Comptabel
ActiveSummary
Comptabel has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,845 and a net result of €172,514. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 11% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency31▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.06 in 2024; short-term debt: 93.6% and cash: 59.7% of total assets), and 93.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.4%
Return on assets
55.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 12788 sector peers (2025).
NBB · sector comparisonPosition among 12788 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
133 d early
2024
14 d early
2023
16 d early
2022
25 d late
2021
11 d early
2020
15 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€19,845▲ 0.9%
2024 · €19,664
Total assets
€310,727▲ 22.6%
2024 · €253,346
Net result
€172,514▲ 103%
2024 · €85,137
Working capital
€16,456▲ 13.4%
2024 · €14,513
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€24,863▼ 59.7%€18,784▼ 24.5%€117,902▲ 528%€92,599▼ 21.5%€180,314▲ 94.7%
Net result€20,939▼ 63.7%€15,386▼ 26.5%€114,699▲ 645%€85,137▼ 25.8%€172,514▲ 103%
Equity€19,203▲ 1.2%€19,252▲ 0.3%€19,460▲ 1.1%€19,664▲ 1.0%€19,845▲ 0.9%
Total assets€102,262▼ 17.6%€152,062▲ 48.7%€252,417▲ 66.0%€253,346▲ 0.4%€310,727▲ 22.6%
Debt€83,060▼ 21.0%€132,810▲ 59.9%€232,956▲ 75.4%€233,682▲ 0.3%€290,881▲ 24.5%
Working capital€14,397▼ 8.2%€9,025▼ 37.3%€11,456▲ 26.9%€14,513▲ 26.7%€16,456▲ 13.4%
Staff (FTE)3▲ 50.0%3=2.8▼ 6.7%4.2▲ 50.0%5.3▲ 26.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2023 Total assets +66% on 2022. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 95% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €310,727
Fixed assets
€3,389 ▼ 34.2%
Current assets
€307,338 ▲ 23.8%
Equity and liabilities €310,727
Equity
€19,845 ▲ 0.9%
Debt
€290,881 ▲ 24.5%
Debt's share of the balance-sheet total rises from 92.2% to 93.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€183,176▲
2024 · €95,452
Cash flow
€175,375▲
2024 · €87,991
Current ratio
1.06▼
2024 · 1.06
Debt to equity
14.66▲
2024 · 11.88
ROE
869.3%▲
2024 · 433.0%
ROA
55.5%▲
2024 · 33.6%
Interest coverage
259.37▲
2024 · 88.01
Debt ≤ 1 year
€290,881▲
2024 · €233,682
Income taxes
€7,101▲
2024 · €6,580
Staff costs
€254,358▲
2024 · €222,166
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,151 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,151 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €126,330 | €155,875 | €175,047 | €222,166 | €254,358 | ▲ 14.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,190 | €2,816 | €2,853 | €2,853 | €2,861 | ▲ 0.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €3,061 | - | - | - | €1,255 | - |
| Other operating charges640/8 | €460 | €771 | €549 | €819 | €2,016 | ▲ 146% |
| Gross operating margin9900 | €155,903 | €178,245 | €296,352 | €318,438 | €440,805 | ▲ 38.4% |
| Operating profit (loss)9901 | €24,863 | €18,784 | €117,902 | €92,599 | €180,314 | ▲ 94.7% |
| Financial income75/76B | €121 | €295 | €1,948 | €203 | €7 | ▼ 96.6% |
| Recurring financial income75 | €121 | €295 | €1,948 | €203 | €7 | ▼ 96.6% |
| Financial charges65/66B | €125 | €179 | €205 | €1,085 | €706 | ▼ 34.9% |
| Recurring financial charges65 | €125 | €179 | €205 | €1,085 | €706 | ▼ 34.9% |
| Profit (loss) for the period before taxes9903 | €24,859 | €18,900 | €119,645 | €91,718 | €179,615 | ▲ 95.8% |
| Income taxes67/77 | €3,920 | €3,514 | €4,946 | €6,580 | €7,101 | ▲ 7.9% |
| Profit (loss) for the period9904 | €20,939 | €15,386 | €114,699 | €85,137 | €172,514 | ▲ 103% |
| Profit (loss) for the period to be appropriated9905 | €20,939 | €15,386 | €114,699 | €85,137 | €172,514 | ▲ 103% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €102,262 | €152,062 | €252,417 | €253,346 | €310,727 | ▲ 22.6% |
| Fixed assets21/28 | €4,806 | €10,858 | €8,005 | €5,151 | €3,389 | ▼ 34.2% |
| Tangible fixed assets22/27 | €4,806 | €10,858 | €8,005 | €5,151 | €3,389 | ▼ 34.2% |
| Furniture and vehicles24 | €4,806 | €10,858 | €8,005 | €5,151 | €3,389 | ▼ 34.2% |
| Current assets29/58 | €97,456 | €141,204 | €244,412 | €248,195 | €307,338 | ▲ 23.8% |
| Amounts receivable within one year40/41 | €61,948 | €78,740 | €117,442 | €118,322 | €106,086 | ▼ 10.3% |
| Trade receivables40 | €57,980 | €77,254 | €117,388 | €118,322 | €106,086 | ▼ 10.3% |
| Other amounts receivable41 | €3,968 | €1,486 | €54 | - | - | - |
| Cash at bank and in hand54/58 | €29,246 | €55,147 | €116,936 | €118,560 | €185,453 | ▲ 56.4% |
| Deferred charges and accrued income490/1 | €6,262 | €7,317 | €10,034 | €11,313 | €15,798 | ▲ 39.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €102,262 | €152,062 | €252,417 | €253,346 | €310,727 | ▲ 22.6% |
| Equity10/15 | €19,203 | €19,252 | €19,460 | €19,664 | €19,845 | ▲ 0.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €603 | €652 | €860 | €1,064 | €1,245 | ▲ 17.0% |
| Distributable reserves133 | €603 | €652 | €860 | €1,064 | €1,245 | ▲ 17.0% |
| Amounts payable17/49 | €83,060 | €132,810 | €232,956 | €233,682 | €290,881 | ▲ 24.5% |
| Amounts payable within one year42/48 | €83,060 | €132,179 | €232,956 | €233,682 | €290,881 | ▲ 24.5% |
| Trade debts44 | €34,094 | €89,485 | €75,251 | €89,031 | €44,477 | ▼ 50.0% |
| Suppliers440/4 | €34,094 | €89,485 | €75,251 | €89,031 | €44,477 | ▼ 50.0% |
| Taxes, remuneration and social security45 | €28,248 | €27,336 | €43,215 | €59,717 | €74,072 | ▲ 24.0% |
| Taxes450/3 | €2,420 | €8,808 | €11,075 | €16,504 | €23,426 | ▲ 41.9% |
| Remuneration and social security454/9 | €25,828 | €18,528 | €32,140 | €43,214 | €50,646 | ▲ 17.2% |
| Other amounts payable47/48 | €20,718 | €15,358 | €114,491 | €84,933 | €172,333 | ▲ 103% |
| Accrued charges and deferred income492/3 | - | €631 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20,939 | €15,386 | €114,699 | €85,137 | €172,514 | ▲ 103% |
| + Depreciation and write-downs630 | €1,190 | €2,816 | €2,853 | €2,853 | €2,861 | ▲ 0.3% |
| Operating cash flow (approximation) | €22,128 | €18,202 | €117,552 | €87,991 | €175,375 | ▲ 99.3% |
| Investment in fixed assets (approximation) | - | -€8,868 | €0 | €0 | -€1,099 | - |
| Change in cash | - | €25,901 | €61,789 | €1,623 | €66,894 | ▲ 4,021% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
State Gazette act
Resignation: BOEKHOUDKANTOOR STEFAN VANDUFFEL (manager)Permanent representative: Stefan Vanduffel · Registered-office move4 facts ▸
State Gazette act
Resignation: BOEKHOUDKANTOOR STEFAN VANDUFFEL (manager)
Permanent representative: Stefan Vanduffel · Registered-office move4 facts ▸
- General meeting, 30-06-2026
- Registered-office move, Stationsstraat 64, 3940 Hechtel-Eksel
- Director resignation, BOEKHOUDKANTOOR STEFAN VANDUFFEL (manager)
- Permanent representative, Stefan Vanduffel (permanent representative)
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €172,514 ▲103%
Operating result €180,314, net result €172,514, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Weakest financial yearnet €15,386 ▼26.5%
Net result drops to €15,386, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 1 establishment unit since 2019
Ground area
1,923 m²
Parcel 72006B0708/00L000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Comptabel
since 20192.284.540.139
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72006B0708/00L000 | Flanders | 1,923 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| BOEKHOUDKANTOOR STEFAN VANDUFFEL |
|
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 8,340 EUR awarded · 8,280 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 657 EUR | 657 EUR |
| 2024 | 1 | 1,067 EUR | 1,007 EUR |
| 2023 | 1 | 626 EUR | 626 EUR |
| 2022 | 2 | 5,990 EUR | 5,990 EUR |
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 4,404 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0719451176
Registered
26-07-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.