Comptamax
ActiveSummary
Comptamax has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €181,492 and a net result of €20,024. Equity is growing by ~18.6% per year across the filed fiscal years. Its solvency ranks better than 62% of 3337 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-9
Solvency83▼-17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 2.56 against 3.08 in 2024; short-term debt: 29.1% and cash: 36.9% of total assets), and 41.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.3%
Return on assets
6.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
20 d late
2023
24 d late
2022
28 d late
2021
25 d late
2020
23 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€181,492▲ 2.3%
2024 · €177,468
Total assets
€311,315▲ 35.9%
2024 · €229,118
Net result
€20,024▼ 37.0%
2024 · €31,785
Working capital
€141,575▲ 31.6%
2024 · €107,557
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€47,632▲ 112%€48,683▲ 2.2%€40,007▼ 17.8%€47,457▲ 18.6%€41,119▼ 13.4%
Net result€31,130within the sector's middle half▲ 86.7%€35,179within the sector's middle half▲ 13.0%€26,364within the sector's middle half▼ 25.1%€31,785within the sector's middle half▲ 20.6%€20,024below the sector's middle half▼ 37.0%
Equity€104,140within the sector's middle half▲ 42.6%€119,319within the sector's middle half▲ 14.6%€145,683within the sector's middle half▲ 22.1%€177,468within the sector's middle half▲ 21.8%€181,492within the sector's middle half▲ 2.3%
Total assets€177,168within the sector's middle half▲ 6.5%€192,548within the sector's middle half▲ 8.7%€199,843within the sector's middle half▲ 3.8%€229,118within the sector's middle half▲ 14.6%€311,315below the sector's middle half▲ 35.9%
Debt€73,028▼ 21.7%€73,229▲ 0.3%€54,159▼ 26.0%€51,650▼ 4.6%€91,658▲ 77.5%
Working capital€32,062within the sector's middle half€43,054within the sector's middle half▲ 34.3%€75,711within the sector's middle half▲ 75.9%€107,557within the sector's middle half▲ 42.1%€141,575within the sector's middle half▲ 31.6%
Solvency58.8%within the sector's middle half▲ 14.9pp62.0%within the sector's middle half▲ 3.2pp72.9%within the sector's middle half▲ 10.9pp77.5%within the sector's middle half▲ 4.6pp58.3%within the sector's middle half▼ 19.2pp
Current ratio1.44within the sector's middle half▲ 0.491.59within the sector's middle half▲ 0.152.40within the sector's middle half▲ 0.813.08within the sector's middle half▲ 0.682.56within the sector's middle half▼ 0.52
Return on assets (ROA)17.6%within the sector's middle half▲ 7.5pp18.3%within the sector's middle half▲ 0.7pp13.2%within the sector's middle half▼ 5.1pp13.9%within the sector's middle half▲ 0.7pp6.4%within the sector's middle half▼ 7.4pp
Staff (FTE)2.3▲ 9.5%2.3=2▼ 13.0%2=2.9within the sector's middle half▲ 45.0%
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311,315
Fixed assets
€79,272 ▲ 13.4%
Current assets
€232,043 ▲ 45.7%
Equity and liabilities €311,315
Equity
€181,492 ▲ 2.3%
Provisions
€38,166
Debt
€91,658 ▲ 77.5%
Debt's share of the balance-sheet total rises from 22.5% to 29.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52,178▼
2024 · €54,308
Cash flow
€31,083▼
2024 · €38,635
Debt to equity
0.51▲
2024 · 0.29
ROE
11.0%▼
2024 · 17.9%
Interest coverage
21.59▲
2024 · 21.49
Debt ≤ 1 year
€90,468▲
2024 · €51,650
Income taxes
€18,927▲
2024 · €13,361
Staff costs
€144,260▲
2024 · €104,211
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,370 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,370 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €100,065 | €107,971 | €98,599 | €104,211 | €144,260 | ▲ 38.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,870 | €5,823 | €7,817 | €6,850 | €11,059 | ▲ 61.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1,274 | - | - | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €38,166 | - |
| Other operating charges640/8 | €1,850 | €3,459 | €1,899 | €8,509 | €9,776 | ▲ 14.9% |
| Gross operating margin9900 | €165,417 | €167,209 | €148,322 | €167,028 | €244,379 | ▲ 46.3% |
| Operating profit (loss)9901 | €47,632 | €48,683 | €40,007 | €47,457 | €41,119 | ▼ 13.4% |
| Financial income75/76B | - | €0 | €1 | €216 | €249 | ▲ 14.9% |
| Recurring financial income75 | - | €0 | €1 | €216 | €249 | ▲ 14.9% |
| Financial charges65/66B | €1,536 | €1,130 | €1,940 | €2,528 | €2,416 | ▼ 4.4% |
| Recurring financial charges65 | €1,536 | €1,130 | €1,940 | €2,528 | €2,416 | ▼ 4.4% |
| Profit (loss) for the period before taxes9903 | €46,096 | €47,552 | €38,068 | €45,146 | €38,951 | ▼ 13.7% |
| Income taxes67/77 | €14,966 | €12,374 | €11,704 | €13,361 | €18,927 | ▲ 41.7% |
| Profit (loss) for the period9904 | €31,130 | €35,179 | €26,364 | €31,785 | €20,024 | ▼ 37.0% |
| Profit (loss) for the period to be appropriated9905 | €31,130 | €35,179 | €26,364 | €31,785 | €20,024 | ▼ 37.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €177,168 | €192,548 | €199,843 | €229,118 | €311,315 | ▲ 35.9% |
| Fixed assets21/28 | €72,078 | €76,265 | €69,972 | €69,911 | €79,272 | ▲ 13.4% |
| Intangible fixed assets21 | €2,087 | €1,599 | €1,111 | €623 | €135 | ▼ 78.3% |
| Tangible fixed assets22/27 | €65,358 | €69,959 | €64,154 | €64,581 | €74,430 | ▲ 15.3% |
| Land and buildings22 | €60,815 | €57,124 | €53,432 | €49,736 | €46,041 | ▼ 7.4% |
| Furniture and vehicles24 | €1,010 | €3,981 | €2,973 | €2,904 | €4,049 | ▲ 39.4% |
| Other tangible fixed assets26 | €3,533 | €8,855 | €7,749 | €11,940 | €24,341 | ▲ 104% |
| Financial fixed assets28 | €4,633 | €4,707 | €4,707 | €4,707 | €4,707 | = |
| Current assets29/58 | €105,090 | €116,283 | €129,871 | €159,207 | €232,043 | ▲ 45.7% |
| Amounts receivable within one year40/41 | €49,561 | €50,668 | €60,790 | €60,365 | €71,661 | ▲ 18.7% |
| Trade receivables40 | €12,185 | €13,254 | €22,636 | €20,508 | €23,276 | ▲ 13.5% |
| Other amounts receivable41 | €37,376 | €37,415 | €38,154 | €39,857 | €48,384 | ▲ 21.4% |
| Current investments50/53 | - | €8,000 | €12,000 | €12,000 | €22,000 | ▲ 83.3% |
| Cash at bank and in hand54/58 | €52,914 | €51,024 | €32,013 | €64,106 | €114,964 | ▲ 79.3% |
| Deferred charges and accrued income490/1 | €2,616 | €6,590 | €25,069 | €22,735 | €23,418 | ▲ 3.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €177,168 | €192,548 | €199,843 | €229,118 | €311,315 | ▲ 35.9% |
| Equity10/15 | €104,140 | €119,319 | €145,683 | €177,468 | €181,492 | ▲ 2.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | €6,200 | €6,200 | - | - | - |
| Issued capital100 | €18,600 | €18,600 | €18,600 | - | - | - |
| Uncalled capital101 | €12,400 | €12,400 | €12,400 | - | - | - |
| Outside capital11 | - | - | - | - | €6,200 | - |
| Other1109/19 | - | - | - | - | €6,200 | - |
| Reserves13 | €72,860 | €86,860 | €111,860 | €141,860 | €145,860 | ▲ 2.8% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | €71,000 | €85,000 | €110,000 | €141,860 | €145,860 | ▲ 2.8% |
| Profit (loss) carried forward14 | €25,080 | €26,259 | €27,623 | €29,408 | €29,432 | ▲ 0.1% |
| Provisions and deferred taxes16 | - | - | - | - | €38,166 | - |
| Provisions for liabilities and charges160/5 | - | - | - | - | €38,166 | - |
| Other liabilities and charges164/5 | - | - | - | - | €38,166 | - |
| Amounts payable17/49 | €73,028 | €73,229 | €54,159 | €51,650 | €91,658 | ▲ 77.5% |
| Amounts payable within one year42/48 | €73,028 | €73,229 | €54,159 | €51,650 | €90,468 | ▲ 75.2% |
| Current portion of amounts payable after more than one year42 | €7,823 | - | - | - | - | - |
| Trade debts44 | €12,878 | €4,802 | €17,689 | €14,404 | €28,340 | ▲ 96.8% |
| Suppliers440/4 | €12,878 | €4,802 | €17,689 | €14,404 | €28,340 | ▲ 96.8% |
| Taxes, remuneration and social security45 | €39,340 | €42,575 | €27,818 | €35,522 | €43,102 | ▲ 21.3% |
| Taxes450/3 | €22,433 | €23,932 | €14,240 | €20,426 | €24,895 | ▲ 21.9% |
| Remuneration and social security454/9 | €16,906 | €18,644 | €13,579 | €15,096 | €18,208 | ▲ 20.6% |
| Other amounts payable47/48 | €12,988 | €25,851 | €8,652 | €1,724 | €19,025 | ▲ 1,004% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,190 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,130 | €35,179 | €26,364 | €31,785 | €20,024 | ▼ 37.0% |
| + Depreciation and write-downs630 | €15,870 | €5,823 | €7,817 | €6,850 | €11,059 | ▲ 61.4% |
| Operating cash flow (approximation) | €47,000 | €41,002 | €34,181 | €38,635 | €31,083 | ▼ 19.5% |
| Investment in fixed assets (approximation) | - | -€10,010 | -€1,524 | -€6,790 | -€20,420 | ▼ 201% |
| Change in cash | - | -€1,890 | -€19,011 | €32,094 | €50,858 | ▲ 58.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Incorporation · Founder
Founding capital · Name clause
26-08
State Gazette act
Incorporation · Founder
Name clause · Registered office clause
25-08
State Gazette act
Incorporation · Founder
Founding capital · Name clause
12-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Equity above €150,000Eq €177,468 ▲21.8%
6 profitable years in a row build equity to €177,468.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Highest result since 2018net €35,179 ▲13%
Operating result €48,683, net result €35,179, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Equity above €100,000Eq €104,140 ▲42.6%
3 profitable years in a row build equity to €104,140.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
Show earlier events
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €1,568
Net result €1,568 after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 3 establishment units since 1999
Ground area
1,570 m²
Building footprint
392 m²
Volume, LiDAR
4,128 m³
3 parcels, Brussels, Wallonia · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
Comptamax
since 19992.181.298.188
Comptamax
since 20092.181.297.495
Comptamax
since 20092.181.297.693
3 parcels
Wallonia
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25101B0397/00L000 | Wallonia | 792 m² | 1 · 112 m² | 8.5 m · 2 fl. |
| 21903B0182/00D003 | Brussels | 515 m² | 1 · 223 m² | 17.0 m · 4 fl. |
| 21018A0009/00T013 | Brussels | 262 m² | 1 · 57 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450009150BPC04A912
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 6,478 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-07-1999
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
Website
www.comptamax.be
E-mail
bruno@comptamax.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466597417
Registered
18-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.