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COMPTALIA

Active
Private limited companyfounded 20233 yrs activeRue Sart le Diable 70, 4400 Flémalle, BelgiumKBO/BCE: BE 0802.300.658
Summary

COMPTALIA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€11,622) and a net result of -€12,895. Its solvency ranks better than 5% of 12761 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-29
Solvency15▼-11
Growth32
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.46 against 0.68 in 2024; short-term debt: 56.8% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-10.3%
Return on assets
-11.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€11,622
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 June 2023, COMPTALIA was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€11,622
2024 · €1,273
Total assets
€113,099▼ 26.3%
2024 · €153,487
Net result
-€12,895▼ 1,555%
2024 · -€779
Working capital
-€34,507▼ 58.1%
2024 · -€21,822
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€4,530--€8,554
Net result-€779--€12,895▼ 1,555%
Equity€1,273--€11,622
Total assets€153,487-€113,099▼ 26.3%
Debt€152,213-€124,721▼ 18.1%
Working capital-€21,822--€34,507▼ 58.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€15,000-€10,000-€5,000€0€5,000Operating result 2024: €4,530€4,530Net result 2024: -€779-€779Operating result 2025: -€8,554-€8,554Net result 2025: -€12,895-€12,89520242025-€15,000-€10,000-€5,000€0€5,000Operating result 2024: €4,530€4,530Net result 2024: -€779-€779Operating result 2025: -€8,554-€8,550Net result 2025: -€12,895-€12,90020242025
The operating result turns negative in 2025: a loss of €8,554 after €4,530 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113,099
Fixed assets €83,335 ▼ 22.9%
Current assets €29,764 ▼ 34.4%
Key figures and ratios
2025 value · change against 2024
EBITDA
€16,236▼
2024 · €20,355
Cash flow
€11,895▼
2024 · €15,046
Solvency
-10.3%▼
2024 · 0.8%
Current ratio
0.46▼
2024 · 0.68
Debt to equity
-10.73
ROA
-11.4%▼
2024 · -0.5%
Interest coverage
3.74▼
2024 · 5.61
Debt ≤ 1 year
€64,271▼
2024 · €67,183
Debt > 1 year
€60,451▼
2024 · €85,030
Staff costs
€55,298▲
2024 · €46,032
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€153,487€113,099▼
Fixed assets21/28€108,125€83,335▼
Intangible fixed assets21€85,000€65,000▼
Tangible fixed assets22/27€23,125€18,335▼
Furniture and vehicles24€23,125€18,335▼
Current assets29/58€45,361€29,764▼
Amounts receivable within one year40/41€27,784€29,764▲
Trade receivables40€27,784€29,764▲
Cash at bank and in hand54/58€17,578-
Equity and liabilities
Total equity and liabilities10/49€153,487€113,099▼
Equity10/15€1,273-€11,622▼
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14-€227-€13,122▼
Amounts payable17/49€152,213€124,721▼
Amounts payable after more than one year17€85,030€60,451▼
Financial debts170/4€85,030€60,451▼
Amounts payable within one year42/48€67,183€64,271▼
Current portion of amounts payable after more than one year42€26,409€27,253▲
Financial debts43-€2,019
Credit institutions430/8-€2,019
Trade debts44€3,865€3,646▼
Suppliers440/4€3,865€3,646▼
Taxes, remuneration and social security45€13,600€20,314▲
Taxes450/3€11,863€13,655▲
Remuneration and social security454/9€1,737€6,659▲
Other amounts payable47/48€23,309€11,038▼
Income statement Code20242025
Remuneration, social security and pensions62€46,032€55,298▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,825€24,790▲
Other operating charges640/8€788€318▼
Gross operating margin9900€67,174€71,852▲
Operating profit (loss)9901€4,530-€8,554▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€3,626€4,341▲
Recurring financial charges65€3,626€4,341▲
Profit (loss) for the period before taxes9903€904-€12,895▼
Income taxes67/77€1,683-
Profit (loss) for the period9904-€779-€12,895▼
Profit (loss) for the period to be appropriated9905-€779-€12,895▼
Appropriation of the result
Profit (loss) to be appropriated9906-€227-€13,122▼
Profit (loss) brought forward from the previous period14P€552-€227▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€46,032€55,298▲ 20.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,825€24,790▲ 56.7%
Other operating charges640/8€788€318▼ 59.7%
Gross operating margin9900€67,174€71,852▲ 7.0%
Operating profit (loss)9901€4,530-€8,554▼ 289%
Financial income75/76B-€0-
Recurring financial income75-€0-
Financial charges65/66B€3,626€4,341▲ 19.7%
Recurring financial charges65€3,626€4,341▲ 19.7%
Profit (loss) for the period before taxes9903€904-€12,895▼ 1,526%
Income taxes67/77€1,683--
Profit (loss) for the period9904-€779-€12,895▼ 1,555%
Profit (loss) for the period to be appropriated9905-€779-€12,895▼ 1,555%
Line20242025Change
Assets
Total assets20/58€153,487€113,099▼ 26.3%
Fixed assets21/28€108,125€83,335▼ 22.9%
Intangible fixed assets21€85,000€65,000▼ 23.5%
Tangible fixed assets22/27€23,125€18,335▼ 20.7%
Furniture and vehicles24€23,125€18,335▼ 20.7%
Current assets29/58€45,361€29,764▼ 34.4%
Amounts receivable within one year40/41€27,784€29,764▲ 7.1%
Trade receivables40€27,784€29,764▲ 7.1%
Cash at bank and in hand54/58€17,578--
Equity and liabilities
Total equity and liabilities10/49€153,487€113,099▼ 26.3%
Equity10/15€1,273-€11,622▼ 1,013%
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14-€227-€13,122▼ 5,690%
Amounts payable17/49€152,213€124,721▼ 18.1%
Amounts payable after more than one year17€85,030€60,451▼ 28.9%
Financial debts170/4€85,030€60,451▼ 28.9%
Amounts payable within one year42/48€67,183€64,271▼ 4.3%
Current portion of amounts payable after more than one year42€26,409€27,253▲ 3.2%
Financial debts43-€2,019-
Credit institutions430/8-€2,019-
Trade debts44€3,865€3,646▼ 5.7%
Suppliers440/4€3,865€3,646▼ 5.7%
Taxes, remuneration and social security45€13,600€20,314▲ 49.4%
Taxes450/3€11,863€13,655▲ 15.1%
Remuneration and social security454/9€1,737€6,659▲ 283%
Other amounts payable47/48€23,309€11,038▼ 52.6%
Line20242025Change
Profit (loss) for the period9904-€779-€12,895▼ 1,555%
+ Depreciation and write-downs630€15,825€24,790▲ 56.7%
Operating cash flow (approximation)€15,046€11,895▼ 20.9%
Investment in fixed assets (approximation)-€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-09
State Gazette act Incorporation · Founder
Founding capital · Bank account
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
State Gazette actNBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,712 m²
Building footprint
404 m²
Volume, LiDAR
2,286 m³
2 parcels, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
sarah VERONESI
Chaussée de Tongres 385, 4000 LiègeLegal and accounting activities
since 20232.345.737.241
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62087B0172/00L000 Wallonia 1,011 m² 1 · 333 m² 8.6 m · 2 fl.
62083B0649/00A000 Wallonia 701 m² 1 · 71 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 650 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants

Scores and ratios are computed by Checked and are not a credit decision.