Comptabilité Gestion Moscato
ActiveComptabilité Gestion Moscato has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €22k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 13% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+24
Solvency35▲+32
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 0.62 in 2024; short-term debt: 52.4% and cash: 54.1% of total assets), and 90.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.8%
Return on assets
33.6%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 12690 sector peers (2025).
NBB · sector comparisonPosition among 12690 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-04-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
8 d late
2023
6 d early
2022
2 d late
2021
30 d late
2020
27 d early
2019
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k
2024 · €-16k
2018: €-33k
2019: €-33k
2020: €-28k
2021: €-25k
2022: €-17k
2023: €-20k
2024: €-16k
2018 → 2025
Total assets
€66k▼ 8.8%
2024 · €72k
2018: €129k
2019: €116k
2020: €108k
2021: €125k
2022: €109k
2023: €89k
2024: €72k
2018 → 2025
Net result
€22k▲ 465%
2024 · €4k
2018: €-3k
2019: €9
2020: €5k
2021: €3k
2022: €8k
2023: €-3k
2024: €4k
2018 → 2025
Working capital
€5k
2024 · €-17k
2018: €8k
2019: €3k
2020: €1k
2021: €-16k
2022: €-11k
2023: €-17k
2024: €-17k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-25k-€-17k▲ 31.8%€-20k▼ 16.3%€-16k▲ 20.0%€6k
Operating result€9k-€13k▲ 58.0%€6k▼ 58.7%€7k▲ 33.1%€25k▲ 235%
Net result€3k-€8k▲ 128%€-3k€4k€22k▲ 465%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 235% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €66k
Fixed assets
€27k▼ 41.6%
Current assets
€40k▲ 46.1%
Equity and liabilities €66k
Equity
€6k
Debt
€60k
Debt finances 90.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€35k▲
2024 · €25k
Cash flow
€32k▲
2024 · €21k
Solvency
9.8%▲
2024 · -21.6%
Current ratio
1.14▲
2024 · 0.62
Quick ratio
1.14▲
2024 · 0.62
Debt / equity
9.17▲
2024 · -5.62
ROE
341.5%
ROA
33.6%▲
2024 · 5.4%
Interest coverage
13.83▲
2024 · 7.50
Debt
€60k▼
2024 · €88k
Debt ≤ 1 year
€35k▼
2024 · €44k
Debt > 1 year
€25k▼
2024 · €44k
Income taxes
€132▼
2024 · €164
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€72k€66k▼
Fixed assets21/28€45k€27k▼
Tangible fixed assets22/27€45k€27k▼
Land and buildings22€34k€24k▼
Furniture and vehicles24€11k€2k▼
Current assets29/58€27k€40k▲
Amounts receivable within one year40/41€4k€1k▼
Trade receivables40€4k€1k▼
Other amounts receivable41-€206
Cash at bank and in hand54/58€18k€36k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€72k€66k▼
Equity10/15€-16k€6k▲
Contributions10/11€6k€6k=
Reserves13€13k€13k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€-35k€-13k▲
Amounts payable17/49€88k€60k▼
Amounts payable after more than one year17€44k€25k▼
Financial debts170/4€44k€25k▼
Amounts payable within one year42/48€44k€35k▼
Current portion of amounts payable after more than one year42€21k€16k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€14k€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€10k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€27k€36k▲
Operating profit (loss)9901€7k€25k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€4k€22k▲
Income taxes67/77€164€132▼
Profit (loss) for the period9904€4k€22k▲
Profit (loss) for the period to be appropriated9905€4k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-13k▲
Profit (loss) brought forward from the previous period14P€-39k€-35k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €22k ▲465%
Operating result €25k, net result €22k, both a record.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-3k ▼135%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
03-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
03-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 339 days late
2019
30-09
Financial
Back to profitnet €9
Net result €9 after one loss-making year.
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 105 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Sorbiers 74623 FléronGround area
900 m²
Building footprint
135 m²
Volume, LiDAR
741 m³
Parcel 62068B0305/00Y000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62068B0305/00Y000 | Wallonia | 900 m² | 1 · 135 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Carry-on Tax & Accounting Services
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 2,384 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2004
Fiscal year end30-09
Abbreviation FR
COGESMO
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
74124
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.