Computer Advies Team
ActiveComputer Advies Team has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €-758. Equity is shrinking by ~8% per year across the filed fiscal years. Its solvency ranks better than 81% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▲+6
Solvency100▲+23
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.07 against 22.46 in 2024; short-term debt: 23.1% and cash: 69.8% of total assets), and 23.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.9%
Return on assets
-1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-758
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
31 d late
2022
107 d late
2021
31 d late
2020
31 d late
2019
121 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€26k
EBIT margin
-37.2%
Net result
€-758▲ 86.4%
2024 · €-6k
2018: €6k
2019: €-16k
2020: €-10k
2021: €-7k
2022: €-6k
2023: €-3k
2024: €-6k
2018 → 2025
Working capital
€56k▼ 48.1%
2024 · €107k
2018: €87k
2019: €76k
2020: €73k
2021: €70k
2022: €119k
2023: €116k
2024: €107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€70k▼ 8.0%€66k▼ 4.5%€61k▼ 8.4%€60k▼ 1.2%
Operating result€-6k-€-6k▲ 13.7%€-3k▲ 53.3%€-5k▼ 98.6%€-392▲ 92.3%
Net result€-7k-€-6k▲ 14.0%€-3k▲ 47.8%€-6k▼ 76.9%€-758▲ 86.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €392 in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€5k▼ 9.9%
Current assets
€74k▼ 34.3%
Equity and liabilities €78k
Equity
€60k▼ 1.2%
Debt
€18k▼ 67.8%
The debt ratio falls from 48.0% to 23.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€46▲
2024 · €-5k
Cash flow
€-321▲
2024 · €-5k
Solvency
76.9%▲
2024 · 52.0%
Current ratio
4.07▼
2024 · 22.46
Quick ratio
4.07▼
2024 · 22.46
Debt / equity
0.30▼
2024 · 0.92
ROE
-1.3%▲
2024 · -9.2%
ROA
-1.0%▲
2024 · -4.8%
Interest coverage
0.13▲
2024 · -13.95
Debt
€18k▼
2024 · €56k
Debt ≤ 1 year
€18k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€78k▼
Fixed assets21/28€5k€5k▼
Tangible fixed assets22/27€5k€5k▼
Land and buildings22€5k€5k▼
Current assets29/58€112k€74k▼
Amounts receivable within one year40/41€10k€19k▲
Trade receivables40€10k€19k▲
Cash at bank and in hand54/58€102k€55k▼
Equity and liabilities
Total equity and liabilities10/49€117k€78k▼
Equity10/15€61k€60k▼
Contributions10/11€19k€19k=
Capital10-€19k
Issued capital100-€19k
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130-€2k
Other1319€2k-
Profit (loss) carried forward14€40k€40k▼
Amounts payable17/49€56k€18k▼
Amounts payable within one year42/48€5k€18k▲
Trade debts44-€681
Suppliers440/4-€681
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€2k€13k▲
Accrued charges and deferred income492/3€51k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€486€438▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-3k€2k▲
Operating profit (loss)9901€-5k€-392▲
Financial charges65/66B€331€367▲
Recurring financial charges65€331€367▲
Profit (loss) for the period before taxes9903€-5k€-758▲
Income taxes67/77€155-
Profit (loss) for the period9904€-6k€-758▲
Profit (loss) for the period to be appropriated9905€-6k€-758▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€40k▼
Profit (loss) brought forward from the previous period14P€46k€40k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
15-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 107 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 121 days late
2019
31-12
Financial
Weakest financial yearnet €-16k ▼357%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 15.69
Current ratio from 3.28 to 15.69; short-term debt falls from €38k to €5k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 118 days late
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
02-12-2022
Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zevenbergenlaan 162660 AntwerpenGround area
169 m²
Building footprint
70 m²
Parcel 11382A0432/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
COMPUTER ADVIES TEAM
since 19832.023.061.395
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11382A0432/00E000 | Flanders | 169 m² | 1 · 70 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COMPU IEPER
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MEC² - TFT
BE 0889.494.948
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Alycon
BE 0764.436.016
Overijse · Eq €60k
ICÔN INTERNATIONAL BENELUX
BE 0444.443.805
Liège · Eq €60k
VODATEL
BE 0841.901.701
Crisnée · Eq €60k
Of 2,124 companies in sector 46500 we hold annual accounts for 1,404. 935 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-10-1983
Fiscal year end31-12
Abbreviation NL
C.A.T.
Activities, NACEBEL
46500Wholesale of information and communication equipment
46660Wholesale trade
51850
Sources
Crossroads Bank for EnterprisesNational Bank · 42 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.