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COMPUTER MODELING AND ENGINEERING

Active
Private limited company (pre-2019)founded 200323 yrs activeJasmijnstraat 9, 3660 Oudsbergen, BelgiumKBO/BCE: BE 0480.679.144

COMPUTER MODELING AND ENGINEERING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €11k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 9289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
93 / 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+23
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.44 against 9.76 in 2024), and 13.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
86.3%
Return on assets
8.9%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
24 d early
2023
8 d early
2022
6 d early
2021
31 d early
2020
31 d late
2019
7 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
08-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€104k▲ 11.5%
2024 · €93k
2018: €71k 2019: €73k 2020: €77k 2021: €81k 2022: €84k 2023: €88k 2024: €93k
2018 → 2025
Total assets
€121k▲ 22.3%
2024 · €99k
2018: €75k 2019: €80k 2020: €84k 2021: €85k 2022: €88k 2023: €91k 2024: €99k
2018 → 2025
Net result
€11k▲ 103%
2024 · €5k
2018: €2k 2019: €2k 2020: €4k 2021: €4k 2022: €3k 2023: €4k 2024: €5k
2018 → 2025
Working capital
€57k▲ 23.1%
2024 · €46k
2018: €24k 2019: €26k 2020: €30k 2021: €33k 2022: €37k 2023: €41k 2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€81k-€84k▲ 4.2%€88k▲ 5.1%€93k▲ 6.0%€104k▲ 11.5%
Operating result€5k-€6k▲ 1.4%€7k▲ 20.1%€8k▲ 22.2%€15k▲ 89.6%
Net result€4k-€3k▼ 8.5%€4k▲ 27.2%€5k▲ 23.3%€11k▲ 103%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5k€10k€15kOperating result 2021: €5k€5kNet result 2021: €4k€4kOperating result 2022: €6k€6kNet result 2022: €3k€3kOperating result 2023: €7k€7kNet result 2023: €4k€4kOperating result 2024: €8k€8kNet result 2024: €5k€5kOperating result 2025: €15k€15kNet result 2025: €11k€11k20212022202320242025
The operating result has risen four years in a row; 2025 is 90% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets €47k=
Current assets €74k▲ 42.7%
Equity and liabilities €121k
Equity €104k▲ 11.5%
Debt €17k▲ 214%
The debt ratio rises from 5.4% to 13.7%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
Solvency
86.3%
2024 · 94.6%
Current ratio
4.44
2024 · 9.76
Quick ratio
4.44
2024 · 9.76
Debt / equity
0.16
2024 · 0.06
ROE
10.3%
2024 · 5.6%
ROA
8.9%
2024 · 5.3%
Debt
€17k
2024 · €5k
Debt ≤ 1 year
€17k
2024 · €5k
Income taxes
€5k
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€99k€121k
Fixed assets21/28€47k€47k=
Tangible fixed assets22/27€47k€47k=
Land and buildings22€47k€47k=
Current assets29/58€52k€74k
Amounts receivable within one year40/41€2k€21k
Trade receivables40-€18k
Other amounts receivable41€2k€3k
Cash at bank and in hand54/58€50k€42k
Deferred charges and accrued income490/1-€10k
Equity and liabilities
Total equity and liabilities10/49€99k€121k
Equity10/15€93k€104k
Contributions10/11€66k€66k=
Reserves13€28k€38k
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Distributable reserves133€21k€32k
Amounts payable17/49€5k€17k
Amounts payable within one year42/48€5k€17k
Trade debts44€2k€6k
Suppliers440/4€2k€6k
Taxes, remuneration and social security45€3k€10k
Taxes450/3€3k€10k
Income statement Code20242025
Other operating charges640/8€518€598
Gross operating margin9900€9k€16k
Operating profit (loss)9901€8k€15k
Financial income75/76B€172€426
Recurring financial income75€172€426
Financial charges65/66B€124€484
Recurring financial charges65€124€484
Profit (loss) for the period before taxes9903€8k€15k
Income taxes67/77€3k€5k
Profit (loss) for the period9904€5k€11k
Profit (loss) for the period to be appropriated9905€5k€11k
Appropriation of the result
Profit (loss) to be appropriated9906€5k€11k
Transfer to equity691/2€5k€11k
To other reserves6921€5k€11k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Highest result since 2018net €11k ▲103%
Operating result €15k, net result €11k, both a record.
31-12
Financial Equity above €100kEq €104k ▲11.5%
8 profitable years in a row build equity to €104k.
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
24-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2003
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Jasmijnstraat 93660 Oudsbergen
Ground area
1,269 m²
Building footprint
225 m²
Parcel 71562B0904/00W047, Flanders. Linked by address, not a title deed.
1 establishment unit
C.M.E. BVBA
Jasmijnstraat 9, 3660 OudsbergenNACE 7420302
since 20032.132.419.690
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71562B0904/00W047 Flanders 1,269 m² 1 · 225 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,492 companies in sector 71121 we hold annual accounts for 6,515. 5,190 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded06-06-2003
Fiscal year end31-12
Abbreviation NL C.M.E.
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.