COMPOSIA
ActiveSummary
COMPOSIA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4.5m) and a net result of -€817,861. Equity is shrinking by ~42.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth22▼-14
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.03 against 0.05 in 2024; cash: 11.9% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Return on assets
-399.5%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€4.5m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
39 d early
2023
32 d late
2022
on the day
2021
7 d early
2020
17 d late
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, full schema
Turnover
€184,542▼ 63.2%
2024 · €501,874
EBIT margin
-439.3%▼ 306.3pp
2024 · -133.0%
Net result
-€817,861▼ 21.5%
2024 · -€672,932
Working capital
-€4.5m▼ 21.7%
2024 · -€3.7m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€266,030▲ 87.3%€112,779▼ 57.6%€476,032▲ 322%€501,874▲ 5.4%€184,542▼ 63.2%
Operating result-€364,940▼ 84.3%-€1.1m▼ 209%-€772,065▲ 31.6%-€667,315▲ 13.6%-€810,647▼ 21.5%
Net result-€413,659below the sector's middle half▼ 85.7%-€1.2mbelow the sector's middle half▼ 190%-€778,493below the sector's middle half▲ 35.2%-€672,932below the sector's middle half▲ 13.6%-€817,861below the sector's middle half▼ 21.5%
EBIT margin-137.2%▲ 2.3pp-1000.3%▼ 863.2pp-162.2%▲ 838.2pp-133.0%▲ 29.2pp-439.3%▼ 306.3pp
Equity-€1.0mbelow the sector's middle half▼ 69.7%-€2.2mbelow the sector's middle half▼ 119%-€3.0mbelow the sector's middle half▼ 35.3%-€3.7mbelow the sector's middle half▼ 22.5%-€4.5mbelow the sector's middle half▼ 22.3%
Total assets€336,542below the sector's middle half▲ 80.6%€533,991within the sector's middle half▲ 58.7%€332,151below the sector's middle half▼ 37.8%€275,513below the sector's middle half▼ 17.1%€204,705below the sector's middle half▼ 25.7%
Debt€1.3m▲ 72.3%€2.7m▲ 104%€3.3m▲ 21.0%€3.9m▲ 18.6%€4.7m▲ 19.0%
Working capital-€1.0mbelow the sector's middle half▼ 69.8%-€2.3mbelow the sector's middle half▼ 118%-€3.0mbelow the sector's middle half▼ 33.5%-€3.7mbelow the sector's middle half▼ 21.7%-€4.5mbelow the sector's middle half▼ 21.7%
Solvency-299.3%below the sector's middle half▲ 19.2pp-413.5%below the sector's middle half▼ 114.2pp-899.1%below the sector's middle half▼ 485.6pp
Current ratio0.22below the sector's middle half▲ 0.020.14below the sector's middle half▼ 0.090.06below the sector's middle half▼ 0.080.05below the sector's middle half▼ 0.010.03below the sector's middle half▼ 0.02
Return on assets (ROA)-122.9%below the sector's middle half▼ 3.4pp-224.9%below the sector's middle half▼ 101.9pp-234.4%below the sector's middle half▼ 9.5pp-244.2%below the sector's middle half▼ 9.9pp-399.5%below the sector's middle half▼ 155.3pp
Staff (FTE)0.9below the sector's middle half=0.9below the sector's middle half=0.9below the sector's middle half=0.9below the sector's middle half=0.9below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €810,647 in 2025 against €667,315 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204,705
Fixed assets
€52,965 ▼ 40.5%
Current assets
€151,740 ▼ 18.6%
Key figures and ratios
EBITDA
-€774,582▼
2024 · -€624,859
Cash flow
-€781,796▼
2024 · -€630,477
Debt to equity
-1.05▲
2024 · -1.08
Interest coverage
-272.79▼
2024 · -178.15
Debt ≤ 1 year
€4.7m▲
2024 · €3.9m
Debt > 1 year
€22,398▼
2024 · €51,537
Income taxes
€4,375▲
2024 · €2,110
Staff costs
€87,476▲
2024 · €84,853
A ratio outside any meaningful range has been withheld (balance sheet total €204,705, equity -€4.5m).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.5%
went bankrupt
8.0%
stopped otherwise
85%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €266,030 | €112,779 | €476,032 | €501,874 | €184,542 | ▼ 63.2% |
| Goods, raw materials, services and sundry goods60/61 | €536,763 | €1.1m | €1.1m | €1.0m | €864,408 | ▼ 15.1% |
| Remuneration, social security and pensions62 | €63,551 | €69,799 | €78,062 | €84,853 | €87,476 | ▲ 3.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,643 | €21,771 | €44,037 | €42,456 | €36,065 | ▼ 15.1% |
| Other operating charges640/8 | €4,013 | €10,426 | €6,949 | €23,941 | €7,239 | ▼ 69.8% |
| Gross operating margin9900 | -€270,733 | -€1.0m | -€643,017 | -€516,065 | -€679,866 | ▼ 31.7% |
| Operating profit (loss)9901 | -€364,940 | -€1.1m | -€772,065 | -€667,315 | -€810,647 | ▼ 21.5% |
| Financial charges65/66B | €46,066 | €72,560 | €4,199 | €3,508 | €2,839 | ▼ 19.0% |
| Recurring financial charges65 | €46,066 | €72,560 | €4,199 | €3,508 | €2,839 | ▼ 19.0% |
| Profit (loss) for the period before taxes9903 | -€411,006 | -€1.2m | -€776,263 | -€670,823 | -€813,487 | ▼ 21.3% |
| Income taxes67/77 | €2,653 | - | €2,230 | €2,110 | €4,375 | ▲ 107% |
| Profit (loss) for the period9904 | -€413,659 | -€1.2m | -€778,493 | -€672,932 | -€817,861 | ▼ 21.5% |
| Profit (loss) for the period to be appropriated9905 | -€413,659 | -€1.2m | -€778,493 | -€672,932 | -€817,861 | ▼ 21.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €336,542 | €533,991 | €332,151 | €275,513 | €204,705 | ▼ 25.7% |
| Fixed assets21/28 | €35,102 | €172,939 | €131,487 | €89,031 | €52,965 | ▼ 40.5% |
| Tangible fixed assets22/27 | €35,102 | €172,939 | €131,487 | €89,031 | €52,965 | ▼ 40.5% |
| Furniture and vehicles24 | €32,577 | €170,927 | €129,989 | €88,046 | €52,495 | ▼ 40.4% |
| Other tangible fixed assets26 | €2,525 | €2,011 | €1,498 | €984 | €471 | ▼ 52.2% |
| Current assets29/58 | €301,440 | €361,052 | €200,664 | €186,482 | €151,740 | ▼ 18.6% |
| Amounts receivable within one year40/41 | €211,412 | €34,706 | €165,622 | €129,415 | €124,067 | ▼ 4.1% |
| Trade receivables40 | €56,261 | - | €61,212 | €125,373 | €91,217 | ▼ 27.2% |
| Other amounts receivable41 | €155,150 | €34,706 | €104,410 | €4,042 | €32,850 | ▲ 713% |
| Cash at bank and in hand54/58 | €90,028 | €326,347 | €35,042 | €53,867 | €24,306 | ▼ 54.9% |
| Deferred charges and accrued income490/1 | - | - | - | €3,200 | €3,368 | ▲ 5.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €336,542 | €533,991 | €332,151 | €275,513 | €204,705 | ▼ 25.7% |
| Equity10/15 | -€1.0m | -€2.2m | -€3.0m | -€3.7m | -€4.5m | ▼ 22.3% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€1.0m | -€2.2m | -€3.0m | -€3.7m | -€4.5m | ▼ 22.2% |
| Amounts payable17/49 | €1.3m | €2.7m | €3.3m | €3.9m | €4.7m | ▲ 19.0% |
| Amounts payable after more than one year17 | - | €106,034 | €79,866 | €51,537 | €22,398 | ▼ 56.5% |
| Financial debts170/4 | - | €106,034 | €79,866 | €51,537 | €22,398 | ▼ 56.5% |
| Amounts payable within one year42/48 | €1.3m | €2.6m | €3.2m | €3.9m | €4.7m | ▲ 19.8% |
| Current portion of amounts payable after more than one year42 | €7,520 | €28,153 | €27,543 | €28,329 | €29,138 | ▲ 2.9% |
| Trade debts44 | €2,689 | €2,709 | €3,400 | €55,347 | €59,023 | ▲ 6.6% |
| Suppliers440/4 | €2,689 | €2,709 | €3,400 | €55,347 | €59,023 | ▲ 6.6% |
| Taxes, remuneration and social security45 | €8,794 | €9,490 | €12,560 | €15,451 | €12,694 | ▼ 17.8% |
| Taxes450/3 | - | €9,490 | €1,203 | €1,222 | €151 | ▼ 87.6% |
| Remuneration and social security454/9 | €8,794 | - | €11,357 | €14,229 | €12,543 | ▼ 11.8% |
| Other amounts payable47/48 | €1.3m | €2.6m | €3.2m | €3.8m | €4.5m | ▲ 20.2% |
| Accrued charges and deferred income492/3 | - | - | - | - | €8,965 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€413,659 | -€1.2m | -€778,493 | -€672,932 | -€817,861 | ▼ 21.5% |
| + Depreciation and write-downs630 | €26,643 | €21,771 | €44,037 | €42,456 | €36,065 | ▼ 15.1% |
| Operating cash flow (approximation) | -€387,016 | -€1.2m | -€734,456 | -€630,477 | -€781,796 | ▼ 24.0% |
| Investment in fixed assets (approximation) | - | -€159,608 | -€2,585 | €0 | €0 | - |
| Change in cash | - | €236,318 | -€291,305 | €18,825 | -€29,561 | ▼ 257% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
22-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
01-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 32 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet -€1.2m
Net result drops to -€1.2m, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 17 days late
2020
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 14 days late
2019
24-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 85 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2014
Ground area
9,999 m²
Building footprint
1,516 m²
Volume, LiDAR
1,472 m³
2 parcels, Wallonia · tallest building 11.6 m, ±1 floor. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
Les Gottes 2, 1390 Grez-Doiceau
since 20142.228.598.457
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037D0029/00N000 | Wallonia | 5,000 m² | 1 · 334 m² | 11.6 m · 1 fl. |
| 25006A0145/00G000 | Wallonia | 4,998 m² | 1 · 1,182 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Thru
BE 0472.614.484
Edegem · FTE 0.9
TIVIBALI
BE 0445.210.895
Aalter · FTE 0.9
BW GROEP
BE 0630.943.626
Genk · FTE 0.9
BEST ESTATES
BE 0672.676.885
Antwerpen · FTE 0.9
Alvamas
BE 0674.521.172
Merelbeke-Melle · FTE 0.9
Of 24,518 companies in sector 82990 we hold annual accounts for 9,421. 888 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-03-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
68121Development of residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68321Property management for co-owned buildings (syndics)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0547810072
Also
9925:BE0547810072
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.