COMPU - TRADE
ActiveCOMPU - TRADE has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €284k and a net result of €14k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 42% of 7932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71=
Solvency62▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.34 in 2024; short-term debt: 50.3% and cash: 35% of total assets), and 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.6%
Return on assets
1.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
19 d late
2023
90 d late
2022
29 d late
2021
29 d late
2020
25 d late
2019
33 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€284k▲ 2.9%
2024 · €276k
2018: €118k
2019: €124k
2020: €209k
2021: €259k
2022: €264k
2023: €266k
2024: €276k
2018 → 2025
Total assets
€777k▲ 11.4%
2024 · €697k
2018: €566k
2019: €648k
2020: €690k
2021: €699k
2022: €735k
2023: €679k
2024: €697k
2018 → 2025
Net result
€14k▲ 12.8%
2024 · €12k
2018: €6k
2019: €14k
2020: €94k
2021: €58k
2022: €15k
2023: €2k
2024: €12k
2018 → 2025
Working capital
€136k▲ 6.9%
2024 · €127k
2018: €-11k
2019: €18k
2020: €66k
2021: €126k
2022: €113k
2023: €117k
2024: €127k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€259k-€264k▲ 1.9%€266k▲ 0.9%€276k▲ 3.7%€284k▲ 2.9%
Operating result€80k-€27k▼ 65.7%€13k▼ 51.6%€23k▲ 70.2%€23k▲ 3.1%
Net result€58k-€15k▼ 74.0%€2k▼ 84.1%€12k▲ 420%€14k▲ 12.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €777k
Fixed assets
€250k▲ 27.6%
Current assets
€526k▲ 5.1%
Equity and liabilities €777k
Equity
€284k▲ 2.9%
Debt
€493k▲ 17.1%
The debt ratio rises from 60.4% to 63.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€91k▲
2024 · €78k
Cash flow
€81k▲
2024 · €68k
Solvency
36.6%▼
2024 · 39.6%
Current ratio
1.35▲
2024 · 1.34
Quick ratio
0.84▼
2024 · 0.98
Debt / equity
1.73▲
2024 · 1.52
ROE
4.9%▲
2024 · 4.5%
ROA
1.8%▲
2024 · 1.8%
Interest coverage
11.03▼
2024 · 13.19
Debt
€493k▲
2024 · €421k
Debt ≤ 1 year
€391k▲
2024 · €374k
Debt > 1 year
€95k▲
2024 · €40k
Income taxes
€2k▼
2024 · €5k
Staff costs
€226k▲
2024 · €221k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€697k€777k▲
Fixed assets21/28€196k€250k▲
Intangible fixed assets21€12k€9k▼
Tangible fixed assets22/27€185k€242k▲
Land and buildings22€85k€64k▼
Plant, machinery and equipment23€26k€26k▼
Furniture and vehicles24€74k€151k▲
Current assets29/58€501k€526k▲
Stocks and contracts in progress3€136k€197k▲
Stocks30/36€136k€197k▲
Amounts receivable within one year40/41€124k€40k▼
Trade receivables40€33k€32k▼
Other amounts receivable41€91k€8k▼
Cash at bank and in hand54/58€240k€272k▲
Deferred charges and accrued income490/1€1k€17k▲
Equity and liabilities
Total equity and liabilities10/49€697k€777k▲
Equity10/15€276k€284k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€256k€264k▲
Amounts payable17/49€421k€493k▲
Amounts payable after more than one year17€40k€95k▲
Financial debts170/4€40k€95k▲
Amounts payable within one year42/48€374k€391k▲
Current portion of amounts payable after more than one year42€51k€64k▲
Trade debts44€256k€256k▼
Suppliers440/4€256k€256k▼
Advances received on contracts in progress46€4k€4k▼
Taxes, remuneration and social security45€60k€67k▲
Taxes450/3€17k€10k▼
Remuneration and social security454/9€44k€57k▲
Other amounts payable47/48€3k-
Accrued charges and deferred income492/3€7k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€221k€226k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€67k▲
Other operating charges640/8€6k€8k▲
Gross operating margin9900€305k€325k▲
Operating profit (loss)9901€23k€23k▲
Financial income75/76B€769€976▲
Recurring financial income75€769€976▲
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€17k€16k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€12k€14k▲
Profit (loss) for the period to be appropriated9905€12k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€258k€270k▲
Profit (loss) brought forward from the previous period14P€246k€256k▲
Profit to be distributed694/7€3k€6k▲
Employees696€3k€6k▲
Social balance
Average headcount (FTE)90875.25.0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 19 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 90 days late
2023
31-12
Financial
Weakest financial yearnet €2k ▼84.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
31-12
Financial
Highest result since 2018net €94k ▲592%
Operating result €131k, net result €94k, both a record.
31-12
Financial
Equity above €200kEq €209k ▲67.9%
3 profitable years in a row build equity to €209k.
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 33 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 3 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint Janstraat 1121785 MerchtemGround area
699 m²
Building footprint
229 m²
Volume, LiDAR
1,715 m³
Parcel 23602H0474/00C002, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
COMPU-TRADE BVBA
since 19982.089.593.497
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23602H0474/00C002 | Flanders | 699 m² | 1 · 229 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 5 entries · 4,000 EUR awarded · 4,792 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,000 EUR | 1,000 EUR |
| 2023 | 2 | 500 EUR | 1,292 EUR |
| 2022 | 2 | 2,500 EUR | 2,500 EUR |
Schemes
Hinderpremie bij openbare werken
Stagebonus (stopgezet)
Premie kwalificerend werkplekleren
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
2 endedSimilar companies · same sector, comparable size
MINIMOTOR
BE 0471.637.457
Herentals · Eq €284k
INDUSTRIAL PRODUCTS AND PNEUMATICS
BE 0441.019.111
Antwerpen · Eq €285k
Brands BeLux
BE 0469.194.641
Antwerpen · Eq €283k
COMAR BENELUX
BE 0442.451.147
Kluisbergen · Eq €283k
HELPELEK
BE 0898.355.107
Sint-Lambrechts-Woluwe · Eq €286k
Of 1,246 companies in sector 46643 we hold annual accounts for 954. 705 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-1998
Fiscal year end31-12
Activities, NACEBEL
46643Wholesale of electrical equipment, including installation materials
47400Retail sale of information and communication equipment
47410Retail trade
52487
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.