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Comptez sur moi

Active
Rue de la Houssière 27 ·1435 Mont-Saint-Guibert, Belgium
Open bankruptcy
KBO/BCE: BE 0764.971.989
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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for Comptez sur moi according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €22k and a net result of €10k.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

1 events
15-10-2025
Bankruptcy Opening
Date: 09-10-2025 · Tribunal de l’entreprise du Brabant wallon · COMPTEZ SUR MOI SRL RUE DE LA HOUSSIERE 27 B, 1435 MONT-SAINT-GUIBERT · Publications in State Gazette ↗

Signals

Insufficient current data: the most recent filed accounts (financial year 2022) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 09-10-2023, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2022, that is 31-07-2023.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 nothing on record not filed -
31-12-2022 31-07-2023 09-10-2023 70 d late 2023-00487018
31-12-2021 31-07-2022 17-10-2022 78 d late 2022-20469585

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€10k+44.9%
Working capital€10k
Directors1

Annual accounts & ratios

Source: NBB · 2022
Annual accounts filed on 09-10-2023 with the NBB · fiscal year 2022 · micro
€0€5k€10k€15kOperating result 2021: €9k€9kNet result 2021: €7k€7kOperating result 2022: €16k€16kNet result 2022: €10k€10k20212022
Operating resultNet result
Sector comparison
Fiscal year 2022 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 36.9% 36.4%
better than 51% of 6533 sector peers
Net result €10k €12k
better than 45% of 6518 sector peers
Equity €22k €26k
better than 44% of 6539 sector peers
Gross operating margin €22k €32k
better than 38% of 6512 sector peers
Total assets €60k €86k
better than 36% of 6534 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€22k
+55.4% 21-22
Net profit
€10k
+44.9% 21-22
Cash flow
€16k
+38.4% 21-22
Total assets
€60k
+57.4% 21-22
Equity
€22k
+84.3% 21-22
Working capital
€10k
- 21-22
Income taxes
€4k
+83.3% 21-22
Debt
€38k
+45.1% 21-22
Debt ≤ 1y
€30k
+135.2% 21-22
Debt > 1y
€7k
-44.2% 21-22
Current ratio
1.34
+33.7% 21-22
Quick ratio
1.34
+33.7% 21-22
Solvency
36.9%
+17.1% 21-22
Debt / equity
1.71
-21.3% 21-22
ROE
45.7%
-21.4% 21-22
ROA
16.9%
-7.9% 21-22
Interest coverage
8.46
-66.5% 21-22
Figures by fiscal year
Fiscal year2022
Depositmicro
Revenue-
EBITDA€22k
Net profit€10k
Cash flow€16k
Staff costs-
Income taxes€4k
Dividends-
Total assets€60k
Equity€22k
Debt€38k
of which ≤ 1y€30k
of which > 1y€7k
Working capital€10k
Employees (FTE)-
Ratios (computed)
2022
Current ratio1.34
Quick ratio1.34
Working capital ratio17.1%
Solvency36.9%
Debt / equity1.71
Long-term debt ratio0.33
Interest coverage8.46
Gross margin-
Net margin-
ROA16.9%
ROE45.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€60k
Fixed assets 21/28€19k
Tangible fixed assets 22/27€19k
Current assets 29/58€41k
Amounts receivable within one year 40/41€28k
Cash & bank 54/58€58
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€60k
Equity 10/15€22k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€17k
Amounts payable 17/49€38k
Amounts payable after one year 17€7k
Amounts payable within one year 42/48€30k
Trade debts payable within one year 44€14k
Income statement
Gross operating margin 9900€22k
Operating result 9901€16k
Financial income 75€467
Financial charges 65€3k
Result before taxes 9903€14k
Income taxes 67/77€4k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2022 · computed
24 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

1 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator ANTOINE BRAUN
VIEUX CHEMIN DU POETE 11, 1301 BIERGES
09-10-2025 → present Belgian State Gazette

Legal Structure

NACE primary Overige werkzaamheden in verband met de afwerking van gebouwen(43350)
Legal form Private limited company(610)
Incorporation12-03-2021
StatusActive
Postal code1435
First BS signal 15-10-2025
Latest BS signal 15-10-2025

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Houssière 271435 Mont-Saint-Guibert

Establishment units

1 location
Comptez sur moi
Rue de la Houssière 27, 1435 Mont-Saint-GuibertIsolatiewerkzaamheden
since 20212.323.237.003
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,249 m²
Buildings1
Building footprint108 m²
Volume (LiDAR)781 m³
Tallest building9.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25040C0047/00C000 Wallonia 1,249 m² 1 · 108 m² 9.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
15-10-2025
Bankruptcy Opening
Date: 09-10-2025 · Tribunal de l’entreprise du Brabant wallon · COMPTEZ SUR MOI SRL RUE DE LA HOUSSIERE 27 B, 1435 MONT-SAINT-GUIBERT · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-10-15 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health24Profitability100Solvency65Growth78Stability0
53 / 100

Mixed profile: strong on profitability, weaker on stability.

All 5 axes are computed from data Checked has read.

Health 24
Profitability 100
Solvency 65
Growth 78
Stability 0

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige werkzaamheden in verband met de afwerking van gebouwen43390Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Carrosserieherstelling45204Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311Carrosserieherstelling (inclusief spuiten en verven)95314
Primary activity highlighted.
Names & trade names
Legal nameFR Comptez sur moi
Registered office
Rue de la Houssière 27 bus B
1435 Mont-Saint-Guibert, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.