COMPRA
ActiveCOMPRA has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €839k and a net result of €298k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 7892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▲+52
Growth35=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 2.15 against 2.17 in 2024), and 47.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.5%
Return on assets
18.6%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
14 d early
2023
33 d early
2022
28 d early
2021
16 d early
2020
15 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€11.69M▼ 15.8%
2020 · €13.88M
2018: €59.21M
2019: €36.84M
2020: €13.88M
2018 → 2021
EBIT margin
8.5%▼ 1.3pp
2020 · 9.8%
2018: 1.5%
2019: 4.1%
2020: 9.8%
2018 → 2021
Net result
€298k▼ 3.6%
2024 · €309k
2018: €678k
2019: €1.02M
2020: €1.04M
2021: €845k
2022: €597k
2023: €412k
2024: €309k
2018 → 2025
Working capital
€826k▼ 55.8%
2024 · €1.87M
2018: €55k
2019: €157k
2020: €196k
2021: €304k
2022: €-178k
2023: €725k
2024: €1.87M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€11.69M-
Equity€326k-€330k▲ 1.1%€742k▲ 125%€542k▼ 27.0%€839k▲ 54.9%
Operating result€995k-€725k▼ 27.1%€549k▼ 24.3%€472k▼ 14.1%€563k▲ 19.5%
Net result€845k-€597k▼ 29.3%€412k▼ 31.0%€309k▼ 25.0%€298k▼ 3.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.60M
Fixed assets
€56k▲ 64.9%
Current assets
€1.54M▼ 55.5%
Equity and liabilities €1.60M
Equity
€839k▲ 54.9%
Debt
€759k▼ 74.3%
The debt ratio falls from 84.5% to 47.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€574k▲
2024 · €488k
Cash flow
€308k▼
2024 · €325k
Solvency
52.5%▲
2024 · 15.5%
Current ratio
2.15▼
2024 · 2.17
Quick ratio
2.15▼
2024 · 2.17
Debt / equity
0.90▼
2024 · 5.46
ROE
35.5%▼
2024 · 57.0%
ROA
18.6%▲
2024 · 8.8%
Interest coverage
3.62▼
2024 · 8.86
Debt
€759k▼
2024 · €2.96M
Debt ≤ 1 year
€716k▼
2024 · €1.60M
Debt > 1 year
€0▼
2024 · €1.31M
Income taxes
€107k▼
2024 · €108k
Staff costs
€699k▲
2024 · €520k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.50M€1.60M▼
Fixed assets21/28€34k€56k▲
Tangible fixed assets22/27€34k€56k▲
Plant, machinery and equipment23€2k€0▼
Furniture and vehicles24€33k€56k▲
Current assets29/58€3.47M€1.54M▼
Stocks and contracts in progress3€5k€0▼
Stocks30/36€5k€0▼
Amounts receivable within one year40/41€3.45M€1.53M▼
Trade receivables40€3.34M€946k▼
Other amounts receivable41€106k€585k▲
Cash at bank and in hand54/58€11k€11k▼
Deferred charges and accrued income490/1€622€1k▲
Equity and liabilities
Total equity and liabilities10/49€3.50M€1.60M▼
Equity10/15€542k€839k▲
Contributions10/11€125k€125k=
Reserves13€417k€714k▲
Non-distributable reserves130/1€13k€13k=
Reserves not available under the articles1311€13k€13k=
Distributable reserves133€404k€702k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€2.96M€759k▼
Amounts payable after more than one year17€1.31M€0▼
Other amounts payable178/9€1.31M€0▼
Amounts payable within one year42/48€1.60M€716k▼
Trade debts44€1.16M€580k▼
Suppliers440/4€1.16M€580k▼
Taxes, remuneration and social security45€122k€136k▲
Taxes450/3€52k€52k▲
Remuneration and social security454/9€71k€84k▲
Other amounts payable47/48€319k€0▼
Accrued charges and deferred income492/3€50k€43k▼
Income statement
Code20242025
Non-recurring operating income76A€6k€2k▼
Remuneration, social security and pensions62€520k€699k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€11k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€1.01M€1.28M▲
Operating profit (loss)9901€472k€563k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€55k€159k▲
Recurring financial charges65€55k€159k▲
Profit (loss) for the period before taxes9903€417k€405k▼
Income taxes67/77€108k€107k▼
Profit (loss) for the period9904€309k€298k▼
Profit (loss) for the period to be appropriated9905€309k€298k▼
Appropriation of the result
Profit (loss) to be appropriated9906€309k€298k▼
Transfer from equity791/2€200k€0▼
Transfer to equity691/2€0€298k▲
To other reserves6921€0€298k▲
Profit to be distributed694/7€509k€0▼
Return on contributions (dividend)694€509k€0▼
Social balance
Average headcount (FTE)908711.115.0▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €298k ▼3.6%
Net result drops to €298k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €742k ▲125%
6 profitable years in a row build equity to €742k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €1.04M ▲1.8%
Net result €1.04M, the highest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoveniersstraat 472860 Sint-Katelijne-WaverGround area
8.3 ha
Building footprint
2.0 ha
Volume, LiDAR
1,252 m³
2 parcels, Flanders · tallest building 16.0 m. Linked by address, not a title deed.
2 establishment units
COMPRA
since 20122.208.441.956
Hoveniersstraat 43, 2860 Sint-Katelijne-Waver
since 20242.363.610.777
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12422D0410/00Y004 | Flanders | 5.0 ha | 1 · 8,764 m² | - |
| 12422D0404/00F000 | Flanders | 3.3 ha | 1 · 1.1 ha | 16.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ESOBIOTIC BELGIUM SCA
BE 0847.393.582
Erezée · Eq €846k
FLOREFFE LEGUMES
BE 0466.977.794
Floreffe · Eq €847k
MD FRUITS PRIMEURS STOCMAN-PANIER
BE 0423.963.739
Tournai · Eq €826k
Gesquiere
BE 0449.316.767
Wevelgem · Eq €818k
RESTOFRAIS
BE 0444.562.480
Brussel · Eq €817k
Of 949 companies in sector 46319 we hold annual accounts for 603. 416 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2012
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.