Equity
€19,845 ▲ 0.9%
Comptabel has made a profit in every financial year since 2019.
Comptabel
Lifetime
7 annual accounts with figures on one time axispeak €440,805 (2025)
€440,805▲ 38.4%
peak €172,514 (2025)
€172,514▲ 103%
peak €19,845 (2025)
€19,845▲ 0.9%
€290,881▲ 24.5%
peak 2 FTE (2019)
-not published
Board4 names since 2019
3 directorsSaS accountancy and 2 others
Documentsfilings and deeds
20-03-2026133 days before the deadline
2025micro format
Gross margin from €318,438 to €440,805Result from €85,137 to €172,514Debts from €233,682 to €290,881Cash from €118,560 to €185,453
Key points
from the 2025 annual accountsResult
€172,514 ▲ 103%
The result rose in 2025 from €85,137 to €172,514.
Turnover
≈ €770,000 estimated
The micro format states no turnover.
Debts
€290,881 94% of the balance sheet
Suppliers 15%Taxes and wages 25%Other 59%
Board
1 left
A director left. Latest change 01-07-2026 · 2 in office.
Position in the sector
6.4%
Lower solvency than 89% of companies in legal and accounting. Sector median 56.8% · 15,834 companies.
Checked score
92
Excellent
Financially stronger than 40% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: 0.1%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Equity €19,845 (6.4% of total assets)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 1.06, cash €185,453
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 12% of them on solvency, 28% on liquidity, 82% on profitability and 40% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as Comptabel has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of Comptabel itself is lower: 0.1% within 12 months. It rests on far more data about Comptabel than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for Comptabel. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.06 (1.06 in 2024), below the usual 1.5. Short-term debt is 93.6% and cash 59.7% of total assets. 93.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 15834 sector peers (2025).
NBB · sector comparisonPosition among 15834 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
133 days early
2024
14 days early
2023
16 days early
2022
25 days late
2021
11 days early
2020
15 days early
2019
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 5 accounts filed within 39 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VANDUFFEL Stefan founderdeed of 30-01-2019
- SNOKS Saskia founderdeed of 30-01-2019
Recent changes
Registered office moved from Pelt to Hechtel-Eksel
New registered office: Stationsstraat 64, 3940 Hechtel-Eksel · Previous registered office: Pater Vanduffelstraat 9 2, 3900 Pelt (Overpelt), België · Resignation: BOEKHOUDKANTOOR STEFAN VANDUFFEL (manager) · General meeting of 30-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0719451176
2 directors appointed, 2 resignations
Appointments: BOEKHOUDKANTOOR STEFAN VANDUFFEL (statutory director) and SaS accountancy (statutory director) · Permanent representatives: VANDUFFEL Stefan and SNOKS Saskia · Resignations: VANDUFFEL Stefan (statutory director) and SNOKS Saskia (statutory director) · General meeting of 29-08-2023 · Gazette deed
2 directors resigning
Vanduffel Stefan and Snoks Saskia · Permanent representative: Vanduffel Stefan · General meeting of 19-04-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Comptabel Hechtel-Eksel | €310,727 | €440,805 | 6.4% | - |
| BOEKHOUDKANTOOR PROBUFISC Temse | €294,836 | €455,080 | 26.0% | - |
| Boekhoudkantoor ROGGEN Oud-Heverlee | €313,308 | €407,773 | 39.1% | - |
| FISCALIS CONSULT Brussels | €323,564 | €382,130 | 38.6% | - |
| Mijnboekhouder Leuven | €311,396 | €369,748 | 53.0% | - |
| Maarten Temmerman Aartselaar | €411,045 | €363,985 | 15.0% | - |
| SMN Oosterzele | €364,508 | €328,598 | 0.3% | - |
These companies have the same main activity as Comptabel: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €295,000 and €411,000, founded between 2017 and 2020.
Official details
Source: KBO- Status
- Active since 28-01-2019Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Joint committee
- 336Liberal professions · annual accounts 2025
- Establishment unit
- 2.284.540.1393940 Hechtel-Eksel, since 28-01-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 26-07-2024
Annual accounts 2025
- €310,727▲ 22.6%
- Employeeson 31-12-2025
- 6▲ 20.0%
- Filing
- Filed on 20-03-2026, 133 days before the end of the filing period
Insights on Comptabel
Comptabel files the micro format. That format states no turnover. The gross margin rose from €126,506 in 2019 to €440,805 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Comptabel
- What is the company number of Comptabel?
- The company number of Comptabel is 0719.451.176. The VAT number is the same number with BE in front: BE 0719.451.176.
- Where is Comptabel based?
- The registered office is at Stationsstraat 64, 3940 Hechtel-Eksel.Company details
- What does Comptabel do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of Comptabel?
- Comptabel is a private limited company (BV).
- When was Comptabel founded?
- Comptabel was founded on 28-01-2019.
- Is Comptabel still active?
- Yes, Comptabel is an active enterprise in the KBO register.
- How many employees does Comptabel have?
- Comptabel had an average of 5.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Comptabel fall under?
- In its 2025 annual accounts, Comptabel states joint committee 336 (Liberal professions).
- What is the turnover of Comptabel?
- The turnover in financial year 2025 is ≈ €770,000. This figure is estimated from the gross margin of €440,805 and 34 comparable companies (NACE 69201). It probably lies between €660,000 and €910,000.
- Is Comptabel profitable?
- In financial year 2025, Comptabel made a profit of €172,514.
- Where can I find the annual accounts of Comptabel?
- Comptabel filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Comptabel due?
- Comptabel must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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