65; short-term debt falls from €28k to €7k.
30-09
Financial
Equity above €100kEq €122k ▲23.2%
Equity rises from €99k to €122k.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-19k ▼167%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity quadruplescurrent ratio 12.98
Current ratio from 3.29 to 12.98; short-term debt falls from €73k to €17k.
2020
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 78 days late
31-01
Financial
Highest result since 2019net €55k ▲33.3%
Operating result €71k, net result €55k, both a record.
2019
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 362 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maarkedal · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ellestraat 149680 MaarkedalGround area
1,683 m²
Building footprint
166 m²
Volume, LiDAR
921 m³
Parcel 45011B0072/00C000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Computech
since 20142.226.809.697
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45011B0072/00C000 | Flanders | 1,683 m² | 1 · 166 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 82 EUR awarded · 82 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 82 EUR | 82 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,471 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2014
Fiscal year end30-09
Abbreviation NL
Computech
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.