COMPTA+PLUS
ActiveCOMPTA+PLUS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €-12k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 95% of 12708 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-5
Solvency100=
Growth25▼-3
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 29.65 against 24.72 in 2024; short-term debt: 2.2% and cash: 48.3% of total assets), and 2.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
-29.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
17 d early
2023
6 d late
2022
17 d late
2021
31 d late
2020
44 d late
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€39k▼ 22.6%
2024 · €50k
2018: €66k
2019: €55k
2020: €55k
2021: €47k
2022: €59k
2023: €48k
2024: €50k
2018 → 2025
EBIT margin
-17.8%▼ 14.8pp
2024 · -3.0%
2018: 22.1%
2019: 27.5%
2020: 41.0%
2021: 36.1%
2022: 8.1%
2023: -2.3%
2024: -3.0%
2018 → 2025
Net result
€-12k▼ 158%
2024 · €-5k
2018: €10k
2019: €3k
2020: €16k
2021: €9k
2022: €3k
2023: €-5k
2024: €-5k
2018 → 2025
Working capital
€25k▲ 13.5%
2024 · €22k
2018: €56k
2019: €31k
2020: €46k
2021: €14k
2022: €12k
2023: €11k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€47k-€59k▲ 24.5%€48k▼ 18.3%€50k▲ 4.5%€39k▼ 22.6%
Equity€57k-€60k▲ 5.6%€56k▼ 8.1%€51k▼ 8.3%€39k▼ 23.2%
Operating result€17k-€5k▼ 72.2%€-1k€-2k▼ 37.2%€-7k▼ 358%
Net result€9k-€3k▼ 65.5%€-5k€-5k▲ 6.1%€-12k▼ 158%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€14k▼ 51.4%
Current assets
€26k▲ 12.7%
Equity and liabilities €40k
Equity
€39k▼ 23.2%
Debt
€878▼ 6.0%
The debt ratio rises from 1.8% to 2.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €14k
Cash flow
€3k▼
2024 · €11k
Solvency
97.8%▼
2024 · 98.2%
Current ratio
29.65▲
2024 · 24.72
Quick ratio
29.65▲
2024 · 24.72
Debt / equity
0.02▲
2024 · 0.02
ROE
-30.2%▼
2024 · -9.0%
ROA
-29.5%▼
2024 · -8.8%
Interest coverage
13.53▼
2024 · 28.33
Debt
€878▼
2024 · €934
Debt ≤ 1 year
€878▼
2024 · €934
Income taxes
€4k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€40k▼
Fixed assets21/28€29k€14k▼
Tangible fixed assets22/27€29k€14k▼
Furniture and vehicles24€29k€14k▼
Current assets29/58€23k€26k▲
Amounts receivable within one year40/41€8k€7k▼
Trade receivables40-€3k
Other amounts receivable41€8k€4k▼
Cash at bank and in hand54/58€13k€19k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€52k€40k▼
Equity10/15€51k€39k▼
Contributions10/11€12k€12k=
Reserves13€5k€5k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Profit (loss) carried forward14€34k€22k▼
Amounts payable17/49€934€878▼
Amounts payable within one year42/48€934€878▼
Trade debts44-€55
Suppliers440/4-€55
Taxes, remuneration and social security45€934€823▼
Taxes450/3€934€823▼
Income statement
Code20242025
Turnover70€50k€39k▼
Goods, raw materials, services and sundry goods60/61€35k€29k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€15k€10k▼
Operating profit (loss)9901€-2k€-7k▼
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€577€647▲
Recurring financial charges65€487€584▲
Non-recurring financial charges66B€90€63▼
Profit (loss) for the period before taxes9903€-2k€-8k▼
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€-5k€-12k▼
Profit (loss) for the period to be appropriated9905€-5k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€22k▼
Profit (loss) brought forward from the previous period14P€39k€34k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 13current ratio 24.72
Current ratio from 1.92 to 24.72; short-term debt falls from €12k to €934.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
13-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 44 days late
2020
31-12
Financial
Highest result since 2018net €16k ▲479%
Operating result €23k, net result €16k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 10.88
Current ratio from 5.21 to 10.88; short-term debt falls from €7k to €5k.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 12 days late
2019
07-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 99 days late
2018
08-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 39 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Bouchat, Spontin 29A5530 YvoirGround area
275 m²
Building footprint
63 m²
Parcel 91124C0336/00K002, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91124C0336/00K002 | Wallonia | 274 m² | 1 · 63 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FIBA
BE 0436.314.215
Sint-Jans-Molenbeek · Eq €39k
M CARRE
BE 0870.513.137
Elsene · Eq €39k
STOOPS
BE 0434.387.378
Merksplas · Eq €39k
IMMOB ACCOUNT
BE 0770.699.741
Brussel · Eq €39k
ACCO KEMPEN
BE 0472.616.959
Herentals · Eq €39k
Of 12,175 companies in sector 69201 we hold annual accounts for 7,638. 5,592 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-04-2000
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
74122
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.