COMPU - TECH BENELUX
ActiveSummary
COMPU - TECH BENELUX has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €153,214 and a net result of -€18,703. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability4▼-56
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 96.35; short-term debt: 0.6% and cash: 54.4% of total assets), and 0.6% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€18,703
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
on the day
2022
5 d early
2021
4 d early
2020
1 d early
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€153,214▼ 10.9%
2024 · €171,916
Total assets
€154,213▼ 10.6%
2024 · €172,537
Net result
-€18,703▼ 60.8%
2024 · -€11,631
Working capital
€95,300▼ 11.5%
2024 · €107,706
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€13,528▼ 60.9%-€9,708▲ 28.2%-€9,513▲ 2.0%-€11,819▼ 24.2%-€20,211▼ 71.0%
Net result-€19,069below the sector's middle half▼ 75.6%-€9,871below the sector's middle half▲ 48.2%-€9,567within the sector's middle half▲ 3.1%-€11,631below the sector's middle half▼ 21.6%-€18,703below the sector's middle half▼ 60.8%
Equity€202,984within the sector's middle half▼ 8.6%€193,114within the sector's middle half▼ 4.9%€183,547within the sector's middle half▼ 5.0%€171,916within the sector's middle half▼ 6.3%€153,214within the sector's middle half▼ 10.9%
Total assets€221,421within the sector's middle half▼ 22.5%€199,904within the sector's middle half▼ 9.7%€184,688within the sector's middle half▼ 7.6%€172,537within the sector's middle half▼ 6.6%€154,213within the sector's middle half▼ 10.6%
Debt€18,437▼ 71.0%€6,790▼ 63.2%€1,141▼ 83.2%€621▼ 45.6%€999▲ 61.0%
Working capital€100,685within the sector's middle half▼ 33.9%€103,511within the sector's middle half▲ 2.8%€106,640within the sector's middle half▲ 3.0%€107,706within the sector's middle half▲ 1.0%€95,300within the sector's middle half▼ 11.5%
Solvency91.7%above the sector's middle half▲ 14.0pp96.6%above the sector's middle half▲ 4.9pp99.4%above the sector's middle half▲ 2.8pp99.6%above the sector's middle half▲ 0.3pp99.4%above the sector's middle half▼ 0.3pp
Current ratio6.46above the sector's middle half▼ 2.9616.24above the sector's middle half▲ 9.7894.43above the sector's middle half▲ 78.1996.35above the sector's middle half
Return on assets (ROA)-8.6%below the sector's middle half▼ 4.8pp-4.9%below the sector's middle half▲ 3.7pp-5.2%below the sector's middle half▼ 0.2pp-6.7%below the sector's middle half▼ 1.6pp-12.1%below the sector's middle half▼ 5.4pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €20,211 in 2025 against €11,819 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154,213
Fixed assets
€57,914 ▼ 9.8%
Current assets
€96,299 ▼ 11.1%
Equity and liabilities €154,213
Equity
€153,214 ▼ 10.9%
Debt
€999 ▲ 61.0%
Debt's share of the balance-sheet total rises from 0.4% to 0.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€13,914▼
2024 · €878
Cash flow
-€12,406▼
2024 · €1,066
Debt to equity
0.01▲
2024 · 0.00
ROE
-12.2%▼
2024 · -6.8%
Interest coverage
-154.38▼
2024 · 16.25
Debt ≤ 1 year
€999▲
2024 · €621
Income taxes
€179▼
2024 · €196
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,834 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.7%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,834 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,120 | €12,696 | €12,696 | €12,696 | €6,296 | ▼ 50.4% |
| Other operating charges640/8 | €1,575 | €1,207 | €2,497 | €2,594 | €2,826 | ▲ 8.9% |
| Gross operating margin9900 | €1,168 | €4,195 | €5,680 | €3,472 | -€11,088 | ▼ 419% |
| Operating profit (loss)9901 | -€13,528 | -€9,708 | -€9,513 | -€11,819 | -€20,211 | ▼ 71.0% |
| Financial income75/76B | €9 | €139 | €234 | €438 | €1,777 | ▲ 306% |
| Recurring financial income75 | €9 | €139 | €234 | €438 | €1,777 | ▲ 306% |
| Financial charges65/66B | €410 | €66 | €66 | €54 | €90 | ▲ 66.9% |
| Recurring financial charges65 | €410 | €66 | €66 | €54 | €90 | ▲ 66.9% |
| Profit (loss) for the period before taxes9903 | -€13,929 | -€9,635 | -€9,345 | -€11,435 | -€18,523 | ▼ 62.0% |
| Income taxes67/77 | €5,140 | €236 | €221 | €196 | €179 | ▼ 8.4% |
| Profit (loss) for the period9904 | -€19,069 | -€9,871 | -€9,567 | -€11,631 | -€18,703 | ▼ 60.8% |
| Transfer from tax-exempt reserves789 | €30,135 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €11,066 | -€9,871 | -€9,567 | -€11,631 | -€18,703 | ▼ 60.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €221,421 | €199,904 | €184,688 | €172,537 | €154,213 | ▼ 10.6% |
| Fixed assets21/28 | €102,299 | €89,603 | €76,907 | €64,211 | €57,914 | ▼ 9.8% |
| Tangible fixed assets22/27 | €102,299 | €89,603 | €76,907 | €64,211 | €57,914 | ▼ 9.8% |
| Land and buildings22 | €102,299 | €89,603 | €76,907 | €64,211 | €57,914 | ▼ 9.8% |
| Plant, machinery and equipment23 | €0 | €0 | €0 | €0 | €0 | - |
| Furniture and vehicles24 | €0 | €0 | €0 | €0 | €0 | - |
| Current assets29/58 | €119,122 | €110,301 | €107,782 | €108,327 | €96,299 | ▼ 11.1% |
| Amounts receivable within one year40/41 | €12,847 | €4,410 | €6,429 | €9,364 | €11,322 | ▲ 20.9% |
| Trade receivables40 | €12,520 | €703 | €1,301 | - | €1,410 | - |
| Other amounts receivable41 | €327 | €3,707 | €5,128 | €9,364 | €9,912 | ▲ 5.9% |
| Cash at bank and in hand54/58 | €104,461 | €104,787 | €100,201 | €96,545 | €83,936 | ▼ 13.1% |
| Deferred charges and accrued income490/1 | €1,814 | €1,103 | €1,151 | €2,417 | €1,041 | ▼ 56.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €221,421 | €199,904 | €184,688 | €172,537 | €154,213 | ▼ 10.6% |
| Equity10/15 | €202,984 | €193,114 | €183,547 | €171,916 | €153,214 | ▼ 10.9% |
| Contributions10/11 | €153,600 | €153,600 | €153,600 | €153,600 | €153,600 | = |
| Reserves13 | €83,410 | €83,410 | €83,410 | €83,410 | €83,410 | = |
| Non-distributable reserves130/1 | €15,360 | €15,360 | €15,360 | €15,360 | €15,360 | = |
| Reserves not available under the articles1311 | €15,360 | €15,360 | €15,360 | €15,360 | €15,360 | = |
| Distributable reserves133 | €68,050 | €68,050 | €68,050 | €68,050 | €68,050 | = |
| Profit (loss) carried forward14 | -€34,026 | -€43,896 | -€53,463 | -€65,094 | -€83,796 | ▼ 28.7% |
| Amounts payable17/49 | €18,437 | €6,790 | €1,141 | €621 | €999 | ▲ 61.0% |
| Amounts payable within one year42/48 | €18,437 | €6,790 | €1,141 | €621 | €999 | ▲ 61.0% |
| Trade debts44 | €12,713 | €1,388 | €684 | €621 | €999 | ▲ 61.0% |
| Suppliers440/4 | €12,713 | €1,388 | €684 | €621 | €999 | ▲ 61.0% |
| Taxes, remuneration and social security45 | €5,724 | €5,403 | €457 | - | - | - |
| Taxes450/3 | €5,724 | €5,403 | €457 | - | - | - |
| Other amounts payable47/48 | €0 | €0 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€19,069 | -€9,871 | -€9,567 | -€11,631 | -€18,703 | ▼ 60.8% |
| + Depreciation and write-downs630 | €13,120 | €12,696 | €12,696 | €12,696 | €6,296 | ▼ 50.4% |
| Operating cash flow (approximation) | -€5,949 | €2,826 | €3,130 | €1,066 | -€12,406 | ▼ 1,264% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €327 | -€4,586 | -€3,656 | -€12,609 | ▼ 245% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 6current ratio 94.43
Current ratio from 16.24 to 94.43; short-term debt falls from €6,790 to €1,141.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 16.24
Current ratio from 6.46 to 16.24; short-term debt falls from €18,437 to €6,790.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€19,069
Net result drops to -€19,069, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2003
Ground area
2,091 m²
Building footprint
402 m²
Volume, LiDAR
1,563 m³
2 parcels, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
COMPU-TECH BENELUX
since 20032.126.603.452
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352B0053/00V003 | Flanders | 1,911 m² | 1 · 234 m² | 6.8 m · 1 fl. |
| 71352D0879/00Z007 | Flanders | 180 m² | 1 · 168 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,040 companies in this sector we hold annual accounts for 6,007. 4,128 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded26-03-2003
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479853258
Also
9925:BE0479853258
Registered
23-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.